Topic Wiki

California
Amex: Experian (1 hit applying for Gold and Platinum :) )
BofA: TransUnion and Experian
Chase: Experian/Equifax/Transunion
Citi: Experian
Barclays: TransUnion

Colorado
Experian - Capital One (all 3), Amex, Chase, Citi - reg and bus
TU- Barclays

Florida
Amex: Experian
Bank of Am: Experian
Capital One: All 3
Citi Business: Experian
Citi Personal: Experian
AT&T : Equifax (unauthorized)
BB&T: Equifax
Chase: Equifax/Experian
PenFed: Equifax
Barclays: Transunion

Illinois
Equifax=All my citi apps
Experian= 2 amex and 2 chase
Transunion= 3 chase (came up as first usa)
Update as of 2/12/2014:
Bank of America: Experian
Barclays: Transunion
Citibank: Experian AND Equifax (I only applied for one card!)
US Bank: Transunion

Massachusetts:
American Express: Experian
Chase: Experian
Bank of America: Experian
Barclays Bank: Experian, Equifax
Capital One: Experian, Equifax, Transunion
Citi Business: Exquifax
Citi Personal: Exquifax
AT&T : Equifax
Verizon: Experian

New Jersey
03/11 Amex Plat - Experian
Amex Gold - Experian( should of done them together)
Citi - Experian
01/11 Citi -Experian
08/10 Chase CO - Experian
Citi - Experian
07/10 Amex SPG - Experian
Chase: Experian
Barclays: Transunion
(recon pulls all 3)
US Bank: experian
Discover: Transunion & Equifax
Penfed: Equifax
Bank of America 6/15/15: Experian (shoobi)
Verizon: Equifax

New York:
Amex: Experian (three browser trick confirmed, at least for AsherO)
Bank of America:Experian{by freezing, TransUnion}
CapitalOne: All three bureaus, duh!
Chase: Experian (three browser trick confirmed, at least for AsherO)/equifax
Citi: Equifax Experian both(three browser trick confirmed (AsherO), though it seems biz card was a separate pull), both personal and biz pulls./Experian
Discover: Equifax
SimmondsFirst: TransUnion
Synchrony: TransUnion
chase banking: trans union
Barclays: TransUnion
Bofa: Experian
Schwab: Equifax
Macy's: Experian
M and T Bank: All 3 (Both cc and loans)
Bill Me Later: Equifax
Verizon: Equifax

Ohio:
AMEX: Experian
Capital One: Pulled from all 3 bureaus.
Chase Credit Cards: Transunion
Chase Banking: Experian
Citi (Consumer and CBSD/Business): Experian
Discover: Equifax
Elavon credit card processing: Equifax
FIA (BOFA): Experian
Barclay: Transunion

Tennessee:
AMEX: Experian
Chase Credit Cards: Equifax
Citi (Consumer and CBSD/Business): Equifax
Barclay: Transunion

Pennsylvania
Amex: Experian
Chase: Transunion and Experian
Citi: Experian
Barclays: Transunion
BofA Personal: Experian
BofA Business: Transunion
Comcast: Equifax

Washington
Amex(Consumer/Business): Experian
Chase Credit Cards (business): Experian and Equifax
Citi (Consumer): Experian and Transunion
Barclay: Transunion
« Last edited by joew on September 19, 2016, 01:53:55 PM »

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Author Topic: Where Did Your Inquiries Pull From?  (Read 260727 times)

Offline 100CountryGoal

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Illinois
« Reply #220 on: August 18, 2012, 08:46:09 PM »
Past year from Illinois:

Experian:
BOA
Citi (multiple)
Chase (just once, recently CHASE usually pulls TU)
AMEX (multiple)

Equifax:
USAA

TU:
Chase (multiple)
Barclays
Discover
A local credit union


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Offline eliteflyer

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Re: Where Did Your Inquiries Pull From?
« Reply #221 on: September 03, 2012, 08:22:00 PM »
NY state: (Brooklyn)

Amex: Experian
Chase: Experian (three browser trick confirmed, at least for me)
Citi: Last pull was over 2 years ago, and not on the report

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Offline myb821

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Re: Where Did Your Inquiries Pull From?
« Reply #222 on: September 03, 2012, 08:27:01 PM »
Quote from: eliteflyer on September 03, 2012, 08:22:00 PM
NY state: (Brooklyn)

Amex: Experian
Chase: Experian (three browser trick confirmed, at least for me)
Citi: Last pull was over 2 years ago, and not on the report
time for some new AA cards  ;D
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Offline eliteflyer

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Re: Where Did Your Inquiries Pull From?
« Reply #223 on: September 03, 2012, 09:51:09 PM »
Quote from: myb821 on September 03, 2012, 08:27:01 PM
time for some new AA cards  ;D
I still have one of the AA cards (the personal Amex). Should I do a 2BM for both the personal Amex and Visa, or will duplicate cards not work with AA?
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Offline myb821

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Re: Where Did Your Inquiries Pull From?
« Reply #224 on: September 03, 2012, 10:24:06 PM »
Quote from: eliteflyer on September 03, 2012, 09:51:09 PM
I still have one of the AA cards (the personal Amex). Should I do a 2BM for both the personal Amex and Visa, or will duplicate cards not work with AA?
im not sure hope the experts will chime in but i do remember reading somewhere that u dont need to close it first but im not sure
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Offline Yaalili

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Re: Where Did Your Inquiries Pull From?
« Reply #225 on: September 03, 2012, 10:34:32 PM »
Quote from: eliteflyer on September 03, 2012, 09:51:09 PM
I still have one of the AA cards (the personal Amex). Should I do a 2BM for both the personal Amex and Visa, or will duplicate cards not work with AA?

I too have a citi platinum visa card, and applied for the platinum mc card and gold visa card, was denied both by city, reason being that i could only have one card with aa.
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Offline myb821

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Re: Where Did Your Inquiries Pull From?
« Reply #226 on: September 03, 2012, 10:36:12 PM »
Quote from: Ya'alili on September 03, 2012, 10:34:32 PM
I too have a citi platinum visa card, and applied for the platinum mc card and gold visa card, was denied both by city, reason being that i could only have one card with aa.
how long ago did u get the platinum visa though
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Offline Yaalili

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Re: Where Did Your Inquiries Pull From?
« Reply #227 on: September 03, 2012, 10:37:27 PM »
Quote from: myb821 on September 03, 2012, 10:36:12 PM
how long ago did u get the platinum visa though

about 2 months ago.
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Offline AJK

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Re: Where Did Your Inquiries Pull From?
« Reply #228 on: September 03, 2012, 10:45:40 PM »
Quote from: eliteflyer on September 03, 2012, 09:51:09 PM
I still have one of the AA cards (the personal Amex). Should I do a 2BM for both the personal Amex and Visa, or will duplicate cards not work with AA?

Rather sure one is not required to close previous AA cards before reapplying.
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Offline myb821

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Re: Where Did Your Inquiries Pull From?
« Reply #229 on: September 03, 2012, 10:49:11 PM »
Quote from: Ya'alili on September 03, 2012, 10:37:27 PM
about 2 months ago.
thats why it has nothing to do with having the visa once u apply for one it seems like u cant apply for another for ~two year
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Offline Yaalili

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Re: Where Did Your Inquiries Pull From?
« Reply #230 on: September 03, 2012, 10:50:02 PM »
Quote from: myb821 on September 03, 2012, 10:49:11 PM
thats why it has nothing to do with having the visa once u apply for one it seems like u cant apply for another for ~two year

oh, i didn't know.
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Offline Galitzyaner

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Re: Where Did Your Inquiries Pull From?
« Reply #231 on: September 03, 2012, 11:24:24 PM »
My Chase credit card just pulled from Trans Union, is this normal?
IME Chase in NY has only pulled from EX, I didn't freeze..
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Online AsherO

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Re: Where Did Your Inquiries Pull From?
« Reply #232 on: September 03, 2012, 11:25:44 PM »
Quote from: Galitzyaner on September 03, 2012, 11:24:24 PM
My Chase credit card just pulled from Trans Union, is this normal?
IME Chase in NY has only pulled from EX, I didn't freeze..

Odd, but Chase occasionally pulls from other bureaus. As always, pulls (and thus 2/3/4BMs) is YMMV.
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Offline AJK

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Re: Where Did Your Inquiries Pull From?
« Reply #233 on: September 03, 2012, 11:28:28 PM »
Quote from: Galitzyaner on September 03, 2012, 11:24:24 PM
My Chase credit card just pulled from Trans Union, is this normal?
IME Chase in NY has only pulled from EX, I didn't freeze..

Mazel tov -- that's a good thing :P
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Online AsherO

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Re: Where Did Your Inquiries Pull From?
« Reply #234 on: September 03, 2012, 11:29:40 PM »
Quote from: AJK on September 03, 2012, 11:28:28 PM
Mazel tov -- that's a good thing :P

Not if he's doing a 2/3BM and (only) one of those pulls was on TU...
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Offline AJK

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Re: Where Did Your Inquiries Pull From?
« Reply #235 on: September 03, 2012, 11:34:02 PM »
Quote from: AsherO on September 03, 2012, 11:29:40 PM
Not if he's doing a 2/3BM and (only) one of those pulls was on TU...

It may have been his only pull...

Besides, if he has to have two pulls, he's much better off with them being split between EX and TU than 2 EX.
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Online AsherO

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Re: Where Did Your Inquiries Pull From?
« Reply #236 on: September 03, 2012, 11:35:11 PM »
Quote from: AJK on September 03, 2012, 11:34:02 PM
Besides, if he has to have two pulls, he's much better off with them being split between EX and TU than 2 EX.

Our working theory here on DDF is that two identical pulls on the same day from the same bureau would get consolidated into one.
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Offline Galitzyaner

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Re: Where Did Your Inquiries Pull From?
« Reply #237 on: September 03, 2012, 11:36:34 PM »
Should clarify. I did a 3BM, all 3 declined.  When letters came in, I called re. SP WMC, and had them close the Visa.  The letter that came in the mail informing me of the closure stated that they pulled from TU. 

Now does that mean they did another pull, in addition to the one when I applied?

(The recon's told me I have something like 8/9 pulls on my CR :-[)
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Offline myb821

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Re: Where Did Your Inquiries Pull From?
« Reply #238 on: September 03, 2012, 11:37:37 PM »
Quote from: Galitzyaner on September 03, 2012, 11:36:34 PM
Should clarify. I did a 3BM, all 3 declined.  When letters came in, I called re. SP WMC, and had them close the Visa.  The letter that came in the mail informing me of the closure stated that they pulled from TU. 

Now does that mean they did another pull, in addition to the one when I applied?
why dont u check citi monitor
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Offline Galitzyaner

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Re: Where Did Your Inquiries Pull From?
« Reply #239 on: September 03, 2012, 11:38:44 PM »
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