Author Topic: chase closing my checking account  (Read 4501 times)

Offline shulem92

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chase closing my checking account
« on: June 26, 2016, 06:38:33 PM »
did anyone ever hear of getting your checking account shut down due to using uncollected funds? is there any way to appeal? i never actually used uncollected funds, but im being bounced around from rep to rep. any help would be appreciated. thanx

Offline LoLo

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Offline shulem92

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Re: chase closing my checking account
« Reply #2 on: June 26, 2016, 06:42:30 PM »
http://forums.dansdeals.com/index.php?topic=11216
this doesnt look like a/a cuz only my checking account was affected. my cc are still going strong

Offline SearchGuy

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Re: chase closing my checking account
« Reply #3 on: June 26, 2016, 08:13:38 PM »
this doesnt look like a/a cuz only my checking account was affected. my cc are still going strong
Pull out your points ASAP

Offline sharabob

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Re: chase closing my checking account
« Reply #4 on: June 26, 2016, 08:15:18 PM »
did anyone ever hear of getting your checking account shut down due to using uncollected funds? is there any way to appeal? i never actually used uncollected funds, but im being bounced around from rep to rep. any help would be appreciated. thanx
um, what is uncollected funds?

Offline SearchGuy

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Re: chase closing my checking account
« Reply #5 on: June 26, 2016, 08:17:05 PM »
um, what is uncollected funds?
Dunno, maybe they look at the dates of the checks of your account and see that you used your debit card when there was not enough funds to cover the checks... Just a speculation

Offline yakrot

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Re: chase closing my checking account
« Reply #6 on: June 26, 2016, 08:19:52 PM »
Pull out your points ASAP
U think his cc's are at risk?

Offline SearchGuy

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chase closing my checking account
« Reply #7 on: June 26, 2016, 08:21:35 PM »
U think his cc's are at risk?
Chase has a thing called termination of relationship

Offline David Smith

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Re: chase closing my checking account
« Reply #8 on: June 26, 2016, 08:21:59 PM »
um, what is uncollected funds?
Using funds added to the account before checks or deposits fully clear. They're legally required to give you access to the funds, but they'll chuck you if you actually use them. You can sue if you're bored.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline shulem92

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Re: chase closing my checking account
« Reply #9 on: June 26, 2016, 10:19:09 PM »
Using funds added to the account before checks or deposits fully clear. They're legally required to give you access to the funds, but they'll chuck you if you actually use them. You can sue if you're bored.
i threatened to sue, especially since i never actually used uncollected funds

Offline shulem92

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Re: chase closing my checking account
« Reply #10 on: June 26, 2016, 10:20:14 PM »
Pull out your points ASAP
my cc's arent at risk. my checking account is already technically shut down, and they told me that my cc's arent at risk at all

Offline SearchGuy

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Re: chase closing my checking account
« Reply #11 on: June 26, 2016, 10:22:02 PM »
my cc's arent at risk. my checking account is already technically shut down, and they told me that my cc's arent at risk at all
Who can tell you such a thing?

Offline regular

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Re: chase closing my checking account
« Reply #12 on: June 26, 2016, 10:54:09 PM »
did anyone ever hear of getting your checking account shut down due to using uncollected funds? is there any way to appeal? i never actually used uncollected funds, but im being bounced around from rep to rep. any help would be appreciated. thanx
You got some luck dude!
Case in point http://forums.dansdeals.com/index.php?topic=8.msg1493809#msg1493809.
Why dont you just take a little break get married and then come back here and worry about all this?

Offline sag95

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Re: chase closing my checking account
« Reply #13 on: June 26, 2016, 11:58:45 PM »
You got some luck dude!
Case in point http://forums.dansdeals.com/index.php?topic=8.msg1493809#msg1493809.
Why dont you just take a little break get married and then come back here and worry about all this?
Nah, you wanna take care of these things before you get married!

Offline yakrot

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Re: chase closing my checking account
« Reply #14 on: June 27, 2016, 12:11:20 AM »
He's getting married this week !!  Crazy week

Offline regular

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Re: chase closing my checking account
« Reply #15 on: June 27, 2016, 06:43:37 AM »
He's getting married this week !!  Crazy week
he's getting married tonight!

Offline theblakdavid

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Re: chase closing my checking account
« Reply #16 on: June 27, 2016, 08:42:37 AM »
he's getting married tonight!
You being by wedding?

Offline Hjay

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Re: chase closing my checking account
« Reply #17 on: June 27, 2016, 10:17:21 AM »

Offline theblakdavid

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Re: chase closing my checking account
« Reply #18 on: June 27, 2016, 10:28:41 AM »

Offline shulem92

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Re: chase closing my checking account
« Reply #19 on: July 13, 2016, 04:55:10 PM »
Chase shut down my bank account. Got a check in the mail today with the remaining balance. And contrary to popular belief, even though they pulled their "termination of relationship" garbage on me, all my credit cards are still open