Author Topic: question with three browser method (Read 135725 times)

Wolf · « **Reply #460 on:** December 26, 2011, 11:51:25 AM »

Yes sapphire business.
applied for 1 business and 1 sapphire personal

bubbles · « **Reply #461 on:** December 26, 2011, 12:06:32 PM »

Quote from: Wolf on December 26, 2011, 11:51:25 AM

Yes sapphire business.
applied for 1 business and 1 sapphire personal

you mean the ink bold maybe? I cant imagine you applied and got accepted for a card that doesn't exist (sapphire business)

Wolf · « **Reply #462 on:** December 26, 2011, 12:33:41 PM »

Thats weird, I thought i did apply for the sapphire business. Well guess will just wait and see what i get...

dans fan · « **Reply #463 on:** December 26, 2011, 01:17:13 PM »

did a 3bm saph co and united last night all pending, this morn i called he put me on hold (for about 35 min with a couple of q in middle) app all 3

Mocha · « **Reply #464 on:** December 26, 2011, 01:39:03 PM »

Quote from: dans fan on December 26, 2011, 01:17:13 PM

did a 3bm saph co and united last night all pending, this morn i called he put me on hold (for about 35 min with a couple of q in middle) app all 3

Nicely done!
Just curious, how many and which cards did you apply within the last year before doing these 3?

dans fan · « **Reply #465 on:** December 26, 2011, 09:36:08 PM »

dont know

steve L · « **Reply #466 on:** December 26, 2011, 10:05:42 PM »

Quote from: dans fan on December 26, 2011, 09:36:08 PM

dont know

pretty lazy response. ast least estimate. we all ask for help but then someone asks you, you say you dont know.

we all cant be takers on this site. For this to be successful we all need to help

dans fan · « **Reply #467 on:** December 26, 2011, 10:40:26 PM »

i did it for someone else. so i dont know

DavidM · « **Reply #468 on:** December 26, 2011, 11:26:56 PM »

Quote from: AsherO on December 23, 2011, 11:08:38 AM

Looks good to me, good luck. Be prepared to play the recon game, and possibly closing your existing Chase cards to push some of these new applications through.

You'll also notice that Dan edited your post to include the DD links for the cards you want to apply for, please support the site by using those links.

What do you mean by "closing existing Chase cards"? I currently only have Chase Freedom. If I do 3BM on lets say Sapphire, Bold, and another, I may have to close my Freedom?

AJK · « **Reply #469 on:** December 27, 2011, 01:25:11 AM »

Quote from: DavidM on December 26, 2011, 11:26:56 PM

What do you mean by "closing existing Chase cards"? I currently only have Chase Freedom. If I do 3BM on lets say Sapphire, Bold, and another, I may have to close my Freedom?

If you'd rather just keep your Freedom, you can do that, but it may be required to get the "X" approved, yes.

DavidM · « **Reply #470 on:** December 27, 2011, 10:15:47 AM »

Quote from: AJK on December 27, 2011, 01:25:11 AM

If you'd rather just keep your Freedom, you can do that, but it may be required to get the "X" approved, yes.

Got it. Thanks

Wolf · « **Reply #471 on:** December 28, 2011, 04:23:08 PM »

Did 3bm with chase sapphire and ink bold business, called up got them both approved (after moving credit). got hit with 2 hits on credit report on same date.

Did 3bm with Amex spg, and spg business, got approved for the personal right away, and for the business few days later.
Now i get an alert that amex hit experian again today the 28th. So i have two amex inquiries too.

Whats the point of 3bm if this happened?
Can I talk them out to remove an inquiry or its impossible?

AJK · « **Reply #472 on:** December 28, 2011, 05:13:16 PM »

Quote from: Wolf on December 28, 2011, 04:23:08 PM

Whats the point of 3bm if this happened?
Can I talk them out to remove an inquiry or its impossible?

-YMMV
-No

HelpMe · « **Reply #473 on:** December 28, 2011, 05:31:58 PM »

Quote from: Wolf on December 28, 2011, 04:23:08 PM

Whats the point of 3bm if this happened?
Can I talk them out to remove an inquiry or its impossible?

The 3BM increases your chances of receiving one inquire.

You can dispute the inquire but more times than not it will not work.

Wolf · « **Reply #474 on:** December 28, 2011, 05:41:47 PM »

Quote from: AJK on December 28, 2011, 05:13:16 PM

-YMMV
-No

What does YMMV stand for?

AJK · « **Reply #475 on:** December 28, 2011, 05:47:36 PM »

Quote from: Wolf on December 28, 2011, 05:41:47 PM

What does YMMV stand for?

Your Mileage May Vary... in other words, though the 3BM can result in only one inquiry, often/some times it will result in two or even three. As has been discussed on here many times, the method isn't foolproof, unfortunately.

mileshocker · « **Reply #476 on:** December 28, 2011, 08:52:11 PM »

I did a 3bm three weeks ago for swa,hyatt and sp got one hit on experian and trans u no hit on equifax . Is it possible to freeze experian and trans u and apply for the UA and CO to get a pull from eqifax? I have no hard hits on equifax in past 2yrs.
What are my chances of getting accepted? i have about 25k in CL w.chase

AJK · « **Reply #477 on:** December 28, 2011, 09:02:26 PM »

Yes, most times you can "force" Chase to pull a certain bureau.

mileshocker · « **Reply #478 on:** December 28, 2011, 09:05:13 PM »

sorry, i know its possible i just wanted to know if my chances are slimmer b.c of my recent 3bm or it wont make a difference b.c i have no pulls on my equifax?

AJK · « **Reply #479 on:** December 28, 2011, 09:06:45 PM »

Quote from: mileshocker on December 28, 2011, 09:05:13 PM

sorry, i know its possible i just wanted to know if my chances are slimmer b.c of my recent 3bm or it wont make a difference b.c i have no pulls on my equifax?

The fact that you just applied for cards within a month will definitely decrease your odds, yes.

The fact that you have no inquiries on one report is but one factor in the credit approval process.