Topic Wiki

California
Amex: Experian (1 hit applying for Gold and Platinum :) )
BofA: TransUnion and Experian
Chase: Experian/Equifax/Transunion
Citi: Experian
Barclays: TransUnion

Colorado
Experian - Capital One (all 3), Amex, Chase, Citi - reg and bus
TU- Barclays

Florida
Amex: Experian
Bank of Am: Experian
Capital One: All 3
Citi Business: Experian
Citi Personal: Experian
AT&T : Equifax (unauthorized)
BB&T: Equifax
Chase: Equifax/Experian
PenFed: Equifax
Barclays: Transunion

Illinois
Equifax=All my citi apps
Experian= 2 amex and 2 chase
Transunion= 3 chase (came up as first usa)
Update as of 2/12/2014:
Bank of America: Experian
Barclays: Transunion
Citibank: Experian AND Equifax (I only applied for one card!)
US Bank: Transunion

Massachusetts:
American Express: Experian
Chase: Experian
Bank of America: Experian
Barclays Bank: Experian, Equifax
Capital One: Experian, Equifax, Transunion
Citi Business: Exquifax
Citi Personal: Exquifax
AT&T : Equifax
Verizon: Experian

New Jersey
03/11 Amex Plat - Experian
Amex Gold - Experian( should of done them together)
Citi - Experian
01/11 Citi -Experian
08/10 Chase CO - Experian
Citi - Experian
07/10 Amex SPG - Experian
Chase: Experian
Barclays: Transunion
(recon pulls all 3)
US Bank: experian
Discover: Transunion & Equifax
Penfed: Equifax
Bank of America 6/15/15: Experian (shoobi)
Verizon: Equifax

New York:
Amex: Experian (three browser trick confirmed, at least for AsherO)
Bank of America:Experian{by freezing, TransUnion}
CapitalOne: All three bureaus, duh!
Chase: Experian (three browser trick confirmed, at least for AsherO)/equifax
Citi: Equifax Experian both(three browser trick confirmed (AsherO), though it seems biz card was a separate pull), both personal and biz pulls./Experian
Discover: Equifax
SimmondsFirst: TransUnion
Synchrony: TransUnion
chase banking: trans union
Barclays: TransUnion
Bofa: Experian
Schwab: Equifax
Macy's: Experian
M and T Bank: All 3 (Both cc and loans)
Bill Me Later: Equifax
Verizon: Equifax

Ohio:
AMEX: Experian
Capital One: Pulled from all 3 bureaus.
Chase Credit Cards: Transunion
Chase Banking: Experian
Citi (Consumer and CBSD/Business): Experian
Discover: Equifax
Elavon credit card processing: Equifax
FIA (BOFA): Experian
Barclay: Transunion

Tennessee:
AMEX: Experian
Chase Credit Cards: Equifax
Citi (Consumer and CBSD/Business): Equifax
Barclay: Transunion

Pennsylvania
Amex: Experian
Chase: Transunion and Experian
Citi: Experian
Barclays: Transunion
BofA Personal: Experian
BofA Business: Transunion
Comcast: Equifax

Washington
Amex(Consumer/Business): Experian
Chase Credit Cards (business): Experian and Equifax
Citi (Consumer): Experian and Transunion
Barclay: Transunion
« Last edited by joew on September 19, 2016, 01:53:55 PM »

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Author Topic: Where Did Your Inquiries Pull From?  (Read 260755 times)

Offline andrew

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Re: Where Did Your Inquiries Pull From?
« Reply #200 on: June 21, 2012, 01:52:50 PM »
saw this on dans wiki page
"Citi: Equifax (three browser trick confirmed (AsherO), though it seems biz card was a separate pull), both personal and biz pulls./Experian"
does that mean citi in brooklyn pulls twice one for eqifax and once for experian or once for some ppl eqi. and for some ex.?
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Offline AsherO

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Re: Where Did Your Inquiries Pull From?
« Reply #201 on: June 21, 2012, 02:29:43 PM »
Quote from: andrew on June 21, 2012, 01:52:50 PM
saw this on dans wiki page
"Citi: Equifax (three browser trick confirmed (AsherO), though it seems biz card was a separate pull), both personal and biz pulls./Experian"
does that mean citi in brooklyn pulls twice one for eqifax and once for experian or once for some ppl eqi. and for some ex.?

I can't speak for other people. IME they pulled EQ twice, once for consumer (2 apps consolidated) and once for Biz.
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Offline andrew

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Re: Where Did Your Inquiries Pull From?
« Reply #202 on: June 21, 2012, 02:47:38 PM »
have you ever tried freezin eq to see if citi would pull experian or transunion?
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Offline AsherO

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Re: Where Did Your Inquiries Pull From?
« Reply #203 on: June 22, 2012, 10:19:06 AM »
Quote from: andrew on June 21, 2012, 02:47:38 PM
have you ever tried freezin eq to see if citi would pull experian or transunion?

I don't think the freezing trick works for Citi (or Amex for that case).
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Offline Yellow

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Re: Where Did Your Inquiries Pull From?
« Reply #204 on: June 25, 2012, 12:27:28 PM »
Update from Illinois
Barclays=Transunion
Citibank= Equifax
Bank of America= Experian
Chase= Transunion
« Last Edit: June 25, 2012, 12:33:11 PM by Yellow »
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presidentialplus

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Re: Where Did Your Inquiries Pull From?
« Reply #205 on: June 26, 2012, 06:04:41 PM »
Where does Discover pull from in NY?
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Offline AsherO

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Re: Where Did Your Inquiries Pull From?
« Reply #206 on: June 27, 2012, 12:27:29 PM »
Quote from: Yellow on June 25, 2012, 12:27:28 PM
Update from Illinois
Barclays=Transunion
Citibank= Equifax
Bank of America= Experian
Chase= Transunion

And Amex?
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presidentialplus

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Re: Where Did Your Inquiries Pull From?
« Reply #207 on: June 27, 2012, 01:54:34 PM »
Would anybody know where discover pulls from in NY?
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Offline jj1000

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Re: Where Did Your Inquiries Pull From?
« Reply #208 on: July 08, 2012, 06:57:23 PM »
Pennsylvania anyone?

Do they pull from whatever address you put down on the application or a different way for example your drivers license?
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Offline Yellow

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Re: Where Did Your Inquiries Pull From?
« Reply #209 on: July 08, 2012, 07:17:59 PM »
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Offline Sammy12345

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Re: Where Did Your Inquiries Pull From?
« Reply #210 on: July 11, 2012, 10:30:18 PM »
Does anyone figure out where do they pull from in NY? :-[
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Offline jj1000

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Re: Where Did Your Inquiries Pull From?
« Reply #211 on: July 11, 2012, 10:32:46 PM »
Quote from: Sammy12345 on July 11, 2012, 10:30:18 PM
Does anyone figure out where do they pull from in NY? :-[
Yes. just read the thread. http://forums.dansdeals.com/index.php?topic=6373.msg73544#msg73544
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Offline elduderotomy

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Where is Amex and Chase pulled as Transunion or Equifax?
« Reply #212 on: July 21, 2012, 05:55:32 PM »
In what city are Amex and Chase inquiries made solely as Transunion or Equifax?   ;)
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Offline AJK

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Re: Where is Amex and Chase pulled as Transunion or Equifax?
« Reply #213 on: July 21, 2012, 10:22:23 PM »
You should check out creditboards.
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Offline Cbs

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Re: Where Did Your Inquiries Pull From?
« Reply #214 on: July 29, 2012, 11:37:42 AM »
im looking at my credit pulls now (ohio) and i see that my SP got a pull on Transunion and Experian, and then when i applied for a chase 2bm later i got one pull in TU and Experian.
does that make sense? i thought only Transunion gets for CC. and if thats what it is than if will it effect an Amex app, since it pulls from experian?
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Offline Cbs

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Re: Where Did Your Inquiries Pull From?
« Reply #215 on: July 29, 2012, 11:48:51 AM »
also i checked my score and it says "Fair"? should i wait before applying or is it fine? last time i applied was beginning of May (got denied)

btw my score on Creditkarma says 732

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Offline AsherO

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Re: Where Did Your Inquiries Pull From?
« Reply #216 on: July 29, 2012, 12:12:03 PM »
Quote from: Cbs on July 29, 2012, 11:48:51 AM
also i checked my score and it says "Fair"? should i wait before applying or is it fine? last time i applied was beginning of May (got denied)

btw my score on Creditkarma says 732

What's going on that your scores are so low? If it's a utilization issue then paying in full and not spending one billing cycle should clear it up.
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Offline Cbs

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Re: Where Did Your Inquiries Pull From?
« Reply #217 on: July 29, 2012, 12:19:47 PM »
Quote from: AsherO on July 29, 2012, 12:12:03 PM
What's going on that your scores are so low? If it's a utilization issue then paying in full and not spending one billing cycle should clear it up.
i always pay in full ,idk why its so low.
what do u mean not to spend at all for a billing cycle?
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Offline AsherO

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Re: Where Did Your Inquiries Pull From?
« Reply #218 on: July 29, 2012, 12:23:31 PM »
Quote from: Cbs on July 29, 2012, 12:19:47 PM
i always pay in full ,idk why its so low.

What do your Citi reports show? Doesn't IdentityMonitor offer some score analysis?

Quote from: Cbs on July 29, 2012, 12:19:47 PM
what do u mean not to spend at all for a billing cycle?

I mean to get your CC balances to $0 (or close to it) so that your utilization stabilizes. This strategy assumes that utilization is your biggest issue, though from the look of those scores there might be other stuff...
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Offline Cbs

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Re: Where Did Your Inquiries Pull From?
« Reply #219 on: August 01, 2012, 03:14:34 AM »
Quote from: Dan on March 24, 2011, 10:32:45 PM
Ohio:
AMEX: Experian
Capital One: Pulled from all 3 bureaus.
Chase Credit Cards: Transunion
Chase Banking: Experian
Citi (Consumer and CBSD/Business): Experian
Discover: Equifax
Elavon credit card processing: Equifax
FIA (BOFA): Experian
Barclay: Transunion
Applied for amex and BOA and when i got declined BOA it said its from Experian . now i got an email from Citi Identity Moniter that i got an inquiry from TransUnion and its from Amex...??
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