Topic Wiki

Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 843731 times)

Offline eli.f

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Re: Amexserve/Softcard
« Reply #3150 on: February 01, 2015, 02:03:49 PM »
why does nobody talk about tmibile reloadits seems like a pretty solid option for MS see here http://www.doctorofcredit.com/credit-cards/manufactured-spending/using-t-mobile-reloadits-cards-to-manufacture-credit-card-spend/
Too bad for אחינו היושבים בציון.

Offline mofreed

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Re: Amexserve/Softcard
« Reply #3151 on: February 01, 2015, 04:03:45 PM »
what shaychis just bec im in yesrushalayim now......... ::)

Offline eli.f

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Re: Amexserve/Softcard
« Reply #3152 on: February 01, 2015, 04:36:40 PM »
what shaychis just bec im in yesrushalayim now......... ::)
Maybe for you it's now, but some actually live here :)

Offline mofreed

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Re: Amexserve/Softcard
« Reply #3153 on: February 01, 2015, 04:56:43 PM »
i know i was just annoyed that noone is answering my question :D

Offline Amusch

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Re: Amexserve/Softcard
« Reply #3154 on: February 03, 2015, 10:36:18 AM »
What is the best/easiest way to cash out?
I'm having trouble finding ATM's, even when following the directory.
I tried sending myself a check, but that was rejected for some reason.
I see on the Wiki that self-payments can be done online, but not "if done too much."
Any consistent methods of cashing out?
Can I pay a friend and he pay me?

Offline eli.f

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Re: Amexserve/Softcard
« Reply #3155 on: February 03, 2015, 03:44:41 PM »
What is the best/easiest way to cash out?
I'm having trouble finding ATM's, even when following the directory.
I tried sending myself a check, but that was rejected for some reason.
I see on the Wiki that self-payments can be done online, but not "if done too much."
Any consistent methods of cashing out?
Can I pay a friend and he pay me?
Read the wiki. Use bank transfer.

Offline m65

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Re: Amexserve/Softcard
« Reply #3156 on: February 03, 2015, 06:27:32 PM »
What is the best/easiest way to cash out?
I'm having trouble finding ATM's, even when following the directory.
I tried sending myself a check, but that was rejected for some reason.
I see on the Wiki that self-payments can be done online, but not "if done too much."
Any consistent methods of cashing out?
Can I pay a friend and he pay me?
me and my wife each load up and pay each others cc bills. its been working fine for 4 months

Offline Amusch

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Re: Amexserve/Softcard
« Reply #3157 on: February 03, 2015, 11:57:15 PM »
Quote
Read the wiki. Use bank transfer.
That's where it says on the Wiki to be careful not to do "too much." Wasn't sure if that meant too much $, too frequently, or both.

Offline eli.f

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Re: Amexserve/Softcard
« Reply #3158 on: February 04, 2015, 02:53:27 AM »
That's where it says on the Wiki to be careful not to do "too much." Wasn't sure if that meant too much $, too frequently, or both.
It seems that a couple thousands a month, in one or 2 transfers is not a problem.

Offline Amusch

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Re: Amexserve/Softcard
« Reply #3159 on: February 04, 2015, 01:00:44 PM »
Thanks. I'll try.

Offline peace123

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Re: Amexserve/Softcard
« Reply #3160 on: February 04, 2015, 06:05:08 PM »
Anyone tried Serve loading with your Citi double cash card ? Any CA fee charged?

Offline Boruch999

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Re: Amexserve/Softcard
« Reply #3161 on: February 04, 2015, 06:18:30 PM »
Anyone tried Serve loading with your Citi double cash card ? Any CA fee charged?

Quote from: Wiki
Treated as a purchase after 10/9/14:

    Chase Visa (Source)   (counts against your cash advance limit until it posts, at which point it becomes a purchase. This is why you can't use the Ink Bold charge card)
    Chase Mastercard? (no confirmed "purchase" reports, but so far no MC datapoints of CA at any issuer)
    Barclays Mastercard (Source)
    Citi Mastercard (Source)
    Citi Amex (Source)
    Bank of America (FIA) Mastercard (Source)
    Capital One Visa (Source)
capitalone mastercard (source)
    Discover it

Offline tjak

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Re: Amexserve/Softcard
« Reply #3162 on: February 04, 2015, 06:26:46 PM »
Can I use the bill pay feature to pay a credit card that used to be linked to my account, or that is a risk? I know they keep record of your credit cards even after their removed from your account.

Offline AnonymousUser

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Re: Amexserve/Softcard
« Reply #3163 on: February 04, 2015, 08:46:02 PM »
Can I use the bill pay feature to pay a credit card that used to be linked to my account, or that is a risk? I know they keep record of your credit cards even after their removed from your account.
I've paid the CC linked to the account many times over any months, and never had an issue.

Offline DaveInLA

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Re: Amexserve/Softcard
« Reply #3164 on: February 06, 2015, 02:48:49 PM »
I haven't gone to WM to load BB/Serve in 3 months. Do cashiers no longer allow gift card loads now for Serve? I want to buy some USB gift cards at Ralph's. I know if the kiosk is functional I'm ok, but what about the cashier?