Topic Wiki

California
Amex: Experian (1 hit applying for Gold and Platinum :) )
BofA: TransUnion and Experian
Chase: Experian/Equifax/Transunion
Citi: Experian
Barclays: TransUnion

Colorado
Experian - Capital One (all 3), Amex, Chase, Citi - reg and bus
TU- Barclays

Florida
Amex: Experian
Bank of Am: Experian
Capital One: All 3
Citi Business: Experian
Citi Personal: Experian
AT&T : Equifax (unauthorized)
BB&T: Equifax
Chase: Equifax/Experian
PenFed: Equifax
Barclays: Transunion

Illinois
Equifax=All my citi apps
Experian= 2 amex and 2 chase
Transunion= 3 chase (came up as first usa)
Update as of 2/12/2014:
Bank of America: Experian
Barclays: Transunion
Citibank: Experian AND Equifax (I only applied for one card!)
US Bank: Transunion

Massachusetts:
American Express: Experian
Chase: Experian
Bank of America: Experian
Barclays Bank: Experian, Equifax
Capital One: Experian, Equifax, Transunion
Citi Business: Exquifax
Citi Personal: Exquifax
AT&T : Equifax
Verizon: Experian

New Jersey
03/11 Amex Plat - Experian
Amex Gold - Experian( should of done them together)
Citi - Experian
01/11 Citi -Experian
08/10 Chase CO - Experian
Citi - Experian
07/10 Amex SPG - Experian
Chase: Experian
Barclays: Transunion
(recon pulls all 3)
US Bank: experian
Discover: Transunion & Equifax
Penfed: Equifax
Bank of America 6/15/15: Experian (shoobi)
Verizon: Equifax

New York:
Amex: Experian (three browser trick confirmed, at least for AsherO)
Bank of America:Experian{by freezing, TransUnion}
CapitalOne: All three bureaus, duh!
Chase: Experian (three browser trick confirmed, at least for AsherO)/equifax
Citi: Equifax Experian both(three browser trick confirmed (AsherO), though it seems biz card was a separate pull), both personal and biz pulls./Experian
Discover: Equifax
SimmondsFirst: TransUnion
Synchrony: TransUnion
chase banking: trans union
Barclays: TransUnion
Bofa: Experian
Schwab: Equifax
Macy's: Experian
M and T Bank: All 3 (Both cc and loans)
Bill Me Later: Equifax
Verizon: Equifax

Ohio:
AMEX: Experian
Capital One: Pulled from all 3 bureaus.
Chase Credit Cards: Transunion
Chase Banking: Experian
Citi (Consumer and CBSD/Business): Experian
Discover: Equifax
Elavon credit card processing: Equifax
FIA (BOFA): Experian
Barclay: Transunion

Tennessee:
AMEX: Experian
Chase Credit Cards: Equifax
Citi (Consumer and CBSD/Business): Equifax
Barclay: Transunion

Pennsylvania
Amex: Experian
Chase: Transunion and Experian
Citi: Experian
Barclays: Transunion
BofA Personal: Experian
BofA Business: Transunion
Comcast: Equifax

Washington
Amex(Consumer/Business): Experian
Chase Credit Cards (business): Experian and Equifax
Citi (Consumer): Experian and Transunion
Barclay: Transunion
« Last edited by joew on September 19, 2016, 01:53:55 PM »

Author Topic: Where Did Your Inquiries Pull From?  (Read 258498 times)

Offline AJK

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Re: Where Did Your Inquiries Pull From?
« Reply #480 on: August 21, 2013, 04:33:24 PM »
No.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline LA2NYC

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Re: Where Did Your Inquiries Pull From?
« Reply #481 on: August 21, 2013, 04:52:27 PM »
So basically you're stuck with 3 pulls on your credit report until they fall off?

Offline AJK

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Re: Where Did Your Inquiries Pull From?
« Reply #482 on: August 21, 2013, 05:25:26 PM »
Correct.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline LA2NYC

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Re: Where Did Your Inquiries Pull From?
« Reply #483 on: August 21, 2013, 05:29:13 PM »
With that said, worth it to dispute the pulls with Experian?

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Re: Where Did Your Inquiries Pull From?
« Reply #484 on: August 21, 2013, 05:31:55 PM »
So basically you're stuck with 3 pulls on your credit report until they fall off?
...or if it is TU or EQ search for "bumpage".
Only on DDF does 24/6 mean 24/5/half/half

Offline LA2NYC

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Re: Where Did Your Inquiries Pull From?
« Reply #485 on: August 21, 2013, 05:38:03 PM »
It's Experian - any chance I can dispute?

Offline AJK

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Re: Where Did Your Inquiries Pull From?
« Reply #486 on: August 21, 2013, 06:21:23 PM »
It's Experian - any chance I can dispute?

... on what grounds?  ???
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline LA2NYC

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Re: Where Did Your Inquiries Pull From?
« Reply #487 on: August 21, 2013, 06:23:19 PM »
It's the same pull from same company on same date - shouldn't be there twice!

Offline ayman

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Re: Where Did Your Inquiries Pull From?
« Reply #488 on: August 21, 2013, 06:46:47 PM »
Don't think that will work. Tried with my Citi pull, the rep at the CR said the only way off was to get a letter from Citi that they did not pull the CR. Otherwise its gonna stay. You can always dispute it in writing, but I dunno what happens if you dispute and lose...
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Offline Freddie

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Re: Where Did Your Inquiries Pull From?
« Reply #489 on: August 22, 2013, 01:34:22 AM »
Dumb question... or maybe brilliant!  :)

Does the state go by where you live or by the IP address of where you are when you fill out the ap?

Catch my drift?

Offline Saver2000

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Re: Where Did Your Inquiries Pull From?
« Reply #490 on: August 22, 2013, 01:43:54 AM »
Dumb question... or maybe brilliant!  :)

Does the state go by where you live or by the IP address of where you are when you fill out the ap?

Catch my drift?
I would assume it goes by the zip code that you put on the application, but I may be wrong.
(Definitely not by IP address)

Offline smaxber

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Re: Where Did Your Inquiries Pull From?
« Reply #491 on: August 22, 2013, 08:47:16 AM »
Normal to get 1 amex pull on each cb for applying for 1 card?

Offline jaywhy

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Re: Where Did Your Inquiries Pull From?
« Reply #492 on: August 22, 2013, 09:04:05 AM »
Normal to get 1 amex pull on each cb for applying for 1 card?
Certainly not.

Offline smaxber

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Re: Where Did Your Inquiries Pull From?
« Reply #493 on: August 22, 2013, 09:11:03 AM »
Certainly not.
Then there is no explanation for why there r 3 all on the same day.

How do I go about this?

Offline Barryg

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Re: Where Did Your Inquiries Pull From?
« Reply #494 on: August 22, 2013, 10:25:20 AM »
Then there is no explanation for why there r 3 all on the same day.

How do I go about this?

Happened to me too, I wrote on 2/3/4bm thread back in late May early June... There's nothing to do about pulls that already hit, my Q is if there is anything to avoid it happening in future.
Amex only really cares about Experian (when I called recon, they didn't even know about other bureaus' reports). I'd want to know what triggered the multiple pulls...

Offline ayman

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Re: Where Did Your Inquiries Pull From?
« Reply #495 on: August 22, 2013, 03:10:31 PM »
Didn't happen to me
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Offline shimino1

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Re: Where Did Your Inquiries Pull From?
« Reply #496 on: August 22, 2013, 06:55:42 PM »
Anything recent on CA? I know the wiki says experian for citi but my citi app from April  pulled from equifax.
Can it have anything to do with the fact that I did not yet have any credit score at all?

Offline AJK

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Re: Where Did Your Inquiries Pull From?
« Reply #497 on: September 09, 2013, 01:20:28 PM »
Anyone in NY/NJ who recently applied for Citi and did not have BOTH EQ and EX pulled?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline raphy781

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Re: Where Did Your Inquiries Pull From?
« Reply #498 on: September 09, 2013, 08:02:36 PM »
Anyone in NY/NJ who recently applied for Citi and did not have BOTH EQ and EX pulled?
Im not sure. Credit secure says only my Equifax was pulled, but Equifax identity monitor (not sure what it's called) says my Experian was pulled as well.

Offline AJK

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Re: Where Did Your Inquiries Pull From?
« Reply #499 on: September 09, 2013, 11:01:11 PM »
Im not sure. Credit secure says only my Equifax was pulled, but Equifax identity monitor (not sure what it's called) says my Experian was pulled as well.

I'd say that if either says it was pulled, it was pulled.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper