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Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 1385517 times)

Offline cozmohoot

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Re: Amexserve/Softcard
« Reply #2300 on: November 01, 2014, 07:45:45 PM »
I found this offer upto $30 per card
https://www.gosoftcard.com/offers/tap5get10.html

Tap to pay 5 times and get $10.
Triple the taps, and get $30.
Get a $10 Amazon.com Gift Card* for tapping to pay five times with Softcard™ using the same participating credit card. Keep tapping to pay and earn up to $30 per participating credit card. Offer expires December 31, 2014. See below for details.
http://forums.dansdeals.com/index.php?topic=46275.0

Offline Shmulie

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Offline cozmohoot

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Re: Amexserve/Softcard
« Reply #2302 on: November 01, 2014, 08:04:27 PM »

Offline ckmk47

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Re: Amexserve/Softcard
« Reply #2303 on: November 01, 2014, 08:44:07 PM »
I got this email:


Cheers to holiday savings! For a limited time, you can get a $1 Account credit for every purchase of $5 or more each using your American Express Serve® Card, up to $50 per month between November 1 and December 31. No registration needed — just use your Card, and the credit will be added to your Account. Start using your Card today!
Limited time offer: Expires December 31, 2014
My favorite cause: cssy.org

Offline cozmohoot

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Re: Amexserve/Softcard
« Reply #2304 on: November 01, 2014, 09:24:21 PM »
Wonder if that's for everyone. It was $1 off $1 not 1off5

Offline Dan

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Re: Amexserve/Softcard
« Reply #2305 on: November 01, 2014, 09:49:49 PM »
Linked mine last week...should I unlink/link again?
How do you unlink a chase card?
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline churnbabychurn

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Re: Amexserve/Softcard
« Reply #2306 on: November 01, 2014, 09:51:48 PM »
How do you unlink a chase card?
google says its putpac..

Offline Dan

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Re: Amexserve/Softcard
« Reply #2307 on: November 01, 2014, 09:56:26 PM »
google says its putpac..
To who?
Probably will be more hassle than it's worth.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline ah

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Re: Amexserve/Softcard
« Reply #2308 on: November 01, 2014, 10:00:09 PM »
How do you unlink a chase card?
no clue but no need, just figured it out...click on the united card in the app it will give you the option to click for details of the offer and then enroll...

Offline Dan

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Re: Amexserve/Softcard
« Reply #2309 on: November 01, 2014, 10:01:07 PM »
no clue but no need, just figured it out...click on the united card in the app it will give you the option to click for details of the offer and then enroll...
Doesn't mean you'll get the miles if you enrolled/used the card before 11/01.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Brooklyn22

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Re: Amexserve/Softcard
« Reply #2310 on: November 01, 2014, 10:26:02 PM »
I just signed up for serve and linked my chase ink business plus. I loaded $200 and it charged it as a cash advance

Offline AnonymousUser

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Re: Amexserve/Softcard
« Reply #2311 on: November 01, 2014, 10:27:55 PM »
I just signed up for serve and linked my chase ink business plus. I loaded $200 and it charged it as a cash advance
Is it pending or completed?

Offline Brooklyn22

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Re: Amexserve/Softcard
« Reply #2312 on: November 01, 2014, 10:29:31 PM »
it's pending. as soon as I saw that I lowered my CA limit to $0 and now I can no longer add money from my card.

Offline dpk4588

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Re: Amexserve/Softcard
« Reply #2313 on: November 01, 2014, 10:31:52 PM »
I just signed up for serve and linked my chase ink business plus. I loaded $200 and it charged it as a cash advance
It posted as a CA and you were charged a fee or its pending as a CA? With Chase Visa cards (as per the wiki) its pending as a CA but posts as a purchase.
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Offline Brooklyn22

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Re: Amexserve/Softcard
« Reply #2314 on: November 01, 2014, 10:34:12 PM »
It posted as a CA and you were charged a fee or its pending as a CA? With Chase Visa cards (as per the wiki) its pending as a CA but posts as a purchase.

It hasn't charged a fee but I am not able to use the CC once I lowered the CA limit to $0

Offline dpk4588

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Re: Amexserve/Softcard
« Reply #2315 on: November 01, 2014, 10:37:24 PM »
It hasn't charged a fee but I am not able to use the CC once I lowered the CA limit to $0
Did the transaction post? If it did and you were not charged the CA fee, I don't think you will be charged. The reason you can't load once you lowered the CA limit to $0 is because it is initially sent as CA so you need CA availability but it will post as a purchase. Read more about this upthread.
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Offline dan5082030

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Re: Amexserve/Softcard
« Reply #2316 on: November 01, 2014, 10:47:58 PM »
I just signed up for softcard now to have the ability to load more money with serve I just have to add my serve card or I have to close my serve card and open a new one with softcard

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Re: Amexserve/Softcard
« Reply #2317 on: November 01, 2014, 10:48:32 PM »
And what benefits can I get bow when opening a softcard?

Offline Brooklyn22

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Re: Amexserve/Softcard
« Reply #2318 on: November 01, 2014, 11:02:31 PM »
Did the transaction post? If it did and you were not charged the CA fee, I don't think you will be charged. The reason you can't load once you lowered the CA limit to $0 is because it is initially sent as CA so you need CA availability but it will post as a purchase. Read more about this upthread.

I guess I need to raise the CA limit. Thanks.

Offline lyla

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Re: Amexserve/Softcard
« Reply #2319 on: November 01, 2014, 11:23:35 PM »
I got this email:


Cheers to holiday savings! For a limited time, you can get a $1 Account credit for every purchase of $5 or more each using your American Express Serve® Card, up to $50 per month between November 1 and December 31. No registration needed — just use your Card, and the credit will be added to your Account. Start using your Card today!
Limited time offer: Expires December 31, 2014
Is that for using the physical card or only on softcard?