Topic Wiki

Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 844508 times)

Online Jm1248

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Re: Amexserve/Softcard
« Reply #3870 on: September 15, 2015, 11:18:34 PM »
I did it recently (summer) and it worked fine although I don't remember if I got mr for the actual spend
Why wouldn't you?

Offline maxie m

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Re: Amexserve/Softcard
« Reply #3871 on: September 15, 2015, 11:20:00 PM »
Why wouldn't you?
many reports of people not getting Mr with this method, although works fine with spg etc
Dumb people learn from their own mistakes,smart people,from the mistakes of others

Offline David Smith

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Re: Amexserve/Softcard
« Reply #3872 on: September 15, 2015, 11:20:29 PM »
Since when? I think the last time I used it was like 2 years ago but I hadn't heard it doesn't work anymore

I did it recently (summer) and it worked fine although I don't remember if I got mr for the actual spend
I'm not talking from experience. I read someone's report to that effect, but it may have been an isolated incident, similar to reports of serve loading not counting.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline maxie m

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Re: Amexserve/Softcard
« Reply #3873 on: September 15, 2015, 11:21:44 PM »
I'm not talking from experience. I read someone's report to that effect, but it may have been an isolated incident, similar to reports of serve loading not counting.
not judging, just reporting :)
Dumb people learn from their own mistakes,smart people,from the mistakes of others

Offline David Smith

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Re: Amexserve/Softcard
« Reply #3874 on: September 15, 2015, 11:24:06 PM »
not judging, just reporting :)
I'm just clarifying.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline D93

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Re: Amexserve/Softcard
« Reply #3875 on: September 16, 2015, 02:54:31 AM »
Don't count toward spend, I've heard.
-1

Offline David Smith

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Re: Amexserve/Softcard
« Reply #3876 on: September 17, 2015, 11:30:49 AM »
Is pulling funds from serve using ACH transfer from another bank any less of a red flag than withdrawing to bank account?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline D93

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Re: Amexserve/Softcard
« Reply #3877 on: September 17, 2015, 01:38:54 PM »
Is pulling funds from serve using ACH transfer from another bank any less of a red flag than withdrawing to bank account?

It's not possible to do that.

Since when is withdrawing to a bank a "red flag"?

Online Jm1248

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Re: Amexserve/Softcard
« Reply #3878 on: September 17, 2015, 08:56:32 PM »
It's not possible to do that.

Since when is withdrawing to a bank a "red flag"?

+1 I do this every month with 2 serve accounts

Offline jd399

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Re: Amexserve/Softcard
« Reply #3879 on: September 20, 2015, 03:10:36 PM »
Where can i buy 500 gift cards that can be loaded at walmart? I cant seem to find it on first page here on wiki. Thank you for your help

Offline Iz

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Re: Amexserve/Softcard
« Reply #3880 on: September 20, 2015, 03:13:08 PM »
Where can i buy 500 gift cards that can be loaded at walmart? I cant seem to find it on first page here on wiki. Thank you for your help
Supermarkets, convenience stores.

Offline etech0

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Re: Amexserve/Softcard
« Reply #3881 on: September 20, 2015, 03:19:16 PM »
Where can i buy 500 gift cards that can be loaded at walmart? I cant seem to find it on first page here on wiki. Thank you for your help
Just don't buy the Vanilla brand; those don't work at walmart
Workflowy. You won't know what you're missing until you try it.

Offline ralf

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Re: Amexserve/Softcard
« Reply #3882 on: September 21, 2015, 12:35:24 PM »
Where can i buy 500 gift cards that can be loaded at walmart? I cant seem to find it on first page here on wiki. Thank you for your help
do they have to be 1. metabank? 2. pre set amount or can it be the cards that say $50-500?.

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Re: Amexserve/Softcard
« Reply #3883 on: September 21, 2015, 12:47:44 PM »
do they have to be 1. metabank? 2. pre set amount or can it be the cards that say $50-500?.
1. No
2. Both work

Offline pixi

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Re: Amexserve/Softcard
« Reply #3884 on: September 21, 2015, 10:43:53 PM »
if my serve account was shut down  do i have any chances of reopening one in the future ?
money doesn't talk......      it SCREAMS !