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« Last edited by jj1000 on March 14, 2018, 12:45:51 PM »

Author Topic: Chase Freedom Unlimited Master Thread  (Read 71714 times)

Offline Freecountry

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Re: Chase Freedom Unlimited Master Thread
« Reply #120 on: April 20, 2018, 10:51:03 AM »
From about 35k+ (assuming you PC the CSP to a CFU as soon as you hit 4k spend) you'd be ahead doing this. Which with A/A risk aside it may be a good deal for some select few. Of it has to be those who are trying to rack up UR at that time.
by the way it's not $35000 it's $40000 if you are comparing to a CSP

Offline Freecountry

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Re: Chase Freedom Unlimited Master Thread
« Reply #121 on: April 20, 2018, 10:58:03 AM »
If I want to downgrade my Sapphire Preferred to a Freedom Unlimited, can I still transfer my points to my spouse (who does have a Sapphire Preferred), or do I personally need to keep a Sapphire card open in order to transfer my UR earned from Freedom card?
AFAIK you need to have the CSP

Offline Dan

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Re: Chase Freedom Unlimited Master Thread
« Reply #122 on: April 20, 2018, 11:04:57 AM »
If I want to downgrade my Sapphire Preferred to a Freedom Unlimited, can I still transfer my points to my spouse (who does have a Sapphire Preferred), or do I personally need to keep a Sapphire card open in order to transfer my UR earned from Freedom card?
Spouse is fine
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Offline Freecountry

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Re: Chase Freedom Unlimited Master Thread
« Reply #123 on: April 20, 2018, 11:13:12 AM »

Offline Dan

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Re: Chase Freedom Unlimited Master Thread
« Reply #124 on: April 20, 2018, 11:14:26 AM »
Should be fine for any AU
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Offline davidrotts63

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Re: Chase Freedom Unlimited Master Thread
« Reply #125 on: April 20, 2018, 11:23:20 AM »
by the way it's not $35000 it's $40000 if you are comparing to a CSP
With 35k spend.
With CSP this 59k for 4k spend, and 46.5k for the rest for a 105.5k total
With CFU 3x it's 107.5k.
Considering AU bonuses as well
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Offline Freecountry

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Re: Chase Freedom Unlimited Master Thread
« Reply #126 on: April 20, 2018, 11:26:40 AM »
With 35k spend.
With CSP this 59k for 4k spend, and 46.5k for the rest for a 105.5k total
With CFU 3x it's 107.5k.
Considering AU bonuses as well
35000× 3 = 105000

Offline davidrotts63

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Re: Chase Freedom Unlimited Master Thread
« Reply #127 on: April 20, 2018, 11:32:59 AM »
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Offline Freecountry

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Re: Chase Freedom Unlimited Master Thread
« Reply #128 on: April 20, 2018, 11:35:10 AM »
+2.5k AU bonus
and if you downgrade you won't get that?

Offline davidrotts63

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Re: Chase Freedom Unlimited Master Thread
« Reply #129 on: April 20, 2018, 11:37:35 AM »
and if you downgrade you won't get that?
Correct. You'll get 5k for CSP which I included.
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Offline Freecountry

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Re: Chase Freedom Unlimited Master Thread
« Reply #130 on: April 20, 2018, 11:41:34 AM »
And the truth is someone who is spending $35000 probably is going to be spending on things that are bonus categories on other cards such as gas, office supplies, hotels etc. So he wouldn't want it spent on the freedom unlimited so your math is probably still way off

Offline davidrotts63

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Re: Chase Freedom Unlimited Master Thread
« Reply #131 on: April 20, 2018, 11:47:11 AM »
And the truth is someone who is spending $35000 probably is going to be spending on things that are bonus categories on other cards such as gas, office supplies, hotels etc. So he wouldn't want it spent on the freedom unlimited so your math is probably still way off
Someone MSing ...
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Offline Freecountry

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Re: Chase Freedom Unlimited Master Thread
« Reply #132 on: April 20, 2018, 11:51:26 AM »

Offline davidrotts63

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Re: Chase Freedom Unlimited Master Thread
« Reply #133 on: April 20, 2018, 11:52:48 AM »
what about MSing?
Our scenario is for someone MSing non bonus categories
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Offline Dan

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Re: Chase Freedom Unlimited Master Thread
« Reply #134 on: April 20, 2018, 11:53:42 AM »
Why are you MSing non-bonus categories?
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline davidrotts63

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Re: Chase Freedom Unlimited Master Thread
« Reply #135 on: April 20, 2018, 11:55:24 AM »
Why are you MSing non-bonus categories?
Fill me in where should I MS ONLY bonus categories?
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Offline Freecountry

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Re: Chase Freedom Unlimited Master Thread
« Reply #136 on: April 20, 2018, 11:55:53 AM »
Our scenario is for someone MSing non bonus categories
why

Offline davidrotts63

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Re: Chase Freedom Unlimited Master Thread
« Reply #137 on: April 20, 2018, 11:56:29 AM »
why
Cuz that's where it can be worth it.
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Offline Freecountry

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Re: Chase Freedom Unlimited Master Thread
« Reply #138 on: April 20, 2018, 11:56:47 AM »
Fill me in where should I MS ONLY bonus categories?
office supplies is one example or anything bought with paypal
« Last Edit: April 20, 2018, 12:06:26 PM by Freecountry »

Offline CZ60

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Re: Chase Freedom Unlimited Master Thread
« Reply #139 on: April 20, 2018, 12:04:31 PM »
How many people have over $35K in non-bonus spending in a year?
I'd imagine that's a small number.
But suppose you are spending more than 35k non bonus in a year. What would you advise? Besides for cutting down on spending  :P