Topic Wiki

California
Amex: Experian (1 hit applying for Gold and Platinum :) )
BofA: TransUnion and Experian
Chase: Experian/Equifax/Transunion
Citi: Experian
Barclays: TransUnion

Colorado
Experian - Capital One (all 3), Amex, Chase, Citi - reg and bus
TU- Barclays

Florida
Amex: Experian
Bank of Am: Experian
Capital One: All 3
Citi Business: Experian
Citi Personal: Experian
AT&T : Equifax (unauthorized)
BB&T: Equifax
Chase: Equifax/Experian
PenFed: Equifax
Barclays: Transunion

Illinois
Equifax=All my citi apps
Experian= 2 amex and 2 chase
Transunion= 3 chase (came up as first usa)
Update as of 2/12/2014:
Bank of America: Experian
Barclays: Transunion
Citibank: Experian AND Equifax (I only applied for one card!)
US Bank: Transunion

Massachusetts:
American Express: Experian
Chase: Experian
Bank of America: Experian
Barclays Bank: Experian, Equifax
Capital One: Experian, Equifax, Transunion
Citi Business: Exquifax
Citi Personal: Exquifax
AT&T : Equifax
Verizon: Experian

New Jersey
03/11 Amex Plat - Experian
Amex Gold - Experian( should of done them together)
Citi - Experian
01/11 Citi -Experian
08/10 Chase CO - Experian
Citi - Experian
07/10 Amex SPG - Experian
Chase: Experian
Barclays: Transunion
(recon pulls all 3)
US Bank: experian
Discover: Transunion & Equifax
Penfed: Equifax
Bank of America 6/15/15: Experian (shoobi)
Verizon: Equifax

New York:
Amex: Experian (three browser trick confirmed, at least for AsherO)
Bank of America:Experian{by freezing, TransUnion}
CapitalOne: All three bureaus, duh!
Chase: Experian (three browser trick confirmed, at least for AsherO)/equifax
Citi: Equifax Experian both(three browser trick confirmed (AsherO), though it seems biz card was a separate pull), both personal and biz pulls./Experian
Discover: Equifax
SimmondsFirst: TransUnion
Synchrony: TransUnion
chase banking: trans union
Barclays: TransUnion
Bofa: Experian
Schwab: Equifax
Macy's: Experian
M and T Bank: All 3 (Both cc and loans)
Bill Me Later: Equifax
Verizon: Equifax

Ohio:
AMEX: Experian
Capital One: Pulled from all 3 bureaus.
Chase Credit Cards: Transunion
Chase Banking: Experian
Citi (Consumer and CBSD/Business): Experian
Discover: Equifax
Elavon credit card processing: Equifax
FIA (BOFA): Experian
Barclay: Transunion

Tennessee:
AMEX: Experian
Chase Credit Cards: Equifax
Citi (Consumer and CBSD/Business): Equifax
Barclay: Transunion

Pennsylvania
Amex: Experian
Chase: Transunion and Experian
Citi: Experian
Barclays: Transunion
BofA Personal: Experian
BofA Business: Transunion
Comcast: Equifax

Washington
Amex(Consumer/Business): Experian
Chase Credit Cards (business): Experian and Equifax
Citi (Consumer): Experian and Transunion
Barclay: Transunion
« Last edited by joew on September 19, 2016, 01:53:55 PM »

Author Topic: Where Did Your Inquiries Pull From?  (Read 258507 times)

Offline HelpMe

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Re: Where Did Your Inquiries Pull From?
« Reply #360 on: January 01, 2013, 09:32:05 AM »
in the wiki there is to reports for Bank of America ?

Bank of America: TransUnion
Bofa: Experian
You will see this a lot.
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Offline kls0654

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Re: Where Did Your Inquiries Pull From?
« Reply #361 on: January 06, 2013, 06:56:10 PM »
I am from NY , looking to apply for a Discover Card

Do someone know from which agency the will pull ?

on the Wiki it says Trans Union , but the wiki was update last 2011

Please help

Offline nutcase

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Re: Where Did Your Inquiries Pull From?
« Reply #362 on: January 06, 2013, 07:16:43 PM »
I am from NY , looking to apply for a Discover Card

Do someone know from which agency the will pull ?

on the Wiki it says Trans Union , but the wiki was update last 2011

Please help
no guarantee but prob. equifax poss. tu
check this link
http://creditboards.com/forums/index.php?app=creditpulls

Offline kls0654

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Re: Where Did Your Inquiries Pull From?
« Reply #363 on: January 06, 2013, 07:33:18 PM »
What does this mean , "prob. equifax poss. tu"

I am a beginner here , please help  me out

Offline tuvz

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Re: Where Did Your Inquiries Pull From?
« Reply #364 on: January 06, 2013, 08:12:23 PM »
What does this mean , "prob. equifax poss. tu"

I am a beginner here , please help  me out

The pull will probably be from equifax, but could possibly be from transunion

Offline nutcase

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Re: Where Did Your Inquiries Pull From?
« Reply #365 on: January 06, 2013, 11:16:40 PM »
The pull will probably be from equifax, but could possibly be from transunion
thank you! yes that is exactly what I was saying they never pull from experian (which is good because all our good friends i.e chase,amex,citi only pull from experian) did you check out that link I provided? that is actual ppl. who applied they even give there credit score and credit line they got approved for. just out of curiosity why are you so worried?

Offline kls0654

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Re: Where Did Your Inquiries Pull From?
« Reply #366 on: January 07, 2013, 10:15:35 AM »
Thanks for your help

My Credit report is going from best to worse like these 1) TU, 2) Eq , 3) Exp. , I am trying to get more credit cards to my profile as this will increase my Credit Score ( my Score is about in the 700 range).

So I don't want to apply for Credit only where I am more certain I will get approved.

I am seeking help here & there , what I should do or not do

Offline aviz

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Re: Where Did Your Inquiries Pull From?
« Reply #367 on: January 09, 2013, 12:19:09 PM »
IS chase making 2 pulls now? Ive done a couple 2 BMS this year and now signed up for Citi monitoring.... I see now that they have pulled from Transunion and Experian each time...
A friend of mine also got 2 pulls and i think when only applying for 1 card...

This was done in Illinois.
Pleas hold. Your call will be answered in the order it was received.

Offline Kn9ght

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Re: Where Did Your Inquiries Pull From?
« Reply #368 on: January 09, 2013, 12:47:18 PM »
I live in NC and Chase's pulled both EX & EQ for every single apps.

Offline Tzfas

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Re: Where Did Your Inquiries Pull From?
« Reply #369 on: January 11, 2013, 12:19:44 PM »
I did A 3BM with chase and after recon was approved.

Just a heads up for NY residents,  the British visa applications was pulled from Experian, however the united, and Ink was pulled from TU.

So thats 2 pulls but at least I was approved for all three so the pulls were not a waste.

Offline dirah

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Re: Where Did Your Inquiries Pull From?
« Reply #370 on: February 17, 2013, 07:03:07 AM »
Applied for Citi AA (in NY), and got a pull from EX.
I was caught completely by surprise, as my last thirty-something apps (spouse's included) over the last five years were all pulled from EQ, without exception.
Reading though this thread, I see that this has already been reported, just wondering if there is any pattern, or completely at random.

Offline Moshe123

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Re: Where Did Your Inquiries Pull From?
« Reply #371 on: February 17, 2013, 07:52:28 AM »
My wife applied for the Freedom and United cards from Chase. One pulled from Experian and one from Transunion.

Offline mgarfin

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Re: Where Did Your Inquiries Pull From?
« Reply #372 on: April 11, 2013, 01:56:43 PM »
Is there any point in doing a 3BM for Barclays as I learn from here, that I will still get three pulls.
« Last Edit: April 11, 2013, 02:06:31 PM by mgarfin »

Offline Moshe123

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Re: Where Did Your Inquiries Pull From?
« Reply #373 on: April 11, 2013, 02:14:36 PM »
Is there any point in doing a 3BM for Barclays as I learn from here, that I will still get three pulls.

I only got one on the first (miliseconds), the other 2 were automatically shot down.

Offline patrice

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Re: Where Did Your Inquiries Pull From?
« Reply #374 on: April 12, 2013, 09:52:33 AM »
Applied for a United MileagePlus Explorer from Chase. Pulled from Trans Union. I live in Illinois.

Offline noturbizniss

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Re: Where Did Your Inquiries Pull From?
« Reply #375 on: April 12, 2013, 04:39:31 PM »
Wife applied to Citi, got pulled from TU (New York).
READ THE DARN WIKI!!!!

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Offline Moshe123

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Re: Where Did Your Inquiries Pull From?
« Reply #376 on: April 12, 2013, 04:50:24 PM »
Wife applied to Citi, got pulled from TU (New York).

I guess it has become random. Unpredictability is bad for us.

If I know that they will pull TU, I would apply for my wife.

Offline Smokey Joe Robinson

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Re: Where Did Your Inquiries Pull From?
« Reply #377 on: April 12, 2013, 05:37:13 PM »
Wife applied to Citi, got pulled from TU (New York).

for which citi card?
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Offline noturbizniss

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Re: Where Did Your Inquiries Pull From?
« Reply #378 on: April 12, 2013, 05:47:50 PM »
for which citi card?
aa amex and visa. one pull
READ THE DARN WIKI!!!!

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...can still do FT method
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Offline MEIR613

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Re: Where Did Your Inquiries Pull From?
« Reply #379 on: April 12, 2013, 05:52:14 PM »
aa amex and visa. one pull
That's awesome. Well worth a TU pull.