Topic Wiki

California
Amex: Experian (1 hit applying for Gold and Platinum :) )
BofA: TransUnion and Experian
Chase: Experian/Equifax/Transunion
Citi: Experian
Barclays: TransUnion

Colorado
Experian - Capital One (all 3), Amex, Chase, Citi - reg and bus
TU- Barclays

Florida
Amex: Experian
Bank of Am: Experian
Capital One: All 3
Citi Business: Experian
Citi Personal: Experian
AT&T : Equifax (unauthorized)
BB&T: Equifax
Chase: Equifax/Experian
PenFed: Equifax
Barclays: Transunion

Illinois
Equifax=All my citi apps
Experian= 2 amex and 2 chase
Transunion= 3 chase (came up as first usa)
Update as of 2/12/2014:
Bank of America: Experian
Barclays: Transunion
Citibank: Experian AND Equifax (I only applied for one card!)
US Bank: Transunion

Massachusetts:
American Express: Experian
Chase: Experian
Bank of America: Experian
Barclays Bank: Experian, Equifax
Capital One: Experian, Equifax, Transunion
Citi Business: Exquifax
Citi Personal: Exquifax
AT&T : Equifax
Verizon: Experian

New Jersey
03/11 Amex Plat - Experian
Amex Gold - Experian( should of done them together)
Citi - Experian
01/11 Citi -Experian
08/10 Chase CO - Experian
Citi - Experian
07/10 Amex SPG - Experian
Chase: Experian
Barclays: Transunion
(recon pulls all 3)
US Bank: experian
Discover: Transunion & Equifax
Penfed: Equifax
Bank of America 6/15/15: Experian (shoobi)
Verizon: Equifax

New York:
Amex: Experian (three browser trick confirmed, at least for AsherO)
Bank of America:Experian{by freezing, TransUnion}
CapitalOne: All three bureaus, duh!
Chase: Experian (three browser trick confirmed, at least for AsherO)/equifax
Citi: Equifax Experian both(three browser trick confirmed (AsherO), though it seems biz card was a separate pull), both personal and biz pulls./Experian
Discover: Equifax
SimmondsFirst: TransUnion
Synchrony: TransUnion
chase banking: trans union
Barclays: TransUnion
Bofa: Experian
Schwab: Equifax
Macy's: Experian
M and T Bank: All 3 (Both cc and loans)
Bill Me Later: Equifax
Verizon: Equifax

Ohio:
AMEX: Experian
Capital One: Pulled from all 3 bureaus.
Chase Credit Cards: Transunion
Chase Banking: Experian
Citi (Consumer and CBSD/Business): Experian
Discover: Equifax
Elavon credit card processing: Equifax
FIA (BOFA): Experian
Barclay: Transunion

Tennessee:
AMEX: Experian
Chase Credit Cards: Equifax
Citi (Consumer and CBSD/Business): Equifax
Barclay: Transunion

Pennsylvania
Amex: Experian
Chase: Transunion and Experian
Citi: Experian
Barclays: Transunion
BofA Personal: Experian
BofA Business: Transunion
Comcast: Equifax

Washington
Amex(Consumer/Business): Experian
Chase Credit Cards (business): Experian and Equifax
Citi (Consumer): Experian and Transunion
Barclay: Transunion
« Last edited by joew on September 19, 2016, 01:53:55 PM »

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Author Topic: Where Did Your Inquiries Pull From?  (Read 260624 times)

Offline Centro

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Re: Where Did Your Inquiries Pull From?
« Reply #600 on: June 16, 2014, 12:31:21 PM »
Quote from: Excalibur on June 16, 2014, 12:26:47 PM
Chase 4BM 1 inquiry!!!!!!!


Experian :-( lol
Do you by chance know your credit score?
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Offline Excalibur

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Re: Where Did Your Inquiries Pull From?
« Reply #601 on: June 16, 2014, 12:59:43 PM »
768 last i heard
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Offline Dan

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Re: Where Did Your Inquiries Pull From?
« Reply #602 on: June 16, 2014, 01:40:02 PM »
Quote from: Excalibur on June 16, 2014, 12:26:47 PM
Chase 4BM 1 inquiry!!!!!!!


Experian :-( lol
Which cards?
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Offline Excalibur

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Re: Where Did Your Inquiries Pull From?
« Reply #603 on: June 16, 2014, 02:12:37 PM »
ink plus hyatt ba and saphire

(I didn't check equifax because i received rejection letters for all 4 and not one said they pulled from eq)
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Offline Novo

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Re: Where Did Your Inquiries Pull From?
« Reply #604 on: June 16, 2014, 02:32:49 PM »
Quote from: bubble347 on May 06, 2014, 11:27:14 PM
They only give you the score not the report.
They do give the report. Both they don't accept new members now
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Quote from: Centro
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If you wanna go far, go together

Offline Joe4007

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Re: Where Did Your Inquiries Pull From?
« Reply #605 on: June 16, 2014, 02:44:09 PM »
Quote from: Excalibur on June 16, 2014, 02:12:37 PM
ink plus hyatt ba and saphire
In that case:
Quote from: Joe4007 on June 16, 2014, 12:30:14 PM
NoGood news is good news  :)
FTFM.
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Offline cozmohoot

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Re: Where Did Your Inquiries Pull From?
« Reply #606 on: June 16, 2014, 07:26:53 PM »
Quote from: Excalibur on June 16, 2014, 02:12:37 PM
ink plus hyatt ba and saphire

(I didn't check equifax because i received rejection letters for all 4 and not one said they pulled from eq)
here's another case of biz and personal getting only 1 pull.
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Offline Novo

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Re: Where Did Your Inquiries Pull From?
« Reply #607 on: June 17, 2014, 06:01:38 PM »
From my wife's report.
Citi Executive, instant approval. Experian
Citi Executive, applied 5/31  Experian.      Called recon 6/1 Equifax
Citi Executive, applied and called recon in the same day Experian + Equifax
Looks to me, that the system pulls from Experian and recon pulls from Equifax

2/26 Capital One GM Card, Equifax (Crapital One, ONLY 1 PULL!)

1/14 Discover.  Experian + Equifax + Transunion  :o

10/09 Discover Equifax + Transunion

All my Chase inquiries. Experian
Barclay. Transunion
Gap Card. Transunion
« Last Edit: June 17, 2014, 07:03:32 PM by Novo »
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Offline freddy

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Re: Where Did Your Inquiries Pull From?
« Reply #608 on: June 17, 2014, 06:52:53 PM »
How do I know where they pulled from of o get accepted, I already got my annual credit report.
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Offline Novo

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Re: Where Did Your Inquiries Pull From?
« Reply #609 on: June 17, 2014, 07:01:47 PM »
Quote from: freddy on June 17, 2014, 06:52:53 PM
How do I know where they pulled from of o get accepted, I already got my annual credit report.
$1. remember to cancel after 7 days.   www.creditchecktotal.com

Please post if you know anything cheaper
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I try my best :-\
Quote from: Centro
If you wanna go fast, go alone
If you wanna go far, go together

Offline freddy

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Re: Where Did Your Inquiries Pull From?
« Reply #610 on: June 17, 2014, 07:18:03 PM »
Quote from: Novo on June 17, 2014, 07:01:47 PM
$1. remember to cancel after 7 days.   www.creditchecktotal.com

fico or fako?
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Offline Novo

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Re: Where Did Your Inquiries Pull From?
« Reply #611 on: June 17, 2014, 07:22:54 PM »
Quote from: freddy on June 17, 2014, 07:18:03 PM
fico or fako?
No score, report only
You just wanna see where they pulled from, right?
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I try my best :-\
Quote from: Centro
If you wanna go fast, go alone
If you wanna go far, go together

Offline freddy

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Re: Where Did Your Inquiries Pull From?
« Reply #612 on: June 17, 2014, 07:38:18 PM »
Quote from: Novo on June 17, 2014, 07:22:54 PM
No score, report only
You just wanna see where they pulled from, right?
it does say credit report and credit score. Won't the bank tell me where they pull from if I ask?
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Offline Novo

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Re: Where Did Your Inquiries Pull From?
« Reply #613 on: June 17, 2014, 07:54:40 PM »
Quote from: freddy on June 17, 2014, 07:38:18 PM
it does say credit report and credit score. Won't the bank tell me where they pull from if I ask?
Never tried. I believe you can ask a recon rep if you needed to call, but I doubt they'll be able to tell you after approval 
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I try my best :-\
Quote from: Centro
If you wanna go fast, go alone
If you wanna go far, go together

Offline freddy

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Re: Where Did Your Inquiries Pull From?
« Reply #614 on: June 18, 2014, 04:57:23 PM »
Quote from: Novo on June 17, 2014, 07:01:47 PM
$1. remember to cancel after 7 days.   www.creditchecktotal.com

By the way can you do it more than once, or is it a 1 time offer?
Quote from: Novo on June 17, 2014, 07:01:47 PM

Please post if you know anything cheaper
like what 99 cents?  ;)
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Offline Novo

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Re: Where Did Your Inquiries Pull From?
« Reply #615 on: June 18, 2014, 05:02:55 PM »
Quote from: freddy on June 18, 2014, 04:57:23 PM
By the way can you do it more than once, or is it a 1 time offer? like what 99 cents?  ;)
The later

Quote from: freddy on June 18, 2014, 04:57:23 PM
like what 99 cents?  ;)
Maybe less, maybe free. you never know with the DDFer's :)
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I try my best :-\
Quote from: Centro
If you wanna go fast, go alone
If you wanna go far, go together

Offline freddy

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Re: Where Did Your Inquiries Pull From?
« Reply #616 on: June 18, 2014, 05:09:38 PM »
Quote from: Novo on June 18, 2014, 05:02:55 PM
The later
Maybe less, maybe free. you never know with the DDFer's :)
Never thought I'd be able to correct anyone on or speling ;) or grammer ;)
http://www.thefreedictionary.com/latter
« Last Edit: June 18, 2014, 05:12:59 PM by freddy »
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Offline Novo

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Re: Where Did Your Inquiries Pull From?
« Reply #617 on: June 18, 2014, 05:25:57 PM »
Quote from: freddy on June 18, 2014, 05:09:38 PM
Never thought I'd be able to correct anyone on or speling ;) or grammer ;)
http://www.thefreedictionary.com/latter
Lucky you! I'm happy you got here :P
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I try my best :-\
Quote from: Centro
If you wanna go fast, go alone
If you wanna go far, go together

Offline SrulyP

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Re: Where Did Your Inquiries Pull From?
« Reply #618 on: June 25, 2014, 07:57:18 PM »
IS this all dependent on what state you are applying from or the state you live in?
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Offline Boruch999

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Re: Where Did Your Inquiries Pull From?
« Reply #619 on: June 28, 2014, 06:39:56 PM »
I couldn't find a more appropriate thread....
When a bank reports a new account, to they typically report to all 3 or just to the one they pulled from?
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