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Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 1009109 times)

Offline Adam101

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Re: Amexserve/Softcard
« Reply #3320 on: March 15, 2015, 11:36:23 AM »

Offline Emkay

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Re: Amexserve/Softcard
« Reply #3321 on: March 15, 2015, 11:43:40 AM »


I'm in Israel and was just last week approved for the CSP, I need to spend 4k and was really relying on Serve
If you are having issues spending for a single card then it's unlikely the things I do would be for you, they aren't basic

Offline freddy

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Re: Amexserve/Softcard
« Reply #3322 on: March 15, 2015, 02:55:43 PM »
Can someone pleeeaaaazz fill me in (Via PM?) I'm in Israel and was just last week approved for the CSP, I need to spend 4k and was really relying on Serve :'(
I would be so grateful if someone can inform me on some of the other options!! (on the dark side)
Try Square
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Offline eli1571

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Re: Amexserve/Softcard
« Reply #3323 on: March 15, 2015, 02:57:35 PM »
Try Square
they close you down 123 if they see your overseas.

Offline D93

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Re: Amexserve/Softcard
« Reply #3324 on: March 15, 2015, 02:58:43 PM »
they close you down 123 if they see your overseas.
-1

Offline maxie m

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Re: Amexserve/Softcard
« Reply #3325 on: March 15, 2015, 03:14:54 PM »
If you are having issues spending for a single card then it's unlikely the things I do would be for you, they aren't basic
can i get a pm :)
Dumb people learn from their own mistakes,smart people,from the mistakes of others

Offline moeg

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Re: Amexserve/Softcard
« Reply #3326 on: March 15, 2015, 03:25:39 PM »
Wow and I was just about to set this up!!!

Offline clear thinker

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Re: Amexserve/Softcard
« Reply #3327 on: March 15, 2015, 03:30:06 PM »
can i get a pm :)
Then you can always forward that pm.

Offline freddy

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Re: Amexserve/Softcard
« Reply #3328 on: March 15, 2015, 04:15:59 PM »
Wow and I was just about to set this up!!!
You can still get 2 months worth (2k - 3k)
"Judge me by the enemies I make"

Offline rileywiles23

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Re: Amexserve/Softcard
« Reply #3329 on: March 15, 2015, 04:25:28 PM »

You can still get 2 months worth (2k - 3k)
how did you figure 3k in 2 months of it a monthly limit of 1k per month
Life is as good as you make it...

Offline clear thinker

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Re: Amexserve/Softcard
« Reply #3330 on: March 15, 2015, 04:28:16 PM »
how did you figure 3k in 2 months of it a monthly limit of 1k per month
He did write 2k/3k.
2k for serve
3k for serve via softcard

Offline Josef.koney

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Re: Amexserve/Softcard
« Reply #3331 on: March 15, 2015, 04:54:41 PM »
Spg gets points from serve? Anyone know?

Offline rileywiles23

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Re: Amexserve/Softcard
« Reply #3332 on: March 15, 2015, 04:55:22 PM »

He did write 2k/3k.
2k for serve
3k for serve via softcard
oh got it
Life is as good as you make it...

Offline rileywiles23

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Re: Amexserve/Softcard
« Reply #3333 on: March 15, 2015, 04:56:10 PM »

Spg gets points from serve? Anyone know?
try it and report back
Life is as good as you make it...

Offline Josef.koney

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Re: Amexserve/Softcard
« Reply #3334 on: March 15, 2015, 05:06:34 PM »
try it and report back
It's Alittle but of a pain for me bc the spg is in my name and the serve card in my friend so have to add him as secondary.... Will c if I could find something out...

Offline rileywiles23

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Re: Amexserve/Softcard
« Reply #3335 on: March 15, 2015, 05:22:45 PM »

It's Alittle but of a pain for me bc the spg is in my name and the serve card in my friend so have to add him as secondary.... Will c if I could find something out...
ok good luck my friend. Small piece of advice try reading up thread a bit or maybe even the wiki. Peace !!!
Life is as good as you make it...

Offline D93

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Re: Amexserve/Softcard
« Reply #3336 on: March 15, 2015, 05:25:02 PM »

Offline noturbizniss

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Re: Amexserve/Softcard
« Reply #3337 on: March 15, 2015, 05:52:37 PM »
ok good luck my friend. Small piece of advice try reading up thread a bit or maybe even the wiki. Peace !!!
Or the DDMS post from today.
READ THE DARN WIKI!!!!

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Offline AnonymousUser

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Re: Amexserve/Softcard
« Reply #3338 on: March 15, 2015, 06:12:59 PM »
Spg gets points from serve? Anyone know?
Only signup bonus.

Offline yitzy93

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Re: Amexserve/Softcard
« Reply #3339 on: March 15, 2015, 07:40:19 PM »
If you are having issues spending for a single card then it's unlikely the things I do would be for you, they aren't basic

I'm open to anything, I don't get put off quickly :)