Topic Wiki

California
Amex: Experian (1 hit applying for Gold and Platinum :) )
BofA: TransUnion and Experian
Chase: Experian/Equifax/Transunion
Citi: Experian
Barclays: TransUnion

Colorado
Experian - Capital One (all 3), Amex, Chase, Citi - reg and bus
TU- Barclays

Florida
Amex: Experian
Bank of Am: Experian
Capital One: All 3
Citi Business: Experian
Citi Personal: Experian
AT&T : Equifax (unauthorized)
BB&T: Equifax
Chase: Equifax/Experian
PenFed: Equifax
Barclays: Transunion

Illinois
Equifax=All my citi apps
Experian= 2 amex and 2 chase
Transunion= 3 chase (came up as first usa)
Update as of 2/12/2014:
Bank of America: Experian
Barclays: Transunion
Citibank: Experian AND Equifax (I only applied for one card!)
US Bank: Transunion

Massachusetts:
American Express: Experian
Chase: Experian
Bank of America: Experian
Barclays Bank: Experian, Equifax
Capital One: Experian, Equifax, Transunion
Citi Business: Exquifax
Citi Personal: Exquifax
AT&T : Equifax
Verizon: Experian

New Jersey
03/11 Amex Plat - Experian
Amex Gold - Experian( should of done them together)
Citi - Experian
01/11 Citi -Experian
08/10 Chase CO - Experian
Citi - Experian
07/10 Amex SPG - Experian
Chase: Experian
Barclays: Transunion
(recon pulls all 3)
US Bank: experian
Discover: Transunion & Equifax
Penfed: Equifax
Bank of America 6/15/15: Experian (shoobi)
Verizon: Equifax

New York:
Amex: Experian (three browser trick confirmed, at least for AsherO)
Bank of America:Experian{by freezing, TransUnion}
CapitalOne: All three bureaus, duh!
Chase: Experian (three browser trick confirmed, at least for AsherO)/equifax
Citi: Equifax Experian both(three browser trick confirmed (AsherO), though it seems biz card was a separate pull), both personal and biz pulls./Experian
Discover: Equifax
SimmondsFirst: TransUnion
Synchrony: TransUnion
chase banking: trans union
Barclays: TransUnion
Bofa: Experian
Schwab: Equifax
Macy's: Experian
M and T Bank: All 3 (Both cc and loans)
Bill Me Later: Equifax
Verizon: Equifax

Ohio:
AMEX: Experian
Capital One: Pulled from all 3 bureaus.
Chase Credit Cards: Transunion
Chase Banking: Experian
Citi (Consumer and CBSD/Business): Experian
Discover: Equifax
Elavon credit card processing: Equifax
FIA (BOFA): Experian
Barclay: Transunion

Tennessee:
AMEX: Experian
Chase Credit Cards: Equifax
Citi (Consumer and CBSD/Business): Equifax
Barclay: Transunion

Pennsylvania
Amex: Experian
Chase: Transunion and Experian
Citi: Experian
Barclays: Transunion
BofA Personal: Experian
BofA Business: Transunion
Comcast: Equifax

Washington
Amex(Consumer/Business): Experian
Chase Credit Cards (business): Experian and Equifax
Citi (Consumer): Experian and Transunion
Barclay: Transunion
« Last edited by joew on September 19, 2016, 01:53:55 PM »

Author Topic: Where Did Your Inquiries Pull From?  (Read 258500 times)

Offline lfas25

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Re: Where Did Your Inquiries Pull From?
« Reply #420 on: July 12, 2013, 09:26:57 AM »
I applied for Amex cards last Friday.
1st got approved instantly - pulled from Experian
2nd card was pending got approved on the 10th and I see another pull on Experian
I only paid 15% by switching to dansdeals

Offline Barryg

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Re: Where Did Your Inquiries Pull From?
« Reply #421 on: July 12, 2013, 11:29:35 AM »
Barclay pulled my Experian in Ohio.
I'm guessing TU would be better, oh well.

Offline avadah

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Re: Where Did Your Inquiries Pull From?
« Reply #422 on: July 15, 2013, 01:19:08 PM »
Just got off the phone with Cap!. I wanted to switch my venture card to one without an AF and hold onto my points. The rep told me to apply for a new CC and switch it over. When I told him I don't want the inquiry on my CR he said Cap1 only does soft pulls? Is this some new policy or is he just clueless?

Offline Moshe123

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Re: Where Did Your Inquiries Pull From?
« Reply #423 on: July 15, 2013, 02:12:19 PM »
Just got off the phone with Cap!. I wanted to switch my venture card to one without an AF and hold onto my points. The rep told me to apply for a new CC and switch it over. When I told him I don't want the inquiry on my CR he said Cap1 only does soft pulls? Is this some new policy or is he just clueless?

Clueless.

Offline avadah

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Re: Where Did Your Inquiries Pull From?
« Reply #424 on: July 15, 2013, 05:12:39 PM »
Do pre-approved cc's also cause a hard pull?

Online Zevwolf

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Re: Where Did Your Inquiries Pull From?
« Reply #425 on: July 15, 2013, 05:31:16 PM »
Yes

Offline meshugener

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Re: Where Did Your Inquiries Pull From?
« Reply #426 on: July 18, 2013, 04:36:53 PM »
And chase pulled my TU in NY.
Did you open a new Chase checking/savings account?
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Offline Red

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Re: Where Did Your Inquiries Pull From?
« Reply #427 on: July 18, 2013, 04:42:59 PM »
Did you open a new Chase checking/savings account?
Nope. I think this was a recon pull.

Offline chookshook

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Re: Where Did Your Inquiries Pull From?
« Reply #428 on: July 20, 2013, 01:54:06 AM »
AMEX, BOA, CITI, and Chase all pulled EXP in nor cal. Barclay pulled Transunion.

Can I free exp next time and force citi and boa to pull another and maybe chase too?

Offline churnbabychurn

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Re: Where Did Your Inquiries Pull From?
« Reply #429 on: July 24, 2013, 02:25:53 PM »
Chase biz recon just pulled TU in NJ  >:(

Offline ayman

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Re: Where Did Your Inquiries Pull From?
« Reply #430 on: August 09, 2013, 10:42:21 AM »
Nissan motor pulled my eq in NY
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Offline ayman

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Re: Where Did Your Inquiries Pull From?
« Reply #431 on: August 09, 2013, 10:48:06 AM »
Anyone know where Wheels to Lease pulls from?
I don't think it matters which company you lease through. What matters is which bank will extend the credit. (Ex: hmf, nmac, etc.) the bank is gonna take the risk and they are the ones who will pull your cr.
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Offline Barryg

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Re: Where Did Your Inquiries Pull From?
« Reply #432 on: August 09, 2013, 11:37:23 AM »
I don't think it matters which company you lease through. What matters is which bank will extend the credit. (Ex: hmf, nmac, etc.) the bank is gonna take the risk and they are the ones who will pull your cr.
Good call this makes sense, but would you know which bank they usually use or which bureau any of the banks pull from?
Not leasing just trying to answer a Q with a Q...

Offline ayman

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Re: Where Did Your Inquiries Pull From?
« Reply #433 on: August 09, 2013, 01:43:26 PM »
Depends how you try to lease, sometimes you just get the loan from the co selling the car ie: honda, hyundai, toyota, etc. other times the third party that you are trying to lease from shops around for you for a loan, in which case you can have multiple inquiries for one loan. I got a loan thru hmf, but have two inquiries for the same day, one from hyundai, the other from a co called credco. Although i just read that in such cases both inquiries are considered only one pull.
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Offline ayman

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Re: Where Did Your Inquiries Pull From?
« Reply #434 on: August 11, 2013, 02:05:42 AM »
Did a 3bm w Chase Fri in NY, got one pull on ex.  :) Think I was declined for two with only one pending.  :-\ (called the 800 number, two cards said 7-10 days, only one said two weeks)
« Last Edit: August 11, 2013, 02:29:13 AM by ayman »
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Offline cozmohoot

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Re: Where Did Your Inquiries Pull From?
« Reply #435 on: August 12, 2013, 09:59:19 AM »
i have citi monitoring,
chase and amex so a new enquiry on experian but barclays says "New Trade Line"
whats that mean?
i am in ny
tia

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Re: Where Did Your Inquiries Pull From?
« Reply #436 on: August 12, 2013, 10:33:20 PM »
New line of credit

Offline ayman

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Re: Where Did Your Inquiries Pull From?
« Reply #437 on: August 12, 2013, 10:46:23 PM »
Did a 3bm w Chase Fri in NY, got one pull on ex.  :) Think I was declined for two with only one pending.  :-\ (called the 800 number, two cards said 7-10 days, only one said two weeks)
Approved all three, one pull on Ex.
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Offline AJK

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Re: Where Did Your Inquiries Pull From?
« Reply #438 on: August 19, 2013, 11:19:19 AM »
Any recent reports of what report Citi pulls in NJ? Even better would be reports of the Citi AA app.
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Offline churnbabychurn

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Re: Where Did Your Inquiries Pull From?
« Reply #439 on: August 19, 2013, 01:27:03 PM »
Any recent reports of what report Citi pulls in NJ? Even better would be reports of the Citi AA app.
Experian.