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Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ wonít take cc)($3.95 fee), or
2) Open online. Theyíll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs Öuh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature Ė same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 824282 times)

Offline David Smith

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Re: Amexserve/Softcard
« Reply #4350 on: November 06, 2015, 01:51:57 AM »
Anybody ever have a problem loading a business card to serve?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline yitzy93

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Re: Amexserve/Softcard
« Reply #4351 on: November 07, 2015, 04:33:19 PM »
Any Amex cards other than Fidelty (I don't have a Fidelty bank account) that earn rewards with Serve loads?

Online a mirrer

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Re: Amexserve/Softcard
« Reply #4352 on: November 07, 2015, 04:44:25 PM »
Any Amex cards other than Fidelty (I don't have a Fidelty bank account) that earn rewards with Serve loads?
us bank Flexperks Amex

Online Iz

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Re: Amexserve/Softcard
« Reply #4353 on: November 07, 2015, 05:46:22 PM »
Any Amex cards other than Fidelty (I don't have a Fidelty bank account) that earn rewards with Serve loads?
Citi Dividend card. I think it's discontinued.

Offline yitzy93

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Re: Amexserve/Softcard
« Reply #4354 on: November 07, 2015, 05:55:03 PM »
us bank Flexperks Amex
Thanks, and while we're at it, does it have an annual fee? Are there any other cards?

Offline PutANameToIt

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Re: Amexserve/Softcard
« Reply #4355 on: November 08, 2015, 01:33:31 AM »
List of third-party Amex cards, all should earn rewards.

http://www.doctorofcredit.com/list-of-third-party-american-express-credit-cards/

Offline exasahi

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Re: Amexserve/Softcard
« Reply #4356 on: November 08, 2015, 06:39:17 PM »
I have multiple serve cards from different family members.  Is it a problem to use the same bank account for withdrawal of funds?

Offline coralsnake

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Re: Amexserve/Softcard
« Reply #4357 on: November 08, 2015, 08:00:13 PM »
I have multiple serve cards from different family members.  Is it a problem to use the same bank account for withdrawal of funds?
Only a problem when the persons name isn't on the account.
"Here at DansDeals we donít do buses." -Dan

Offline exasahi

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Re: Amexserve/Softcard
« Reply #4358 on: November 08, 2015, 08:09:22 PM »
Same last name only?

Offline coralsnake

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Re: Amexserve/Softcard
« Reply #4359 on: November 08, 2015, 08:11:26 PM »
Same last name only?
They often ask for verification of the BA with the first page of the statement.
"Here at DansDeals we donít do buses." -Dan

Offline zow

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Re: Amexserve/Softcard
« Reply #4360 on: November 08, 2015, 08:13:41 PM »

Same last name only?
IME needs to be first and last.
For both BB and Serve, my wife's account was flagged, required her to send copy of DL and bank statement.

Offline hide4

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Re: Amexserve/Softcard
« Reply #4361 on: November 09, 2015, 02:26:35 PM »
whats the current story with fd?? does it work?? is it risky?

Offline coralsnake

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Re: Amexserve/Softcard
« Reply #4362 on: November 09, 2015, 03:07:47 PM »
whats the current story with fd?? does it work?? is it risky?
That
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Offline Amusch

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Re: Amexserve/Softcard
« Reply #4363 on: November 09, 2015, 05:22:57 PM »
I've been searching through the thread and have found mixed results.
Are there any working WM MC ATM machines in NY area?

Offline lyla

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Re: Amexserve/Softcard
« Reply #4364 on: November 09, 2015, 05:48:58 PM »
Any Amex cards other than Fidelty (I don't have a Fidelty bank account) that earn rewards with Serve loads?
Citi Thank You Premier amex.