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Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 844360 times)

Offline 12HRS

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Re: Amexserve/Softcard
« Reply #7110 on: July 04, 2018, 07:43:20 PM »
I like green

Offline Iz

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Re: Amexserve/Softcard
« Reply #7111 on: July 04, 2018, 07:52:39 PM »

Please elaborate. There is no VIP card

www.serve.com

I guess the green. Because it does not have a fee for cash reloads. If GC is considered cash reload.
One VIP, I'm a little rusty on the topic. See here: https://frequentmiler.boardingarea.com/american-express-serve-types-guide/

Offline bznt

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Re: Amexserve/Softcard
« Reply #7112 on: July 04, 2018, 08:07:16 PM »

Offline Iz

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Re: Amexserve/Softcard
« Reply #7113 on: July 04, 2018, 08:33:57 PM »
Sorry.

Offline bznt

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Re: Amexserve/Softcard
« Reply #7114 on: July 04, 2018, 08:57:08 PM »
I like green
Green is the most similar to bluebird ?
Same limits? $2500 per day and $5000 per month , no fees to load ?

Offline shmoe joe

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Re: Amexserve/Softcard
« Reply #7115 on: July 19, 2018, 09:16:01 PM »
Got an email today that they’re extending purchase protection from 90 to 120 days! Yeepee!
Not sure if it’s across the board by Amex or just for serve.
give some love (likes) to a brother!

Offline Iz

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Re: Amexserve/Softcard
« Reply #7116 on: July 19, 2018, 09:19:40 PM »
Got an email today that they’re extending purchase protection from 90 to 120 days! Yeepee!
Not sure if it’s across the board by Amex or just for serve.
BB too. Does anyone use these cards for that?

Offline etech0

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Re: Amexserve/Softcard
« Reply #7117 on: July 19, 2018, 09:21:55 PM »
BB too. Does anyone use these cards for anything anymore?
FTFY
Workflowy. You won't know what you're missing until you try it.

Offline Iz

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Re: Amexserve/Softcard
« Reply #7118 on: July 19, 2018, 09:23:16 PM »
FTFY
I was waiting to see who would do that!  :D

Offline ben89

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Re: Amexserve/Softcard
« Reply #7119 on: July 19, 2018, 10:33:11 PM »

Offline 12HRS

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Re: Amexserve/Softcard
« Reply #7120 on: July 19, 2018, 11:03:11 PM »

Offline yaf613

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Re: Amexserve/Softcard
« Reply #7121 on: July 19, 2018, 11:05:40 PM »
loaded 2500 today... :-X
I hope you don't have your serve account open for more than 3 months, in order to not get shut down, you have to close your account every 3 months, and reopen it.

Offline ben89

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Re: Amexserve/Softcard
« Reply #7122 on: July 19, 2018, 11:09:51 PM »
I hope you don't have your serve account open for more than 3 months, in order to not get shut down, you have to close your account every 3 months, and reopen it.
source? there arent any rules and there is no way to get a serve one vip card anymore

Offline 12HRS

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Re: Amexserve/Softcard
« Reply #7123 on: July 19, 2018, 11:14:13 PM »
I hope you don't have your serve account open for more than 3 months, in order to not get shut down, you have to close your account every 3 months, and reopen it.

incorrect. old theory and proven wrong.

Offline shmoe joe

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Re: Amexserve/Softcard
« Reply #7124 on: July 19, 2018, 11:46:03 PM »
I hope you don't have your serve account open for more than 3 months, in order to not get shut down, you have to close your account every 3 months, and reopen it.
Have it open for over 3 years now
give some love (likes) to a brother!