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Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 844595 times)

Online mochjas

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Re: Amexserve/Softcard
« Reply #7125 on: July 19, 2018, 11:53:47 PM »
Have it open for over 3 years now
why do you want to jinx yourself?

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Re: Amexserve/Softcard
« Reply #7126 on: September 06, 2018, 11:03:20 PM »
Does anyone know whether serve loaded with AmEx CC still counts towards minimum spend? If it does, can you provide an official source that it does?

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Re: Amexserve/Softcard
« Reply #7127 on: September 06, 2018, 11:05:16 PM »
Does anyone know whether serve loaded with AmEx CC still counts towards minimum spend? If it does, can you provide an official source that it does?

No. No.

You think amex is posting official posts on this?

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Re: Amexserve/Softcard
« Reply #7128 on: September 06, 2018, 11:07:34 PM »
No. No.

You think amex is posting official posts on this?
As of when does it no longer count towards minimum spend? I know you can not earn miles for loading the serve, but last I saw you still can use it to meet the minimum spend.

Offline etech0

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Workflowy. You won't know what you're missing until you try it.

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Re: Amexserve/Softcard
« Reply #7130 on: September 06, 2018, 11:17:22 PM »
I've definitely used it since 2016 to help with MS

Offline JACKBLUE

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Re: Amexserve/Softcard
« Reply #7131 on: September 07, 2018, 12:31:29 AM »
I've definitely used it since 2016 to help with MS
Hope you know we’r almost in 2019

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Re: Amexserve/Softcard
« Reply #7132 on: November 15, 2018, 03:06:40 PM »
Look what they have to do to keep the card alive.

  Effective February 1, 2019, the following fees will apply1:

•   Card replacement: $5.00 per replacement Card, for standard delivery of 7-10 business days. This fee will apply if your Card is lost, stolen, or damaged and you call or submit an online request to have a replacement Card mailed to you.

•   ATM transaction decline: $0.75 per decline. This fee will apply at a MoneyPass® or other ATM, only if you enter an invalid PIN, exceed your ATM withdrawal limits or your Account has insufficient funds.
.

Don't try to be someone else , be who you are because everyone else is taken.

Offline Mo2

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Re: Amexserve/Softcard
« Reply #7133 on: February 04, 2019, 09:59:05 AM »
Sorry to revive an old thread though I think Serve may be beyond revival at this point :)

So Feb 1st is here. anyone keeping these cards?

On a personal note,
My wife and I still somehow were not shut down but haven't used Serve in 2 years. Therefore i'm not up to date with the latest. Am I a N00bie again?

Is there still any way to load with MC GC @ WM? (does this work? - https://www.flyertalk.com/forum/manufactured-spending/1812972-amex-serve-master-thread-2017-onwards.html)
I have about 1k worth of MC GC coming in mail (bought with staples no fee promo using Amex offer) and would be nice if I can load to serve or MO. (If needed i'll load them to Amazon or other stores I frequent but i'd rather use my new Amex Plat for that to help reach min spend)

If you're reluctant to post publicly, please PM me. TIA. greatly appreciated

Offline Yo123

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Re: Amexserve/Softcard
« Reply #7134 on: April 04, 2019, 02:48:09 PM »
Can Vanilla still be loaded at 49.99x 3 per transaction at WM w BB? Have a $1k worth from a while back that I found after my father passed away recently.


Offline hvaces42

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Re: Amexserve/Softcard
« Reply #7135 on: April 04, 2019, 03:33:27 PM »
Can Vanilla still be loaded at 49.99x 3 per transaction at WM w BB? Have a $1k worth from a while back that I found after my father passed away recently.
Make sure they are not accruing monthly fees. Dont know the answer to your question though.
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Re: Amexserve/Softcard
« Reply #7136 on: April 04, 2019, 07:19:43 PM »
Can Vanilla still be loaded at 49.99x 3 per transaction at WM w BB? Have a $1k worth from a while back that I found after my father passed away recently.

should be good

Offline Yo123

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Amexserve/Softcard
« Reply #7137 on: April 04, 2019, 07:21:18 PM »
Make sure they are not accruing monthly fees. Dont know the answer to your question though.

I checked one of them and it was ok. I think once activated w first purchase is when the time clock starts in terms of inactivity, but I could be wrong.

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Re: Amexserve/Softcard
« Reply #7138 on: May 21, 2019, 06:42:58 PM »
DP: Serve account that escaped the initial shut down waves was just shut down. Oh well, good while it lasted.

Offline shmooz

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Re: Amexserve/Softcard
« Reply #7139 on: May 21, 2019, 06:44:35 PM »
DP: Serve account that escaped the initial shut down waves was just shut down. Oh well, good while it lasted.

Same here