Topic Wiki

California
Amex: Experian (1 hit applying for Gold and Platinum :) )
BofA: TransUnion and Experian
Chase: Experian/Equifax/Transunion
Citi: Experian
Barclays: TransUnion

Colorado
Experian - Capital One (all 3), Amex, Chase, Citi - reg and bus
TU- Barclays

Florida
Amex: Experian
Bank of Am: Experian
Capital One: All 3
Citi Business: Experian
Citi Personal: Experian
AT&T : Equifax (unauthorized)
BB&T: Equifax
Chase: Equifax/Experian
PenFed: Equifax
Barclays: Transunion

Illinois
Equifax=All my citi apps
Experian= 2 amex and 2 chase
Transunion= 3 chase (came up as first usa)
Update as of 2/12/2014:
Bank of America: Experian
Barclays: Transunion
Citibank: Experian AND Equifax (I only applied for one card!)
US Bank: Transunion

Massachusetts:
American Express: Experian
Chase: Experian
Bank of America: Experian
Barclays Bank: Experian, Equifax
Capital One: Experian, Equifax, Transunion
Citi Business: Exquifax
Citi Personal: Exquifax
AT&T : Equifax
Verizon: Experian

New Jersey
03/11 Amex Plat - Experian
Amex Gold - Experian( should of done them together)
Citi - Experian
01/11 Citi -Experian
08/10 Chase CO - Experian
Citi - Experian
07/10 Amex SPG - Experian
Chase: Experian
Barclays: Transunion
(recon pulls all 3)
US Bank: experian
Discover: Transunion & Equifax
Penfed: Equifax
Bank of America 6/15/15: Experian (shoobi)
Verizon: Equifax

New York:
Amex: Experian (three browser trick confirmed, at least for AsherO)
Bank of America:Experian{by freezing, TransUnion}
CapitalOne: All three bureaus, duh!
Chase: Experian (three browser trick confirmed, at least for AsherO)/equifax
Citi: Equifax Experian both(three browser trick confirmed (AsherO), though it seems biz card was a separate pull), both personal and biz pulls./Experian
Discover: Equifax
SimmondsFirst: TransUnion
Synchrony: TransUnion
chase banking: trans union
Barclays: TransUnion
Bofa: Experian
Schwab: Equifax
Macy's: Experian
M and T Bank: All 3 (Both cc and loans)
Bill Me Later: Equifax
Verizon: Equifax

Ohio:
AMEX: Experian
Capital One: Pulled from all 3 bureaus.
Chase Credit Cards: Transunion
Chase Banking: Experian
Citi (Consumer and CBSD/Business): Experian
Discover: Equifax
Elavon credit card processing: Equifax
FIA (BOFA): Experian
Barclay: Transunion

Tennessee:
AMEX: Experian
Chase Credit Cards: Equifax
Citi (Consumer and CBSD/Business): Equifax
Barclay: Transunion

Pennsylvania
Amex: Experian
Chase: Transunion and Experian
Citi: Experian
Barclays: Transunion
BofA Personal: Experian
BofA Business: Transunion
Comcast: Equifax

Washington
Amex(Consumer/Business): Experian
Chase Credit Cards (business): Experian and Equifax
Citi (Consumer): Experian and Transunion
Barclay: Transunion
« Last edited by joew on September 19, 2016, 01:53:55 PM »

Author Topic: Where Did Your Inquiries Pull From?  (Read 215326 times)

Offline JTZ

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Re: Where Did Your Inquiries Pull From?
« Reply #880 on: March 29, 2017, 03:32:31 PM »
any reason for citi pulling Equifax?
and bofa pulling twice?
amex didn't pull? for the green and gold cards
YMMV and who cares about inquires anyway?
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline mmgfarb

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Re: Where Did Your Inquiries Pull From?
« Reply #881 on: March 29, 2017, 03:41:51 PM »
YMMV and who cares about inquires anyway?
Just got declined by citi for too many inquiries, hopefully recon will work.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline JTZ

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Re: Where Did Your Inquiries Pull From?
« Reply #882 on: March 29, 2017, 03:45:02 PM »
Just got declined by citi for too many inquiries, hopefully recon will work.
A reason and the real reason are not always one in the same.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline mmgfarb

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Re: Where Did Your Inquiries Pull From?
« Reply #883 on: March 29, 2017, 03:45:47 PM »
A reason and the real reason are not always one in the same.
True, we'll see what happens.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline JTZ

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Re: Where Did Your Inquiries Pull From?
« Reply #884 on: March 29, 2017, 03:54:11 PM »
True, we'll see what happens.
Going back some years Citi did have a hard rule (after 6 inquires IIRC) it was an automatic denial.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline mmgfarb

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Re: Where Did Your Inquiries Pull From?
« Reply #885 on: March 29, 2017, 04:01:24 PM »
Going back some years Citi did have a hard rule (after 6 inquires IIRC) it was an automatic denial.
Well that may be a problem....
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline JTZ

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Re: Where Did Your Inquiries Pull From?
« Reply #886 on: March 29, 2017, 04:04:28 PM »
Well that may be a problem....
...they did away with that so stay positive!
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline mmgfarb

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Where Did Your Inquiries Pull From?
« Reply #887 on: March 29, 2017, 04:05:26 PM »
...they did away with that so stay positive!
Always
Got a bunch of amex apps done today without a pull so that's good.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline shulem92

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Re: Where Did Your Inquiries Pull From?
« Reply #888 on: March 29, 2017, 04:23:04 PM »
Always
Got a bunch of amex apps done today without a pull so that's good.
+2 on amex. last pull was 4 m onths ago. is that a new thing that they don't pull anymore?

Offline mmgfarb

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Re: Where Did Your Inquiries Pull From?
« Reply #889 on: March 29, 2017, 06:38:20 PM »
+2 on amex. last pull was 4 m onths ago. is that a new thing that they don't pull anymore?
YMMV http://www.doctorofcredit.com/amex-credit-card-approvals-without-hard-pull/
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline shulem92

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Offline a good yeshiva bachur

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Re: Where Did Your Inquiries Pull From?
« Reply #891 on: March 31, 2017, 12:00:25 PM »
+2 on amex. last pull was 4 m onths ago. is that a new thing that they don't pull anymore?
*
how do you not get a pull ??? ???

Offline mmgfarb

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"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline a good yeshiva bachur

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Re: Where Did Your Inquiries Pull From?
« Reply #893 on: March 31, 2017, 12:05:01 PM »

read it already, it sounds like YMMV

Offline a good yeshiva bachur

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Re: Where Did Your Inquiries Pull From?
« Reply #894 on: March 31, 2017, 12:05:44 PM »
read it already, it sounds like YMMV
can i freeze all reports and still get approved? ???

Offline Am

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Re: Where Did Your Inquiries Pull From?
« Reply #895 on: March 31, 2017, 12:54:59 PM »
I just did a 3bm with Chase. Mix of personal and business. Got only one pull from Experian.

Offline JTZ

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Re: Where Did Your Inquiries Pull From?
« Reply #896 on: March 31, 2017, 05:28:36 PM »
I just did a 3bm with Chase. Mix of personal and business. Got only one pull from Experian.
Did you get approved for all three?
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline a good yeshiva bachur

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Re: Where Did Your Inquiries Pull From?
« Reply #897 on: April 02, 2017, 07:51:21 PM »
I just did a 3bm with Chase. Mix of personal and business. Got only one pull from Experian.
+2 back in November i also only got one pull for 3 consumer and one business!!
all 4 approved some with recons heip

Offline booyaa

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Re: Where Did Your Inquiries Pull From?
« Reply #898 on: April 02, 2017, 10:42:35 PM »
+2 back in November i also only got one pull for 3 consumer and one business!!
all 4 approved some with recons heip

Which cards and which state?

Offline a good yeshiva bachur

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Re: Where Did Your Inquiries Pull From?
« Reply #899 on: April 05, 2017, 07:23:29 PM »