Author Topic: Where Did Your Inquiries Pull From? (Read 260732 times)

Smokey Joe Robinson · « **Reply #500 on:** September 10, 2013, 07:13:21 PM »

Quote from: AJK on September 09, 2013, 01:20:28 PM

Anyone in NY/NJ who recently applied for Citi and did not have BOTH EQ and EX pulled?

I tried in May, they only pulled EX which was frozen. No EQ. I decided not to unfreeze and just let the apps die. Perhaps worth another shot at 50k now. If lucky theyll pull EQ this time.

AJK · « **Reply #501 on:** September 10, 2013, 07:23:40 PM »

May is awhile ago, but thanks for the data point.

Smokey Joe Robinson · « **Reply #502 on:** September 10, 2013, 07:32:21 PM »

Quote from: AJK on September 10, 2013, 07:23:40 PM

May is awhile ago, but thanks for the data point.

Np, I can only give what I got.

Shmulyg · « **Reply #503 on:** September 23, 2013, 08:56:16 PM »

I see the Wiki says Discover pulls from TU in NY. I just applied for a card with them and they first tried my frozen Experian and then moved on to Equfax.

Moshe123 · « **Reply #504 on:** September 23, 2013, 11:52:54 PM »

Quote from: Shmulyg on September 23, 2013, 08:56:16 PM

I see the Wiki says Discover pulls from TU in NY. I just applied for a card with them and they first tried my frozen Experian and then moved on to Equfax.

What discover card?

Shmulyg · « **Reply #505 on:** September 24, 2013, 06:51:05 AM »

Quote from: Moshe123 on September 23, 2013, 11:52:54 PM

What discover card?

'Discover It'

chff · « **Reply #506 on:** October 15, 2013, 12:17:38 PM »

Applied in Oct. 2013, NYC resident

AMEX (2BM) - EX
CHASE (2BM) - EX
CBNA (Citi) - EX & EQ
BOFA - EX
Discover - EQ
US Bank - EX

AharonInIsrael · « **Reply #507 on:** October 23, 2013, 07:10:05 AM »

Does CitiIdentityMonitor tell me where my report was pulled from? How do I find that out?

Barryg · « **Reply #508 on:** October 23, 2013, 09:45:23 AM »

Quote from: AharonInIsrael on October 23, 2013, 07:10:05 AM

Does CitiIdentityMonitor tell me where my report was pulled from? How do I find that out?

Yes, Citi id mon used to give all 3 reports (and 3 FAKO scores) as soon as you log in. Now you have to click somewhere or other to show all 3. Once you do look at credit pull section, you'll see hwo pulled when and from which bureau...

@Yehuda · « **Reply #509 on:** October 23, 2013, 09:55:03 AM »

Quote from: Barryg on October 23, 2013, 09:45:23 AM

Yes, Citi id mon used to give all 3 reports (and 3 FAKO scores) as soon as you log in. Now you have to click somewhere or other to show all 3. Once you do look at credit pull section, you'll see hwo pulled when and from which bureau...

FYI Once you login, if you click "Credit Report" you'll be able to scroll down and see all the pulls alphabetically and it will only list the month/year of the pull. But if on the Overview page (the first page you see when you login), you click "Informational Credit Scores" instead, and then go one by one clicking on the grey boxes that say "Equifax Based Score" "Experian..." you can scroll down there and see all pulls chronologically and get the exact date of each pull.

AharonInIsrael · « **Reply #510 on:** October 23, 2013, 10:12:35 AM »

Thanks to the both of you!
I got only one pull from Experian via a Chase 2BM (NJ address).

@Yehuda · « **Reply #511 on:** October 23, 2013, 10:36:54 AM »

I applied for 6 Chase cards (4 approvals) in the last ~30 days (2bm then a 4bm) some personal, some biz. Turns out everything was on 1 pull (Experian) including recons on almost every card until a recon on a Hyatt last week pulled a new report from TransUnion.

Another perfect case of YMMV

@Yehuda · « **Reply #512 on:** October 23, 2013, 11:09:23 AM »

And in regards to my AOR Sunday night...
[bBarclays[/b] 3 apps (all personal) = 1 pull on TU
Citi 3 apps (2 pers/1 biz) = 2 pulls on EQ (both on same day and they both showed up separately) and 1 pull on EX (wow, they really do kill you - TRDKY?)
AMEX 4 apps (2 pers/1 biz/1 pers charge) = 2 pulls on EX but 1 was the following day (which I found out was from one of the previous day's apps (1 of the pers, not even the biz!) because it just didn't pull it. = lesson learned to apply early in the day so the computer can take time to process and not kill 2 days.