Topic Wiki

Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 1386038 times)

Offline emb321

  • DansDeals Copper Elite
  • *
  • Join Date: Jul 2011
  • Posts: 11
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Amexserve/Softcard
« Reply #2280 on: October 31, 2014, 11:50:27 AM »
I know that loading a Serve card with an Amex does not earn points but will it go toward meeting a spending requirement for a signup bonus?

Offline cozmohoot

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2012
  • Posts: 4440
  • Total likes: 95
  • DansDeals.com Hat Tips 5
    • View Profile
  • Location: NY
Re: Amexserve/Softcard
« Reply #2281 on: October 31, 2014, 12:13:16 PM »
I know that loading a Serve card with an Amex does not earn points but will it go toward meeting a spending requirement for a signup bonus?
yes

Offline shaulyaakov

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2013
  • Posts: 2781
  • Total likes: 326
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Amexserve/Softcard
« Reply #2282 on: October 31, 2014, 12:35:53 PM »
I just got an ink. The first thing I did was call chase to see the Cash Advance limit to $1. When I tried to use it to fund Serve, I'm unable to load more than $.99 cents. I think this means that inks treat serve as a cash advance. Does anybody have a different experience?

Offline churnbabychurn

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2012
  • Posts: 7355
  • Total likes: 301
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Lakewood
Re: Amexserve/Softcard
« Reply #2283 on: October 31, 2014, 12:46:07 PM »
I just got an ink. The first thing I did was call chase to see the Cash Advance limit to $1. When I tried to use it to fund Serve, I'm unable to load more than $.99 cents. I think this means that inks treat serve as a cash advance. Does anybody have a different experience?
It starts as a ca and switched to a regular charge.

Offline shaulyaakov

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2013
  • Posts: 2781
  • Total likes: 326
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Amexserve/Softcard
« Reply #2284 on: October 31, 2014, 01:21:17 PM »
It starts as a ca and switched to a regular charge.

Is that more of a guess or has this been other people's experience? I don't want to get hit-up with cash advance fees...

Offline AnonymousUser

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2013
  • Posts: 3001
  • Total likes: 13
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Amexserve/Softcard
« Reply #2285 on: October 31, 2014, 01:24:10 PM »
Is that more of a guess or has this been other people's experience? I don't want to get hit-up with cash advance fees...
Experience. Read upthread.

Offline username

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jul 2008
  • Posts: 4531
  • Total likes: 602
  • DansDeals.com Hat Tips 14
  • Gender: Male
    • View Profile
  • Location: C Heights
  • Programs: ┌──────────────────┐ │───> Ữ₴ΣЯИΛΜӘ <─── │ └──────────────────┘
Re: Amexserve/Softcard
« Reply #2286 on: October 31, 2014, 01:29:47 PM »
Experience. Read upthread.
And check the WIKI
^^^

Offline Geshmak25

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2014
  • Posts: 3431
  • Total likes: 127
  • DansDeals.com Hat Tips 11
    • View Profile
Re: Amexserve/Softcard
« Reply #2287 on: October 31, 2014, 02:00:55 PM »
Does Serve pull credit when opening an account? Nothing in wiki. I saw one post upthread that said no pull based on his experience.
PUTPAC = PITA

Offline googwallet

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2013
  • Posts: 1232
  • Total likes: 68
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: PA
Re: Amexserve/Softcard
« Reply #2288 on: October 31, 2014, 02:06:13 PM »
Does Serve pull credit when opening an account? Nothing in wiki. I saw one post upthread that said no pull based on his experience.
No.

Offline Geshmak25

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2014
  • Posts: 3431
  • Total likes: 127
  • DansDeals.com Hat Tips 11
    • View Profile
Re: Amexserve/Softcard
« Reply #2289 on: October 31, 2014, 02:11:19 PM »
No.

And I assume no problem of having 2 accounts - you and spouse?
PUTPAC = PITA

Offline googwallet

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2013
  • Posts: 1232
  • Total likes: 68
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: PA
Re: Amexserve/Softcard
« Reply #2290 on: October 31, 2014, 02:13:07 PM »
And I assume no problem of having 2 accounts - you and spouse?
1 per person.

Offline Geshmak25

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2014
  • Posts: 3431
  • Total likes: 127
  • DansDeals.com Hat Tips 11
    • View Profile
Re: Amexserve/Softcard
« Reply #2291 on: October 31, 2014, 02:16:07 PM »
1 per person.

What about AU's - if my wife has her own account, can I have her as an AU on my account?
PUTPAC = PITA

Offline googwallet

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2013
  • Posts: 1232
  • Total likes: 68
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: PA
Re: Amexserve/Softcard
« Reply #2292 on: October 31, 2014, 02:17:09 PM »
What about AU's - if my wife has her own account, can I have her as an AU on my account?
I don't see why that would be a problem.

Offline Geshmak25

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2014
  • Posts: 3431
  • Total likes: 127
  • DansDeals.com Hat Tips 11
    • View Profile
Re: Amexserve/Softcard
« Reply #2293 on: October 31, 2014, 02:19:27 PM »
I don't see why that would be a problem.

Awesome. Thanks for your help.
PUTPAC = PITA

Offline AnonymousUser

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2013
  • Posts: 3001
  • Total likes: 13
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Amexserve/Softcard
« Reply #2294 on: October 31, 2014, 04:18:40 PM »
What about AU's - if my wife has her own account, can I have her as an AU on my account?
Yes, I did it.

Offline D93

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2014
  • Posts: 8791
  • Total likes: 21
  • DansDeals.com Hat Tips 14
    • View Profile
  • Location: PHL - TLV
Re: Amexserve/Softcard
« Reply #2295 on: November 01, 2014, 12:44:48 PM »
It's the 1st of the month, what new surprises will this month bring to Serve...?  ;)

Offline Emkay

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 14295
  • Total likes: 377
  • DansDeals.com Hat Tips 35
    • View Profile
  • Location: Where I ought to be
Re: Amexserve/Softcard
« Reply #2296 on: November 01, 2014, 02:27:46 PM »
It's the 1st of the month, what new surprises will this month bring to Serve...?  ;)
https://www.gosoftcard.com/offers/chaseunited.html
2500 points when you link your united card and 500 every month after that you make a purchase through feb.

Offline Dukie02

  • Dansdeals Bronze Elite
  • *
  • Join Date: Oct 2014
  • Posts: 39
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Cincinnati, OH
Re: Amexserve/Softcard
« Reply #2297 on: November 01, 2014, 03:31:35 PM »
https://www.gosoftcard.com/offers/chaseunited.html
2500 points when you link your united card and 500 every month after that you make a purchase through feb.

Sweet! 4,000 miles for four cups of coffee at McDonalds.

Offline ah

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2013
  • Posts: 1662
  • Total likes: 4
  • DansDeals.com Hat Tips 17
    • View Profile
Re: Amexserve/Softcard
« Reply #2298 on: November 01, 2014, 07:21:48 PM »
Linked mine last week...should I unlink/link again?

Offline Shmulie

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 1529
  • Total likes: 526
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: Brooklyn
Re: Amexserve/Softcard
« Reply #2299 on: November 01, 2014, 07:25:01 PM »
I found this offer upto $30 per card
https://www.gosoftcard.com/offers/tap5get10.html

Tap to pay 5 times and get $10.
Triple the taps, and get $30.
Get a $10 Amazon.com Gift Card* for tapping to pay five times with Softcard™ using the same participating credit card. Keep tapping to pay and earn up to $30 per participating credit card. Offer expires December 31, 2014. See below for details.