Topic Wiki

California
Amex: Experian (1 hit applying for Gold and Platinum :) )
BofA: TransUnion and Experian
Chase: Experian/Equifax/Transunion
Citi: Experian
Barclays: TransUnion

Colorado
Experian - Capital One (all 3), Amex, Chase, Citi - reg and bus
TU- Barclays

Florida
Amex: Experian
Bank of Am: Experian
Capital One: All 3
Citi Business: Experian
Citi Personal: Experian
AT&T : Equifax (unauthorized)
BB&T: Equifax
Chase: Equifax/Experian
PenFed: Equifax
Barclays: Transunion

Illinois
Equifax=All my citi apps
Experian= 2 amex and 2 chase
Transunion= 3 chase (came up as first usa)
Update as of 2/12/2014:
Bank of America: Experian
Barclays: Transunion
Citibank: Experian AND Equifax (I only applied for one card!)
US Bank: Transunion

Massachusetts:
American Express: Experian
Chase: Experian
Bank of America: Experian
Barclays Bank: Experian, Equifax
Capital One: Experian, Equifax, Transunion
Citi Business: Exquifax
Citi Personal: Exquifax
AT&T : Equifax
Verizon: Experian

New Jersey
03/11 Amex Plat - Experian
Amex Gold - Experian( should of done them together)
Citi - Experian
01/11 Citi -Experian
08/10 Chase CO - Experian
Citi - Experian
07/10 Amex SPG - Experian
Chase: Experian
Barclays: Transunion
(recon pulls all 3)
US Bank: experian
Discover: Transunion & Equifax
Penfed: Equifax
Bank of America 6/15/15: Experian (shoobi)
Verizon: Equifax

New York:
Amex: Experian (three browser trick confirmed, at least for AsherO)
Bank of America:Experian{by freezing, TransUnion}
CapitalOne: All three bureaus, duh!
Chase: Experian (three browser trick confirmed, at least for AsherO)/equifax
Citi: Equifax Experian both(three browser trick confirmed (AsherO), though it seems biz card was a separate pull), both personal and biz pulls./Experian
Discover: Equifax
SimmondsFirst: TransUnion
Synchrony: TransUnion
chase banking: trans union
Barclays: TransUnion
Bofa: Experian
Schwab: Equifax
Macy's: Experian
M and T Bank: All 3 (Both cc and loans)
Bill Me Later: Equifax
Verizon: Equifax

Ohio:
AMEX: Experian
Capital One: Pulled from all 3 bureaus.
Chase Credit Cards: Transunion
Chase Banking: Experian
Citi (Consumer and CBSD/Business): Experian
Discover: Equifax
Elavon credit card processing: Equifax
FIA (BOFA): Experian
Barclay: Transunion

Tennessee:
AMEX: Experian
Chase Credit Cards: Equifax
Citi (Consumer and CBSD/Business): Equifax
Barclay: Transunion

Pennsylvania
Amex: Experian
Chase: Transunion and Experian
Citi: Experian
Barclays: Transunion
BofA Personal: Experian
BofA Business: Transunion
Comcast: Equifax

Washington
Amex(Consumer/Business): Experian
Chase Credit Cards (business): Experian and Equifax
Citi (Consumer): Experian and Transunion
Barclay: Transunion
« Last edited by joew on September 19, 2016, 01:53:55 PM »

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Author Topic: Where Did Your Inquiries Pull From?  (Read 247926 times)

Offline Dan

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Where Did Your Inquiries Pull From?
« on: March 24, 2011, 10:32:45 PM »
Ohio:
AMEX: Experian
Capital One: Pulled from all 3 bureaus.
Chase Credit Cards: Transunion
Chase Banking: Experian
Citi (Consumer and CBSD/Business): Experian
Discover: Equifax
Elavon credit card processing: Equifax
FIA (BOFA): Experian
Barclay: Transunion
« Last Edit: March 25, 2011, 06:27:22 PM by Dan »
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Offline smurf

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Re: Where Did Your Inquiries Pull From?
« Reply #1 on: March 24, 2011, 10:33:38 PM »
luckily your area is well balanced in nj I think most of them hit experian
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Offline Cholentfresser

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Re: Where Did Your Inquiries Pull From?
« Reply #2 on: March 24, 2011, 11:37:11 PM »
Chase does a hard pull for bank accounts?
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Offline BAHayman

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Re: Where Did Your Inquiries Pull From?
« Reply #3 on: March 24, 2011, 11:59:28 PM »
New York:

Amex: Experian
Citi: Experian
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Offline Dan

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Re: Where Did Your Inquiries Pull From?
« Reply #4 on: March 25, 2011, 10:43:42 AM »
Nobody else has a credit report to look at to post where their inquiries come from?
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Offline Dan

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Re: Where Did Your Inquiries Pull From?
« Reply #5 on: March 25, 2011, 10:43:58 AM »
Quote from: Cholentfresser on March 24, 2011, 11:37:11 PM
Chase does a hard pull for bank accounts?
Apparently.
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Offline Cholentfresser

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Re: Where Did Your Inquiries Pull From?
« Reply #6 on: March 25, 2011, 10:56:23 AM »
that's weird, because when I opened my account I specifically asked if it will make a hard pull and she said no, its a bank account, not a credit card account...
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Offline elikay

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Re: Where Did Your Inquiries Pull From?
« Reply #7 on: March 25, 2011, 10:56:32 AM »
I believe c schwab does too.
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Offline Dan

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Re: Where Did Your Inquiries Pull From?
« Reply #8 on: March 25, 2011, 10:59:24 AM »
Quote from: Cholentfresser on March 25, 2011, 10:56:23 AM
that's weird, because when I opened my account I specifically asked if it will make a hard pull and she said no, its a bank account, not a credit card account...
The person you asked was obviously biased...
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Offline Cholentfresser

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Re: Where Did Your Inquiries Pull From?
« Reply #9 on: March 25, 2011, 11:02:14 AM »
one would think that if u have a question about a chase bank account, the best place to ask it would be in a chase bank. obviously not.
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Offline Dan

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Re: Where Did Your Inquiries Pull From?
« Reply #10 on: March 25, 2011, 11:05:02 AM »
Quote from: Cholentfresser on March 25, 2011, 11:02:14 AM
one would think that if u have a question about a chase bank account, the best place to ask it would be in a chase bank. obviously not.
These are the same people that tell you if you close your account within 6 months that they will take the miles back.
It's all about commissions!
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Offline myb821

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Re: Where Did Your Inquiries Pull From?
« Reply #11 on: March 25, 2011, 11:47:07 AM »
I will reply later I'm not home to look at my account
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Offline myb821

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Re: Where Did Your Inquiries Pull From?
« Reply #12 on: March 25, 2011, 03:25:33 PM »
citi: equifax
amex: experian
chase banking: trans union
chase credit card: equifax
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Offline HSS

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Re: Where Did Your Inquiries Pull From?
« Reply #13 on: March 25, 2011, 03:52:56 PM »
My last report from 3/08/2011 has in past 24 months:

Equifax: 2 inquiries (BB&T Bank didnt realize that one was hard pull o well, Chase Bank)
Experian: 11 Inquiries (3 AMEX, 2 CBSD, 2 Chase, 4 CITI) - I guess CBSD is CitiBusiness Cards only thing that makes sense
Transunion: 0 Inquiries
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Offline AsherO

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Re: Where Did Your Inquiries Pull From?
« Reply #14 on: March 25, 2011, 04:01:24 PM »
Quote from: HSS on March 25, 2011, 03:52:56 PM
My last report from 3/08/2011 has in past 24 months:

Equifax: 2 inquiries (BB&T Bank didnt realize that one was hard pull o well, Chase Bank)
Experian: 11 Inquiries (3 AMEX, 2 CBSD, 2 Chase, 4 CITI) - I guess CBSD is CitiBusiness Cards only thing that makes sense
Transunion: 0 Inquiries


Make sure you don't have any fraud-alert/blocks on any of your reports. It could be when they try to hit Equifax and/or TU they get blocked out so they hit Experian...
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Offline netzih

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Re: Where Did Your Inquiries Pull From?
« Reply #15 on: March 25, 2011, 05:31:52 PM »
Citi: equifax
Bofa: experian
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Offline Dan

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Re: Where Did Your Inquiries Pull From?
« Reply #16 on: March 25, 2011, 06:28:35 PM »
Quote from: myb821 on March 25, 2011, 03:25:33 PM
citi: equifax
amex: experian
chase banking: trans union
chase credit card: equifax
Quote from: HSS on March 25, 2011, 03:52:56 PM
My last report from 3/08/2011 has in past 24 months:

Equifax: 2 inquiries (BB&T Bank didnt realize that one was hard pull o well, Chase Bank)
Experian: 11 Inquiries (3 AMEX, 2 CBSD, 2 Chase, 4 CITI) - I guess CBSD is CitiBusiness Cards only thing that makes sense
Transunion: 0 Inquiries


Quote from: netzih on March 25, 2011, 05:31:52 PM
Citi: equifax
Bofa: experian
Guys, write the states!

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Offline aussiebochur

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Re: Where Did Your Inquiries Pull From?
« Reply #17 on: March 25, 2011, 06:38:59 PM »
Quote from: Dan on March 25, 2011, 06:28:35 PM
Guys, write the states!


Boro Park, Lakewood etc...;)
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Offline netzih

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Re: Where Did Your Inquiries Pull From?
« Reply #18 on: March 25, 2011, 08:14:41 PM »
Quote from: Dan on March 25, 2011, 06:28:35 PM
Guys, write the states!
i did them both online (bofa from my ny online acct) and citi online without a acct in los angeles
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Offline myb821

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Re: Where Did Your Inquiries Pull From?
« Reply #19 on: March 26, 2011, 08:06:30 PM »
Quote from: Dan on March 25, 2011, 06:28:35 PM
Guys, write the states!


new york
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