I need your help guys, CC issue

[Smokey Joe Robinson]

+1 more credit cards means higher line of credit =lower utilization automatically lifts score and tell her evan if she wants to pay "a little bit more" she can but without 5 revolving credit card accounts it hurts her score to have less than that. check out the fico score thing it says it very clearly. offer her to use your points and whatever money you save she has pay you when you finish the trip give the thousands of $$$ back to her. trust me you will be going on a lot of free vacations after that

Thats a guy talking, not a woman

[golan]

how do you only get 1 hit with 3 applications?

[Smokey Joe Robinson]

how do you only get 1 hit with 3 applications?

See Three browser thread....but basically its applying from the Same bank (ie citibank) for 3 different cc from 3 different browsers.

[Saver2000]

Thats a guy talking, not a woman

Cjeck the op - it is a guy asking wat he should tell his girlfriend.

[momo]

the question is when do you stop applying for cards for when you are in the market for a mortgage?

anybody have any experience with applying for all these cards and still getting a good mortgage rates( i do understand that there are many other factors to get a mortgage like income down pymt)

I can give an answer I just applied for and received a mortgage at a really good rate and have applied for numerous cc and have actually used these miles to go around the world! so as long as you make sure that ur credit score is up to par you should have no problems getting a mortgage( that being said i just received my mortgage and have not yet applied for any new cc i may take a break for a while and let some inquiries fall off before jumping back in)

[Smokey Joe Robinson]

Cjeck the op - it is a guy asking wat he should tell his girlfriend.

I meant a woman wont understand it the way we think.

[Nitantnel]

They're uneducated.  And jealous.

Dan, are you not afraid of spreading the word too much, don't you think that if you get too big the banks will tighten their belt?

[elikay]

@Nitantel
Its alright, some (most) people never learn...

[momo]

Dan, are you not afraid of spreading the word too much, don't you think that if you get too big the banks will tighten their belt?

Are you kidding me? There are hundreds of millions of people in the us alone! what % do u think takes advantage of these cc 0.2% 0.4%? Most people cant be bothered, so more stuff for us!

[karen]

the question is when do you stop applying for cards for when you are in the market for a mortgage?

anybody have any experience with applying for all these cards and still getting a good mortgage rates( i do understand that there are many other factors to get a mortgage like income down pymt)

me 

[Nitantnel]

@Nitantel
Its alright, some (most) people never learn...

LOL!