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Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 1385700 times)

Offline David Smith

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Re: Amexserve/Softcard
« Reply #4760 on: December 21, 2015, 05:07:14 PM »
Registered card , Now can I do the first $500 today ,   of the $1k on the temp card while waiting till I get permanent card . And with a VGC at RA hopefully
Can you already link a credit card?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline PETERP

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Re: Amexserve/Softcard
« Reply #4761 on: December 21, 2015, 05:24:03 PM »
Can you already link a credit card?

No idea. I thought I could do $1k of loading at RA etc. while waiting for permanent card . Wondering if I can start today , or do I need to wait to start till tmrw for $500 per day limit ?

Offline shalumov

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Re: Amexserve/Softcard
« Reply #4762 on: December 22, 2015, 11:46:41 AM »
Question on Serve payment - can I setup to pay my Mortgage company via Payment in Serve?
Do they send a check in that case?

Offline foseph

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Re: Amexserve/Softcard
« Reply #4763 on: December 22, 2015, 11:48:03 AM »
Question on Serve payment - can I setup to pay my Mortgage company via Payment in Serve?
Do they send a check in that case?
if its not in their system theyll send a check. i pay my rent every month like that

Online etech0

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Re: Amexserve/Softcard
« Reply #4764 on: December 22, 2015, 12:31:56 PM »
i pay my rent every month like that
+1
Workflowy. You won't know what you're missing until you try it.

Offline kayef

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Re: Amexserve/Softcard
« Reply #4765 on: December 22, 2015, 12:37:12 PM »

Question on Serve payment - can I setup to pay my Mortgage company via Payment in Serve?
Do they send a check in that case?
I've done it

Offline shalumov

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Re: Amexserve/Softcard
« Reply #4766 on: December 22, 2015, 01:18:44 PM »
if its not in their system theyll send a check. i pay my rent every month like that

How many days in advance do you need to send the payment? would 5 days be enough?

Offline yochiek93

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Re: Amexserve/Softcard
« Reply #4767 on: December 22, 2015, 01:42:12 PM »
How many days in advance do you need to send the payment? would 5 days be enough?
I've had checks sent in as little as 3 days and over a week

Online etech0

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Re: Amexserve/Softcard
« Reply #4768 on: December 22, 2015, 01:51:12 PM »
I've had checks sent in as little as 3 days and over a week
+1
Workflowy. You won't know what you're missing until you try it.

Offline shalumov

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Re: Amexserve/Softcard
« Reply #4769 on: December 22, 2015, 03:14:12 PM »
Thanks everyone

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Re: Amexserve/Softcard
« Reply #4770 on: December 22, 2015, 03:57:09 PM »
When buying the serve card should i make the first 10 dollar load with cash?

Offline yochiek93

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Re: Amexserve/Softcard
« Reply #4771 on: December 22, 2015, 04:23:46 PM »
When buying the serve card should i make the first 10 dollar load with cash?
No need

Offline rileywiles23

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Re: Amexserve/Softcard
« Reply #4772 on: December 22, 2015, 05:18:15 PM »
So much fun to be able to teach rite aid employees how to load serve with my "debit card".
Life is as good as you make it...

Offline yochiek93

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Re: Amexserve/Softcard
« Reply #4773 on: December 22, 2015, 05:22:11 PM »
So much fun to be able to teach rite aid employees how to load serve with my "debit card".
+1 I even had one employee tell me they don't load serve

Offline David Smith

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Re: Amexserve/Softcard
« Reply #4774 on: December 22, 2015, 05:23:49 PM »
+1 I even had one employee tell me they don't load serve
Which location?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline yochiek93

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Re: Amexserve/Softcard
« Reply #4775 on: December 22, 2015, 05:33:37 PM »
Which location?
60th and bay Pkwy night shift

Offline David Smith

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Re: Amexserve/Softcard
« Reply #4776 on: December 22, 2015, 05:35:19 PM »
60th and bay Pkwy night shift
Damn. I've gone there.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline yochiek93

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Re: Amexserve/Softcard
« Reply #4777 on: December 22, 2015, 05:44:25 PM »
Damn. I've gone there.
I had to explain to him which cards they do load it was fun

Offline David Smith

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Re: Amexserve/Softcard
« Reply #4778 on: December 22, 2015, 05:45:07 PM »
I had to explain to him which cards they do load it was fun
Glad to hear you were able to talk reason to them.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

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Re: Amexserve/Softcard
« Reply #4779 on: December 22, 2015, 08:45:36 PM »
+1 I even had one employee tell me they don't load serve
best part is when they have a huge sign by the door saying load your serve card here and I go to load it and they said that we do not load cards in this store