Topic Wiki

California
Amex: Experian (1 hit applying for Gold and Platinum :) )
BofA: TransUnion and Experian
Chase: Experian/Equifax/Transunion
Citi: Experian
Barclays: TransUnion

Colorado
Experian - Capital One (all 3), Amex, Chase, Citi - reg and bus
TU- Barclays

Florida
Amex: Experian
Bank of Am: Experian
Capital One: All 3
Citi Business: Experian
Citi Personal: Experian
AT&T : Equifax (unauthorized)
BB&T: Equifax
Chase: Equifax/Experian
PenFed: Equifax
Barclays: Transunion

Illinois
Equifax=All my citi apps
Experian= 2 amex and 2 chase
Transunion= 3 chase (came up as first usa)
Update as of 2/12/2014:
Bank of America: Experian
Barclays: Transunion
Citibank: Experian AND Equifax (I only applied for one card!)
US Bank: Transunion

Massachusetts:
American Express: Experian
Chase: Experian
Bank of America: Experian
Barclays Bank: Experian, Equifax
Capital One: Experian, Equifax, Transunion
Citi Business: Exquifax
Citi Personal: Exquifax
AT&T : Equifax
Verizon: Experian

New Jersey
03/11 Amex Plat - Experian
Amex Gold - Experian( should of done them together)
Citi - Experian
01/11 Citi -Experian
08/10 Chase CO - Experian
Citi - Experian
07/10 Amex SPG - Experian
Chase: Experian
Barclays: Transunion
(recon pulls all 3)
US Bank: experian
Discover: Transunion & Equifax
Penfed: Equifax
Bank of America 6/15/15: Experian (shoobi)
Verizon: Equifax

New York:
Amex: Experian (three browser trick confirmed, at least for AsherO)
Bank of America:Experian{by freezing, TransUnion}
CapitalOne: All three bureaus, duh!
Chase: Experian (three browser trick confirmed, at least for AsherO)/equifax
Citi: Equifax Experian both(three browser trick confirmed (AsherO), though it seems biz card was a separate pull), both personal and biz pulls./Experian
Discover: Equifax
SimmondsFirst: TransUnion
Synchrony: TransUnion
chase banking: trans union
Barclays: TransUnion
Bofa: Experian
Schwab: Equifax
Macy's: Experian
M and T Bank: All 3 (Both cc and loans)
Bill Me Later: Equifax
Verizon: Equifax

Ohio:
AMEX: Experian
Capital One: Pulled from all 3 bureaus.
Chase Credit Cards: Transunion
Chase Banking: Experian
Citi (Consumer and CBSD/Business): Experian
Discover: Equifax
Elavon credit card processing: Equifax
FIA (BOFA): Experian
Barclay: Transunion

Tennessee:
AMEX: Experian
Chase Credit Cards: Equifax
Citi (Consumer and CBSD/Business): Equifax
Barclay: Transunion

Pennsylvania
Amex: Experian
Chase: Transunion and Experian
Citi: Experian
Barclays: Transunion
BofA Personal: Experian
BofA Business: Transunion
Comcast: Equifax

Washington
Amex(Consumer/Business): Experian
Chase Credit Cards (business): Experian and Equifax
Citi (Consumer): Experian and Transunion
Barclay: Transunion
« Last edited by joew on September 19, 2016, 01:53:55 PM »

Author Topic: Where Did Your Inquiries Pull From?  (Read 258545 times)

Offline myb821

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Re: Where Did Your Inquiries Pull From?
« Reply #260 on: September 04, 2012, 10:40:38 AM »
OK Sorry for this

I see now somebody change it already
your welcome

Offline kls0654

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Re: Where Did Your Inquiries Pull From?
« Reply #261 on: September 04, 2012, 10:42:06 AM »
Did you know where I can read more about how freezing work ?

I don't know to much about it

Offline AJK

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Re: Where Did Your Inquiries Pull From?
« Reply #262 on: September 04, 2012, 10:43:19 AM »
That spreadsheet shows only that there has been an instance of a pull on a certain CRA... shouldn't it be structured such that one can determine the likelihood of a certain report being pulled?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline kls0654

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Re: Where Did Your Inquiries Pull From?
« Reply #263 on: September 04, 2012, 10:45:43 AM »
You are welcome to change it , it's the public spreadsheet .

P.S. What mean CRA ?

Offline AJK

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Re: Where Did Your Inquiries Pull From?
« Reply #264 on: September 04, 2012, 10:51:53 AM »
You are welcome to change it , it's the public spreadsheet .

P.S. What mean CRA ?

Don't have the time, but if the community agrees, someone can take it on.

Credit reporting agency.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline kls0654

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Re: Where Did Your Inquiries Pull From?
« Reply #265 on: September 04, 2012, 10:56:43 AM »
If you explain it to me more how the spreadsheet should be structure I will do it

I need more information on your concern

Offline AJK

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Re: Where Did Your Inquiries Pull From?
« Reply #266 on: September 04, 2012, 10:58:08 AM »
If you explain it to me more how the spreadsheet should be structure I will do it

I need more information on your concern

Only if people agree, but:

If I live in CA, and I am applying for a BoA card, I'd want to know not simply that someone has had TU pulled, I'd want to know how many times each bureau was pulled in the past when applying for a BoA card, e.g. 8-TU, 1-EX, 0-EQ.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline HelpMe

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Re: Where Did Your Inquiries Pull From?
« Reply #267 on: September 04, 2012, 11:01:56 AM »
Only if people agree, but:

If I live in CA, and I am applying for a BoA card, I'd want to know not simply that someone has had TU pulled, I'd want to know how many times each bureau was pulled in the past when applying for a BoA card, e.g. 8-TU, 1-EX, 0-EQ.
You would also need the date. If something shows 25-TU and 3-EQ it would make a big difference if the last three entries were EQ.
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Offline AJK

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Re: Where Did Your Inquiries Pull From?
« Reply #268 on: September 04, 2012, 11:02:37 AM »
You would also need the date. If something shows 25-TU and 3-EQ it would make a big difference if the last three entries were EQ.

+1
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline kls0654

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Re: Where Did Your Inquiries Pull From?
« Reply #269 on: September 04, 2012, 11:05:59 AM »
OK both good ideas

I will upgrade it with this enhancements, but I will do for all information I see on this forum from now on

It's not worth to go back all 19 pages since the information is kind of old

Offline compddd

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Re: Where Did Your Inquiries Pull From?
« Reply #270 on: September 04, 2012, 12:14:50 PM »
Does BofA pull EQ or TU if you freeze your EX?

Offline Shmelly

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Re: Where Did Your Inquiries Pull From?
« Reply #271 on: September 05, 2012, 10:46:17 AM »
I checked Citi ID Monitor to see how many pulls resulted from this AOR. (I'm in NY.)

Citi pulled once from EQ and once from EX.
Amex pulled twice from EX.
Barclay's pulled once from TU.
Chase didn't pull from anywhere. 

Basically a giant bag of fail across the board.
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss

Offline businessmachine

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Re: Where Did Your Inquiries Pull From?
« Reply #272 on: September 05, 2012, 10:57:46 AM »
Its weird that Amex pulled from Experian for you. I'm also from NY and they only pulled from Transunion from me
« Last Edit: September 05, 2012, 11:23:01 AM by businessmachine »

Offline myb821

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Re: Where Did Your Inquiries Pull From?
« Reply #273 on: September 05, 2012, 10:58:15 AM »
Its weird that Amex pulled from Experian for you. I'm also from NY and they only pulled from experian from me
huh

Offline businessmachine

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Re: Where Did Your Inquiries Pull From?
« Reply #274 on: September 05, 2012, 11:23:15 AM »
huh

my bad-- meant to type Transunion :)

Offline myb821

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Re: Where Did Your Inquiries Pull From?
« Reply #275 on: September 05, 2012, 11:24:47 AM »
my bad-- meant to type Transunion :)
amex always pull ex in ny

Offline meshugener

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Re: Where Did Your Inquiries Pull From?
« Reply #276 on: September 05, 2012, 11:44:08 AM »
In your situation.
Love me or hate me. I still love you.

Offline Shmelly

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Re: Where Did Your Inquiries Pull From?
« Reply #277 on: September 05, 2012, 11:44:36 AM »
Amex has always pulled from EX for me.

So is there anything I can do about either of these?
Quote
Citi pulled once from EQ and once from EX.
Amex pulled twice from EX.

And what does this mean?!
Quote
Chase didn't pull from anywhere.
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Offline businessmachine

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Re: Where Did Your Inquiries Pull From?
« Reply #278 on: September 05, 2012, 11:49:48 AM »
So weird- just checked my Experian again, and it looks like Amex just pulled from there as well. So one pull from TU and one from EXP for two SPG cards....not happy about this!

Offline joey89

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Re: Where Did Your Inquiries Pull From?
« Reply #279 on: September 12, 2012, 12:46:26 AM »
I did an AOR for my brother Amex/Chase/Citi and all three pulled experian (1 pull each, 2bm worked ).
was kinda shocked that Citi pulled experian being that I'm in NY where they usually pull EQ