Topic Wiki

California
Amex: Experian (1 hit applying for Gold and Platinum :) )
BofA: TransUnion and Experian
Chase: Experian/Equifax/Transunion
Citi: Experian
Barclays: TransUnion

Colorado
Experian - Capital One (all 3), Amex, Chase, Citi - reg and bus
TU- Barclays

Florida
Amex: Experian
Bank of Am: Experian
Capital One: All 3
Citi Business: Experian
Citi Personal: Experian
AT&T : Equifax (unauthorized)
BB&T: Equifax
Chase: Equifax/Experian
PenFed: Equifax
Barclays: Transunion

Illinois
Equifax=All my citi apps
Experian= 2 amex and 2 chase
Transunion= 3 chase (came up as first usa)
Update as of 2/12/2014:
Bank of America: Experian
Barclays: Transunion
Citibank: Experian AND Equifax (I only applied for one card!)
US Bank: Transunion

Massachusetts:
American Express: Experian
Chase: Experian
Bank of America: Experian
Barclays Bank: Experian, Equifax
Capital One: Experian, Equifax, Transunion
Citi Business: Exquifax
Citi Personal: Exquifax
AT&T : Equifax
Verizon: Experian

New Jersey
03/11 Amex Plat - Experian
Amex Gold - Experian( should of done them together)
Citi - Experian
01/11 Citi -Experian
08/10 Chase CO - Experian
Citi - Experian
07/10 Amex SPG - Experian
Chase: Experian
Barclays: Transunion
(recon pulls all 3)
US Bank: experian
Discover: Transunion & Equifax
Penfed: Equifax
Bank of America 6/15/15: Experian (shoobi)
Verizon: Equifax

New York:
Amex: Experian (three browser trick confirmed, at least for AsherO)
Bank of America:Experian{by freezing, TransUnion}
CapitalOne: All three bureaus, duh!
Chase: Experian (three browser trick confirmed, at least for AsherO)/equifax
Citi: Equifax Experian both(three browser trick confirmed (AsherO), though it seems biz card was a separate pull), both personal and biz pulls./Experian
Discover: Equifax
SimmondsFirst: TransUnion
Synchrony: TransUnion
chase banking: trans union
Barclays: TransUnion
Bofa: Experian
Schwab: Equifax
Macy's: Experian
M and T Bank: All 3 (Both cc and loans)
Bill Me Later: Equifax
Verizon: Equifax

Ohio:
AMEX: Experian
Capital One: Pulled from all 3 bureaus.
Chase Credit Cards: Transunion
Chase Banking: Experian
Citi (Consumer and CBSD/Business): Experian
Discover: Equifax
Elavon credit card processing: Equifax
FIA (BOFA): Experian
Barclay: Transunion

Tennessee:
AMEX: Experian
Chase Credit Cards: Equifax
Citi (Consumer and CBSD/Business): Equifax
Barclay: Transunion

Pennsylvania
Amex: Experian
Chase: Transunion and Experian
Citi: Experian
Barclays: Transunion
BofA Personal: Experian
BofA Business: Transunion
Comcast: Equifax

Washington
Amex(Consumer/Business): Experian
Chase Credit Cards (business): Experian and Equifax
Citi (Consumer): Experian and Transunion
Barclay: Transunion
« Last edited by joew on September 19, 2016, 01:53:55 PM »

Author Topic: Where Did Your Inquiries Pull From?  (Read 140017 times)

Offline Dan

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Re: Where Did Your Inquiries Pull From?
« Reply #60 on: April 06, 2011, 03:22:11 PM »
Do you have any concrete experience with a freeze working
Never tried it as OH has a good mix of pulls. It's the NJ guys that really need to try it!
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline yaakov s

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Re: Where Did Your Inquiries Pull From?
« Reply #61 on: April 06, 2011, 03:24:45 PM »
Never tried it as OH has a good mix of pulls. It's the NJ guys that really need to try it!
or move to Cleveland save myself 2k a month in mortgage and property taxes and then i wont even need miles . I would pay for everything :)

Offline Dan

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Re: Where Did Your Inquiries Pull From?
« Reply #62 on: April 06, 2011, 03:32:29 PM »
or move to Cleveland save myself 2k a month in mortgage and property taxes and then i wont even need miles . I would pay for everything :)
Yaya
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline LAXtraveler

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Re: Where Did Your Inquiries Pull From?
« Reply #63 on: April 06, 2011, 03:34:28 PM »
Just got my identity monitor full 3-1 report.

Chase, Citi and Amex all pulled from Experian in the last 12 months of applications.

5 hard pulls!

Offline myb821

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Re: Where Did Your Inquiries Pull From?
« Reply #64 on: April 06, 2011, 03:38:40 PM »
Just got my identity monitor full 3-1 report.

Chase, Citi and Amex all pulled from Experian in the last 12 months of applications.

5 hard pulls!
IN LA?

Offline LAXtraveler

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Re: Where Did Your Inquiries Pull From?
« Reply #65 on: April 06, 2011, 03:46:34 PM »

Offline myb821

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Re: Where Did Your Inquiries Pull From?
« Reply #66 on: April 06, 2011, 03:52:42 PM »
Never tried it as OH has a good mix of pulls. It's the NJ guys that really need to try it!
looks like the cali people need it also
Just got my identity monitor full 3-1 report.

Chase, Citi and Amex all pulled from Experian in the last 12 months of applications.

5 hard pulls!

Offline af725

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Re: Where Did Your Inquiries Pull From?
« Reply #67 on: April 06, 2011, 04:48:17 PM »
Ohio:
AMEX: Experian
Capital One: Pulled from all 3 bureaus.
Chase Credit Cards: Transunion
Chase Banking: Experian
Citi (Consumer and CBSD/Business): Experian
Discover: Equifax
Elavon credit card processing: Equifax
FIA (BOFA): Experian
Barclay: Transunion

Hard pulls from one bureau doesnt affect the others?

Offline scwam

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Re: Where Did Your Inquiries Pull From?
« Reply #68 on: April 06, 2011, 10:19:55 PM »
No, they are independent of each other, but who knows how the 3 pull C1 views this.
How do you do this 3 browser method with chase? Submit exactly at the same time? Use different browser companies like firefox and IExplorer? Clear cache before submitting 2nd app?

Offline Dan

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Re: Where Did Your Inquiries Pull From?
« Reply #69 on: April 06, 2011, 10:54:20 PM »
Use different browser companies like firefox and IExplorer?
+1
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline myb821

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Re: Where Did Your Inquiries Pull From?
« Reply #70 on: April 07, 2011, 11:10:25 AM »
citi: equifax
amex: experian
chase banking: trans union
chase credit card: equifax
update chase credit card pulled form experian this time that chase app was about a year old so.......

Offline Cholentfresser

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Re: Where Did Your Inquiries Pull From?
« Reply #71 on: April 22, 2011, 09:03:04 PM »
I got it down to $6.95 and then got them to send me $10 gift cards every month I keep it for the next 6 months.
Don't mind being paid for credit monitoring  ;D
Same thing happened to me. i called to cancel and the guy asked me why, so i said it's too expensive, so he said he can bring it down to 6.95 so i said it's still too expensive so he said he'll send me MC giftcards of $10 for the next 5 months, if i take it, and i can cancel at any time.
so im being paid to take it for the next five months, and then i'll probably cancel it ;D
In order to understand recursion, you first need to understand recursion.

Offline scwam

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Re: Where Did Your Inquiries Pull From?
« Reply #72 on: April 23, 2011, 11:55:16 AM »
Same thing happened to me. i called to cancel and the guy asked me why, so i said it's too expensive, so he said he can bring it down to 6.95 so i said it's still too expensive so he said he'll send me MC giftcards of $10 for the next 5 months, if i take it, and i can cancel at any time.
so im being paid to take it for the next five months, and then i'll probably cancel it ;D

Which CRA is this Citi-monitor pulling from? Is it only 1 pull per month?

Offline AsherO

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Re: Where Did Your Inquiries Pull From?
« Reply #73 on: April 23, 2011, 09:53:42 PM »
Which CRA is this Citi-monitor pulling from? Is it only 1 pull per month?

1 pull a month, you need to do the free 'upgrade' to all three bureaus, so you can get all three reports for that one price.
PGF24BMGS

Offline Saver2000

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Re: Where Did Your Inquiries Pull From?
« Reply #74 on: April 23, 2011, 10:12:21 PM »
1 pull a month, you need to do the free 'upgrade' to all three bureaus, so you can get all three reports for that one price.

Is it 1 pull per month -or once per membership? Meaning, if I sign up and cancel once per week (costing me $1 each time) will they pull again each time or will they realize that pulled within the last 30 days? Thanx