Topic Wiki

Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 894944 times)

Offline Geshmak25

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Re: Amexserve/Softcard
« Reply #3015 on: January 07, 2015, 11:22:17 PM »
Signed up for serve through softcard and still waiting for my card to arrive. I see that the Wiki says WAIT FOR YOUR CARD. Any way to get the increased $500 load before the card arrives? Can I still do the $200 load before the card arrives?
PUTPAC = PITA

Online ckmk47

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Re: Amexserve/Softcard
« Reply #3016 on: January 07, 2015, 11:54:36 PM »
Signed up for serve through softcard and still waiting for my card to arrive. I see that the Wiki says WAIT FOR YOUR CARD. Any way to get the increased $500 load before the card arrives? Can I still do the $200 load before the card arrives?
If you have no card, how do you have a card # to load?  It's the beginning of the month, even if it takes 2 weeks to come, you should have time to do all the loads.

Offline Geshmak25

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Re: Amexserve/Softcard
« Reply #3017 on: January 08, 2015, 12:19:32 AM »
They automatically assign a number to the account. Yeah I still have a few weeks but CC statement is closing in 7 days...
PUTPAC = PITA

Online ckmk47

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Re: Amexserve/Softcard
« Reply #3018 on: January 08, 2015, 02:17:30 AM »
They automatically assign a number to the account. Yeah I still have a few weeks but CC statement is closing in 7 days...
I'm guessing.  But since this account was opened in softcard, and you have the account #, you probably can already load it on line.  See if they let you do $500 or only $200.  Even $200 x 7 days = $1400.

Offline Geshmak25

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Re: Amexserve/Softcard
« Reply #3019 on: January 08, 2015, 07:50:22 AM »
They only let me do $200. But I'm thinking that until I activate the card it won't give me the sofcard perks, hence the $200 limit so the most is $1K in a month (and have to do 5 separate loads). But the real question is that the wiki specifically said WAIT FOR YOUR CARD and I wasn't sure if that meant not to do a $200 load before you receive your card.
PUTPAC = PITA

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Re: Amexserve/Softcard
« Reply #3020 on: January 08, 2015, 10:23:33 AM »
They only let me do $200. But I'm thinking that until I activate the card it won't give me the sofcard perks, hence the $200 limit so the most is $1K in a month (and have to do 5 separate loads). But the real question is that the wiki specifically said WAIT FOR YOUR CARD and I wasn't sure if that meant not to do a $200 load before you receive your card.
Na.  I didn't know you get an account # before the card arrives.  I edited the wiki. I hope the new sentence is clear.
The $200 limit shouldn't be to much of a burden.  You can schedule cc loads on line.

Offline Shneurt

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Re: Amexserve/Softcard
« Reply #3021 on: January 08, 2015, 05:56:03 PM »
Is it safe to load with Amex, or is that risking a F/R?

Offline eli.f

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Re: Amexserve/Softcard
« Reply #3022 on: January 08, 2015, 06:15:15 PM »
Is it safe to load with Amex, or is that risking a F/R?
AFAIK, no one reported any problems.

Offline Shneurt

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Re: Amexserve/Softcard
« Reply #3023 on: January 08, 2015, 06:16:05 PM »

AFAIK, no one reported any problems.
thanks

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Re: Amexserve/Softcard
« Reply #3024 on: January 08, 2015, 09:43:22 PM »
thanks


Though you won't be getting points for the spending. Only do it to meet a spending threshold.

Offline cozmohoot

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Re: Amexserve/Softcard
« Reply #3025 on: January 08, 2015, 09:52:44 PM »
Though you won't be getting points for the spending. Only do it to meet a spending threshold.
Saw on ft that it did earn points

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Re: Amexserve/Softcard
« Reply #3026 on: January 09, 2015, 02:36:41 AM »
Saw on ft that it did earn points
Link?
As a rule, it doesn't. For some, it didn't even count for the threshold.

Offline Moes Tavern

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Re: Amexserve/Softcard
« Reply #3027 on: January 09, 2015, 10:12:31 AM »
Maybe targeted. Got Email:

Get $10 for for setting up and transferring $150 into your reserve account between 1/9/14 - 3/31/14
"I've done some things I'm not proud of, and the things I am proud of are pretty disgusting"

Offline Geshmak25

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Re: Amexserve/Softcard
« Reply #3028 on: January 09, 2015, 10:13:51 AM »
Maybe targeted:

Get $10 for for transferring $150 into your reserve account

Note the T&C:

To receive the $10 credit from American Express Serve® you must add $150 or more to your Serve Reserve Account between January 9, 2015 and March 31, 2015 and have a balance of at least $150 in your Serve Reserve Account on March 31, 2015.
PUTPAC = PITA

Offline Yaalili

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Re: Amexserve/Softcard
« Reply #3029 on: January 09, 2015, 10:34:37 AM »
Note the T&C:

To receive the $10 credit from American Express Serve® you must add $150 or more to your Serve Reserve Account between January 9, 2015 and March 31, 2015 and have a balance of at least $150 in your Serve Reserve Account on March 31, 2015.

So bump this up in about 10 weeks.