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Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ wonít take cc)($3.95 fee), or
2) Open online. Theyíll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs Öuh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature Ė same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 844226 times)

Offline sam i am

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Re: Amexserve/Softcard
« Reply #3780 on: July 29, 2015, 02:34:16 AM »
But tx reminded me to do my first load for July (which worked)
+1 (but it seems like it's too late for him)

Offline JT27MP

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Re: Amexserve/Softcard
« Reply #3781 on: July 29, 2015, 01:00:07 PM »
If I understood it correctly, if I buy VGC or AGC - I can load it on my Serve card at the Family Dollar store next to me? What is the monthly limit to load?

Monthly limit = $5,000; maximum of $2,500 for one day.

VGC works, but AGC (if you meant AMEX gift card) doesn't work. (Please correct me if I'm wrong)

Offline nobiggy

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Re: Amexserve/Softcard
« Reply #3782 on: July 29, 2015, 01:05:36 PM »
Monthly limit = $5,000; maximum of $2,500 for one day.

VGC works, but AGC (if you meant AMEX gift card) doesn't work. (Please correct me if I'm wrong)

Correct. However when loading @ FD make sure its under $500 and only 1 load a day or else their system screws up.

Offline yitzy93

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Re: Amexserve/Softcard
« Reply #3783 on: August 02, 2015, 07:16:14 PM »
This is my 1st time paying a (cc) bill through my Serve account.
Do I enter my 16 digit cc number under "account number"?
What zip code do I enter? I'm paying a CSP bill.

Offline cozmohoot

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Re: Amexserve/Softcard
« Reply #3784 on: August 02, 2015, 07:49:42 PM »
Yes 16 digits. Look on the bill for the zip code

Offline coralsnake

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Re: Amexserve/Softcard
« Reply #3785 on: August 02, 2015, 09:23:33 PM »
You enter your credit card number but I don't recall it asking for a zip
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Offline Zzzzx

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Re: Amexserve/Softcard
« Reply #3786 on: August 02, 2015, 10:45:14 PM »
Correct. However when loading @ FD make sure its under $500 and only 1 load a day or else their system screws up.

$500 is the max load per day at FD.
All typos are Apple's fault.

Offline yitzy93

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Re: Amexserve/Softcard
« Reply #3787 on: August 03, 2015, 07:39:04 AM »
Yes 16 digits. Look on the bill for the zip code
Thanks
You enter your credit card number but I don't recall it asking for a zip
Was on mobile site. It asked for zip.

Offline coralsnake

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Re: Amexserve/Softcard
« Reply #3788 on: August 03, 2015, 09:29:19 AM »
Was on mobile site. It asked for zip.
Interesting. I know for sure I've added recently on RC mobile and it didn't ask for zip
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Offline sam i am

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Re: Amexserve/Softcard
« Reply #3789 on: August 03, 2015, 12:17:37 PM »
Interesting. I know for sure I've added recently on RC mobile and it didn't ask for zip
I think it depends on CC you are adding.

Offline coralsnake

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Re: Amexserve/Softcard
« Reply #3790 on: August 03, 2015, 12:52:13 PM »
I think it depends on CC you are adding.
Possibly
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Offline srap

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Re: Amexserve/Softcard
« Reply #3791 on: August 03, 2015, 05:26:58 PM »
$500 is the max load per day at FD.
Is it a YMMV for CC at FD?  I seem to have encountered cash only policies.

Offline coralsnake

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Re: Amexserve/Softcard
« Reply #3792 on: August 03, 2015, 05:36:17 PM »
Is it a YMMV for CC at FD?  I seem to have encountered cash only policies.
As most everything else, yes.
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Offline sam i am

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Re: Amexserve/Softcard
« Reply #3793 on: August 03, 2015, 06:24:12 PM »
Is it a YMMV for DC at FD?  I seem to have encountered cash only policies.
FTFY

Offline lyla

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Re: Amexserve/Softcard
« Reply #3794 on: August 03, 2015, 10:55:21 PM »
I just got mc gcs from the s&s gas promo. Do I use them like the vgcs at wm to load serve? This is the first time I ever bought the mastercard ones. I called and set up pin numbers already. I remember someone said that you had to do a workaround for these. Can anyone refresh me on how to do that? I think the cards are from US bank.