Topic Wiki

California
Amex: Experian (1 hit applying for Gold and Platinum :) )
BofA: TransUnion and Experian
Chase: Experian/Equifax/Transunion
Citi: Experian
Barclays: TransUnion

Colorado
Experian - Capital One (all 3), Amex, Chase, Citi - reg and bus
TU- Barclays

Florida
Amex: Experian
Bank of Am: Experian
Capital One: All 3
Citi Business: Experian
Citi Personal: Experian
AT&T : Equifax (unauthorized)
BB&T: Equifax
Chase: Equifax/Experian
PenFed: Equifax
Barclays: Transunion

Illinois
Equifax=All my citi apps
Experian= 2 amex and 2 chase
Transunion= 3 chase (came up as first usa)
Update as of 2/12/2014:
Bank of America: Experian
Barclays: Transunion
Citibank: Experian AND Equifax (I only applied for one card!)
US Bank: Transunion

Massachusetts:
American Express: Experian
Chase: Experian
Bank of America: Experian
Barclays Bank: Experian, Equifax
Capital One: Experian, Equifax, Transunion
Citi Business: Exquifax
Citi Personal: Exquifax
AT&T : Equifax
Verizon: Experian

New Jersey
03/11 Amex Plat - Experian
Amex Gold - Experian( should of done them together)
Citi - Experian
01/11 Citi -Experian
08/10 Chase CO - Experian
Citi - Experian
07/10 Amex SPG - Experian
Chase: Experian
Barclays: Transunion
(recon pulls all 3)
US Bank: experian
Discover: Transunion & Equifax
Penfed: Equifax
Bank of America 6/15/15: Experian (shoobi)
Verizon: Equifax

New York:
Amex: Experian (three browser trick confirmed, at least for AsherO)
Bank of America:Experian{by freezing, TransUnion}
CapitalOne: All three bureaus, duh!
Chase: Experian (three browser trick confirmed, at least for AsherO)/equifax
Citi: Equifax Experian both(three browser trick confirmed (AsherO), though it seems biz card was a separate pull), both personal and biz pulls./Experian
Discover: Equifax
SimmondsFirst: TransUnion
Synchrony: TransUnion
chase banking: trans union
Barclays: TransUnion
Bofa: Experian
Schwab: Equifax
Macy's: Experian
M and T Bank: All 3 (Both cc and loans)
Bill Me Later: Equifax
Verizon: Equifax

Ohio:
AMEX: Experian
Capital One: Pulled from all 3 bureaus.
Chase Credit Cards: Transunion
Chase Banking: Experian
Citi (Consumer and CBSD/Business): Experian
Discover: Equifax
Elavon credit card processing: Equifax
FIA (BOFA): Experian
Barclay: Transunion

Tennessee:
AMEX: Experian
Chase Credit Cards: Equifax
Citi (Consumer and CBSD/Business): Equifax
Barclay: Transunion

Pennsylvania
Amex: Experian
Chase: Transunion and Experian
Citi: Experian
Barclays: Transunion
BofA Personal: Experian
BofA Business: Transunion
Comcast: Equifax

Washington
Amex(Consumer/Business): Experian
Chase Credit Cards (business): Experian and Equifax
Citi (Consumer): Experian and Transunion
Barclay: Transunion
« Last edited by joew on September 19, 2016, 01:53:55 PM »

Author Topic: Where Did Your Inquiries Pull From?  (Read 140014 times)

Offline aussiebochur

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Re: Where Did Your Inquiries Pull From?
« Reply #45 on: March 31, 2011, 02:58:49 AM »
Giftcards to where?

Here's a $4.95 link, methinks it's officially for Citi employees... I just realized the Citi IM service only includes one refresh a month.
Anywhere Mastercard is accepted.
« Last Edit: March 31, 2011, 03:05:18 AM by aussiebochur »

Offline AsherO

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Re: Where Did Your Inquiries Pull From?
« Reply #46 on: March 31, 2011, 03:00:26 AM »
Anywhere Mastercard is excepted.

Accepted :P Hmmm, so they just offer you a $10 GC? Is there something you have to say?
PGF24BMGS

Offline aussiebochur

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Re: Where Did Your Inquiries Pull From?
« Reply #47 on: March 31, 2011, 03:06:22 AM »
Accepted :P Hmmm, so they just offer you a $10 GC? Is there something you have to say?
Thanks, just trying to get used to "Swype" and I'm not very good...

Say you want to cancel.

Offline elig770

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Re: Where Did Your Inquiries Pull From?
« Reply #48 on: March 31, 2011, 03:10:53 AM »
Here's a $4.95 link, methinks it's officially for Citi employees... I just realized the Citi IM service only includes one refresh a month.
Wow and it was right there in Google drop down menu the whole time... That's worth it... you just don't seem to get the 1st month for $1 ;)
« Last Edit: March 31, 2011, 03:23:31 AM by elig770 »

Offline elig770

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Re: Where Did Your Inquiries Pull From?
« Reply #49 on: March 31, 2011, 03:20:43 AM »
Thanks, just trying to get used to "Swype" and I'm not very good...
Good luck! It takes some time, but once you get used to it, it's amazing. I type faster with "Swype" than I used to on my BB.

Offline myb821

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Re: Where Did Your Inquiries Pull From?
« Reply #50 on: March 31, 2011, 11:57:40 AM »
NY state:

Amex: Experian (three browser trick confirmed, at least for me)
Bank of America: TransUnion
CapitalOne: All three bureaus, duh!
Chase: Experian (three browser trick confirmed, at least for me)
Citi: Equifax (three browser trick confirmed, though it seems biz card was a separate pull), both personal and biz pulls
Discover: TransUnion
SimmondsFirst: TransUnion

Summary

Citi's the only one that pulled Equifax.
Amex and Chase both pulled Experian. (my score is 30 points lower here because of all the pulls)
Others pulled TransUnion
are u sure ur chase pulled from experian my chase in ny pulled from equifax. it was in 2009 so it might have changed but....

Offline AsherO

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Re: Where Did Your Inquiries Pull From?
« Reply #51 on: March 31, 2011, 12:31:54 PM »
are u sure ur chase pulled from experian my chase in ny pulled from equifax. it was in 2009 so it might have changed but....

I'm 100% sure. I don't believe the "bank and state" rule anyway (or at least it has lots of exceptions).
PGF24BMGS

Offline HSS

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Re: Where Did Your Inquiries Pull From?
« Reply #52 on: April 01, 2011, 12:38:23 AM »
My last report from 3/08/2011 has in past 24 months:

Equifax: 2 inquiries (BB&T Bank didnt realize that one was hard pull o well, Chase Bank)
Experian: 11 Inquiries (3 AMEX, 2 CBSD, 2 Chase, 4 CITI) - I guess CBSD is CitiBusiness Cards only thing that makes sense
Transunion: 0 Inquiries

Guys, write the states!



NY

Offline scwam

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Re: Where Did Your Inquiries Pull From?
« Reply #53 on: April 01, 2011, 01:34:20 AM »
My last report from 3/08/2011 has in past 24 months:

Equifax: 2 inquiries (BB&T Bank didnt realize that one was hard pull o well, Chase Bank)
Experian: 11 Inquiries (3 AMEX, 2 CBSD, 2 Chase, 4 CITI) - I guess CBSD is CitiBusiness Cards only thing that makes sense
Transunion: 0 Inquiries

BB&T is still doing double hard pulls, let me guess, within days of each other right? I had to get corporate involved in this to get one of mine deleted because they denied what I kept telling them until I threw it in their face. Nearly 2 years later they still haven't fixed that huh?

FL
Amex: Experian
Bank of Am: Experian
Capital One: All 3
Citi Business: Experian
Citi Personal: Experian

AT&T : Equifax (unauthorized)
BB&T: Equifax
Chase: Equifax
PenFed: Equifax
« Last Edit: April 01, 2011, 01:42:39 AM by scwam »

Offline elig770

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Re: Where Did Your Inquiries Pull From?
« Reply #54 on: April 01, 2011, 04:32:58 AM »
California

Amex: Experian (1 hit applying for Gold and Platinum :) )
BofA: TransUnion and Experian
Chase: Experian
Citi: Experian


Offline yaakov s

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Re: Where Did Your Inquiries Pull From?
« Reply #55 on: April 06, 2011, 02:55:31 PM »
State NJ
03/11
Amex Plat - Experian
Amex Gold - Experian( should of done them together)
Citi - Experian
01/11
Citi -Experian
08/10
Chase CO - Experian
Citi - Experian
07/10
Amex SPG - Experian

Whats going on over here cant they spread it around a little bit  :)

Offline AsherO

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Re: Where Did Your Inquiries Pull From?
« Reply #56 on: April 06, 2011, 03:00:33 PM »
NY state:

Amex: Experian (three browser trick confirmed, at least for me)
Bank of America: TransUnion
CapitalOne: All three bureaus, duh!
Chase: Experian (three browser trick confirmed, at least for me)
Citi: Equifax (three browser trick confirmed, though it seems biz card was a separate pull), both personal and biz pulls
Discover: TransUnion
SimmondsFirst: TransUnion

Summary

Citi's the only one that pulled Equifax.
Amex and Chase both pulled Experian. (my score is 30 points lower here because of all the pulls)
Others pulled TransUnion

Update:

NY state:

Amex: Experian (three browser trick confirmed, at least for me)
Bank of America: TransUnion
>>Barclays: TransUnion (browser trick didn't work, two apps two pulls)
CapitalOne: All three bureaus, duh!
Chase: Experian (three browser trick confirmed, at least for me)
Citi: Equifax (three browser trick confirmed, though it seems biz card was a separate pull), both personal and biz pulls
Discover: TransUnion
SimmondsFirst: TransUnion

Summary

Citi's the only one that pulled Equifax.
Amex and Chase both pulled Experian. (my score is 30 points lower here because of all the pulls)
Others pulled TransUnion
PGF24BMGS

Offline LAXtraveler

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Re: Where Did Your Inquiries Pull From?
« Reply #57 on: April 06, 2011, 03:01:56 PM »
Assuming all 5 of my pulls in the last 12 months are from Experian, should I take a break for a while on applying for anything new?

Offline Dan

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Re: Where Did Your Inquiries Pull From?
« Reply #58 on: April 06, 2011, 03:04:20 PM »
State NJ
03/11
Amex Plat - Experian
Amex Gold - Experian( should of done them together)
Citi - Experian
01/11
Citi -Experian
08/10
Chase CO - Experian
Citi - Experian
07/10
Amex SPG - Experian

Whats going on over here cant they spread it around a little bit  :)
Even more punishment for living in NJ!
Try freezing Experian and see what happens.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline yaakov s

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Re: Where Did Your Inquiries Pull From?
« Reply #59 on: April 06, 2011, 03:17:05 PM »
Even more punishment for living in NJ!
Try freezing Experian and see what happens.
Do you have any concrete experience with a freeze working