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Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 836770 times)

Offline eli.f

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Re: Amexserve/Softcard
« Reply #3240 on: March 06, 2015, 08:29:51 AM »
Not really much to elaborate about. Just go to a cell phone store, walk over a compatible phone, open the app, sign up, and done.
Thanks
I'm guessing I should close my existing Serve first. Is there a waiting period? Also, do I need to bring a SIM with me?

I'll be in the states in 2 weeks. Hope to take care of it then.

Offline AnonymousUser

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Re: Amexserve/Softcard
« Reply #3241 on: March 06, 2015, 11:17:19 AM »


Thanks
I'm guessing I should close my existing Serve first. Is there a waiting period? Also, do I need to bring a SIM with me?

I'll be in the states in 2 weeks. Hope to take care of it then.

You use the sim already in the phone. Make sure it hasn't been used already by someone else.

Offline maxie m

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Re: Amexserve/Softcard
« Reply #3242 on: March 06, 2015, 11:25:48 AM »
To sign up for Serve itself you don't need anything special. If you want the higher limits of Softcard, find someone with a phone that is.
right, meant soft card benefits, thanks
Dumb people learn from their own mistakes,smart people,from the mistakes of others

Offline eli.f

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Re: Amexserve/Softcard
« Reply #3243 on: March 07, 2015, 01:43:27 PM »

You use the sim already in the phone. Make sure it hasn't been used already by someone else.
If it has, at what point would I get stuck?

Offline avadah

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Re: Amexserve/Softcard
« Reply #3244 on: March 07, 2015, 07:10:25 PM »
Does serve come with checks?

Offline D93

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Re: Amexserve/Softcard
« Reply #3245 on: March 07, 2015, 07:12:26 PM »

Offline avadah

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Re: Amexserve/Softcard
« Reply #3246 on: March 07, 2015, 07:14:13 PM »
I thought Dan said tonight it does.

Offline D93

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Re: Amexserve/Softcard
« Reply #3247 on: March 07, 2015, 07:15:25 PM »
I thought Dan said tonight it does.
You can use the bill pay to send yourself or anyone a check, but Serve doesn't come with physical checks like BlueBird does.

Offline avadah

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Re: Amexserve/Softcard
« Reply #3248 on: March 07, 2015, 07:23:09 PM »
You can use the bill pay to send yourself or anyone a check, but Serve doesn't come with physical checks like BlueBird does.
Is it safer to do bill pay to myself or withdraw straight to bank account? Does the dollar amount matter?

Offline D93

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Re: Amexserve/Softcard
« Reply #3249 on: March 07, 2015, 07:24:44 PM »
Is it safer to do bill pay to myself or withdraw straight to bank account?
Makes no difference.
Quote
Does the dollar amount matter?
Don't understand the question

Offline Tom Brady

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Re: Amexserve/Softcard
« Reply #3250 on: March 07, 2015, 07:26:19 PM »
Makes no difference.Don't understand the question
He's asking if it's a problem to withdraw the same amount that he loaded.

Offline D93

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Re: Amexserve/Softcard
« Reply #3251 on: March 07, 2015, 07:27:11 PM »
He's asking if it's a problem to withdraw the same amount that he loaded.
Not a problem at all.

Offline ChaimMoskowitz

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Re: Amexserve/Softcard
« Reply #3252 on: March 07, 2015, 07:33:27 PM »
I thought Dan said tonight it does.
I thought what is said at the seminar stays at the seminar.
I just found a new supply of forks!

Offline avadah

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Re: Amexserve/Softcard
« Reply #3253 on: March 07, 2015, 07:36:55 PM »
Don't understand the question
Is there a difference between $7K or $1K?
I thought what is said at the seminar stays at the seminar.
Only the things he said about you.

Offline ChaimMoskowitz

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Re: Amexserve/Softcard
« Reply #3254 on: March 07, 2015, 07:41:36 PM »
Only the things he said about you.
What about the deal to MS 10k/mo with ever leaving your computer? Works great for those in Israel. I hope he spoke about that.
I just found a new supply of forks!