Topic Wiki

California
Amex: Experian (1 hit applying for Gold and Platinum :) )
BofA: TransUnion and Experian
Chase: Experian/Equifax/Transunion
Citi: Experian
Barclays: TransUnion

Colorado
Experian - Capital One (all 3), Amex, Chase, Citi - reg and bus
TU- Barclays

Florida
Amex: Experian
Bank of Am: Experian
Capital One: All 3
Citi Business: Experian
Citi Personal: Experian
AT&T : Equifax (unauthorized)
BB&T: Equifax
Chase: Equifax/Experian
PenFed: Equifax
Barclays: Transunion

Illinois
Equifax=All my citi apps
Experian= 2 amex and 2 chase
Transunion= 3 chase (came up as first usa)
Update as of 2/12/2014:
Bank of America: Experian
Barclays: Transunion
Citibank: Experian AND Equifax (I only applied for one card!)
US Bank: Transunion

Massachusetts:
American Express: Experian
Chase: Experian
Bank of America: Experian
Barclays Bank: Experian, Equifax
Capital One: Experian, Equifax, Transunion
Citi Business: Exquifax
Citi Personal: Exquifax
AT&T : Equifax
Verizon: Experian

New Jersey
03/11 Amex Plat - Experian
Amex Gold - Experian( should of done them together)
Citi - Experian
01/11 Citi -Experian
08/10 Chase CO - Experian
Citi - Experian
07/10 Amex SPG - Experian
Chase: Experian
Barclays: Transunion
(recon pulls all 3)
US Bank: experian
Discover: Transunion & Equifax
Penfed: Equifax
Bank of America 6/15/15: Experian (shoobi)
Verizon: Equifax

New York:
Amex: Experian (three browser trick confirmed, at least for AsherO)
Bank of America:Experian{by freezing, TransUnion}
CapitalOne: All three bureaus, duh!
Chase: Experian (three browser trick confirmed, at least for AsherO)/equifax
Citi: Equifax Experian both(three browser trick confirmed (AsherO), though it seems biz card was a separate pull), both personal and biz pulls./Experian
Discover: Equifax
SimmondsFirst: TransUnion
Synchrony: TransUnion
chase banking: trans union
Barclays: TransUnion
Bofa: Experian
Schwab: Equifax
Macy's: Experian
M and T Bank: All 3 (Both cc and loans)
Bill Me Later: Equifax
Verizon: Equifax

Ohio:
AMEX: Experian
Capital One: Pulled from all 3 bureaus.
Chase Credit Cards: Transunion
Chase Banking: Experian
Citi (Consumer and CBSD/Business): Experian
Discover: Equifax
Elavon credit card processing: Equifax
FIA (BOFA): Experian
Barclay: Transunion

Tennessee:
AMEX: Experian
Chase Credit Cards: Equifax
Citi (Consumer and CBSD/Business): Equifax
Barclay: Transunion

Pennsylvania
Amex: Experian
Chase: Transunion and Experian
Citi: Experian
Barclays: Transunion
BofA Personal: Experian
BofA Business: Transunion
Comcast: Equifax

Washington
Amex(Consumer/Business): Experian
Chase Credit Cards (business): Experian and Equifax
Citi (Consumer): Experian and Transunion
Barclay: Transunion
« Last edited by joew on September 19, 2016, 01:53:55 PM »

Author Topic: Where Did Your Inquiries Pull From?  (Read 140033 times)

Offline Dan

  • Administrator
  • Dansdeals Lifetime 40K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 49923
  • Total likes: 1225
  • DansDeals.com Hat Tips 16441
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Where Did Your Inquiries Pull From?
« on: March 24, 2011, 10:32:45 PM »
Ohio:
AMEX: Experian
Capital One: Pulled from all 3 bureaus.
Chase Credit Cards: Transunion
Chase Banking: Experian
Citi (Consumer and CBSD/Business): Experian
Discover: Equifax
Elavon credit card processing: Equifax
FIA (BOFA): Experian
Barclay: Transunion
« Last Edit: March 25, 2011, 06:27:22 PM by Dan »
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline smurf

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2010
  • Posts: 4389
  • Total likes: 1
  • DansDeals.com Hat Tips 8
    • View Profile
  • Location: NJ
Re: Where Did Your Inquiries Pull From?
« Reply #1 on: March 24, 2011, 10:33:38 PM »
luckily your area is well balanced in nj I think most of them hit experian

Offline Cholentfresser

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2009
  • Posts: 1750
  • Total likes: 5
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Where Did Your Inquiries Pull From?
« Reply #2 on: March 24, 2011, 11:37:11 PM »
Chase does a hard pull for bank accounts?
In order to understand recursion, you first need to understand recursion.

Offline BAHayman

  • Administrator
  • Dansdeals Lifetime Platinum Elite
  • **********
  • Join Date: Mar 2010
  • Posts: 1938
  • Total likes: 15
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Where Did Your Inquiries Pull From?
« Reply #3 on: March 24, 2011, 11:59:28 PM »
New York:

Amex: Experian
Citi: Experian

Offline Dan

  • Administrator
  • Dansdeals Lifetime 40K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 49923
  • Total likes: 1225
  • DansDeals.com Hat Tips 16441
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: Where Did Your Inquiries Pull From?
« Reply #4 on: March 25, 2011, 10:43:42 AM »
Nobody else has a credit report to look at to post where their inquiries come from?
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Dan

  • Administrator
  • Dansdeals Lifetime 40K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 49923
  • Total likes: 1225
  • DansDeals.com Hat Tips 16441
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: Where Did Your Inquiries Pull From?
« Reply #5 on: March 25, 2011, 10:43:58 AM »
Chase does a hard pull for bank accounts?
Apparently.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Cholentfresser

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2009
  • Posts: 1750
  • Total likes: 5
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Where Did Your Inquiries Pull From?
« Reply #6 on: March 25, 2011, 10:56:23 AM »
that's weird, because when I opened my account I specifically asked if it will make a hard pull and she said no, its a bank account, not a credit card account...
In order to understand recursion, you first need to understand recursion.

Offline elikay

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2010
  • Posts: 5296
  • Total likes: 2
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Where Did Your Inquiries Pull From?
« Reply #7 on: March 25, 2011, 10:56:32 AM »
I believe c schwab does too.

Offline Dan

  • Administrator
  • Dansdeals Lifetime 40K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 49923
  • Total likes: 1225
  • DansDeals.com Hat Tips 16441
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: Where Did Your Inquiries Pull From?
« Reply #8 on: March 25, 2011, 10:59:24 AM »
that's weird, because when I opened my account I specifically asked if it will make a hard pull and she said no, its a bank account, not a credit card account...
The person you asked was obviously biased...
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Cholentfresser

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2009
  • Posts: 1750
  • Total likes: 5
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Where Did Your Inquiries Pull From?
« Reply #9 on: March 25, 2011, 11:02:14 AM »
one would think that if u have a question about a chase bank account, the best place to ask it would be in a chase bank. obviously not.
In order to understand recursion, you first need to understand recursion.

Offline Dan

  • Administrator
  • Dansdeals Lifetime 40K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 49923
  • Total likes: 1225
  • DansDeals.com Hat Tips 16441
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: Where Did Your Inquiries Pull From?
« Reply #10 on: March 25, 2011, 11:05:02 AM »
one would think that if u have a question about a chase bank account, the best place to ask it would be in a chase bank. obviously not.
These are the same people that tell you if you close your account within 6 months that they will take the miles back.
It's all about commissions!
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline myb821

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2011
  • Posts: 7402
  • Total likes: 2
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: New York
Re: Where Did Your Inquiries Pull From?
« Reply #11 on: March 25, 2011, 11:47:07 AM »
I will reply later I'm not home to look at my account

Offline myb821

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2011
  • Posts: 7402
  • Total likes: 2
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: New York
Re: Where Did Your Inquiries Pull From?
« Reply #12 on: March 25, 2011, 03:25:33 PM »
citi: equifax
amex: experian
chase banking: trans union
chase credit card: equifax

Offline HSS

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jul 2009
  • Posts: 741
  • Total likes: 3
  • DansDeals.com Hat Tips 2
  • Gender: Male
    • View Profile
  • Location: Queens, NY
  • Programs: SPG Platinum, Priority Club Platinum, Hyatt Platinum, BMI Silver, Avis Preferred, Hertz #1 Club Gold
Re: Where Did Your Inquiries Pull From?
« Reply #13 on: March 25, 2011, 03:52:56 PM »
My last report from 3/08/2011 has in past 24 months:

Equifax: 2 inquiries (BB&T Bank didnt realize that one was hard pull o well, Chase Bank)
Experian: 11 Inquiries (3 AMEX, 2 CBSD, 2 Chase, 4 CITI) - I guess CBSD is CitiBusiness Cards only thing that makes sense
Transunion: 0 Inquiries

Offline AsherO

  • Global Moderator
  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 20534
  • Total likes: 115
  • DansDeals.com Hat Tips 74
    • View Profile
Re: Where Did Your Inquiries Pull From?
« Reply #14 on: March 25, 2011, 04:01:24 PM »
My last report from 3/08/2011 has in past 24 months:

Equifax: 2 inquiries (BB&T Bank didnt realize that one was hard pull o well, Chase Bank)
Experian: 11 Inquiries (3 AMEX, 2 CBSD, 2 Chase, 4 CITI) - I guess CBSD is CitiBusiness Cards only thing that makes sense
Transunion: 0 Inquiries


Make sure you don't have any fraud-alert/blocks on any of your reports. It could be when they try to hit Equifax and/or TU they get blocked out so they hit Experian...
PGF24BMGS