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Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 1385632 times)

Offline CS91

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Re: Amexserve/Softcard
« Reply #4620 on: December 07, 2015, 11:46:22 PM »
So just went to CVS, and manager told me that I can't buy GCs with a CC. Asked him to try, so he said fine. Then I said I wanted to separate the transactions. Said he can't do that either. Asked him to try. Guess what - it worked! Guy gave me a look like I was committing a felony though.

Then went to RA, and the cashier asked me if I was a terrorist.  :o Now I know how ISIS funds their operations.

Offline ual902

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Re: Amexserve/Softcard
« Reply #4621 on: December 08, 2015, 02:29:09 AM »
Can Bluebird be loaded at RA?.

Offline Iz

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Re: Amexserve/Softcard
« Reply #4622 on: December 08, 2015, 07:48:34 AM »
Any experience with RA or Dollar General in the Lakewood area? Feel free to PM. Thanks.

Offline Shmulie

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Re: Amexserve/Softcard
« Reply #4623 on: December 08, 2015, 09:25:26 AM »
So just went to CVS, and manager told me that I can't buy GCs with a CC. Asked him to try, so he said fine. Then I said I wanted to separate the transactions. Said he can't do that either. Asked him to try. Guess what - it worked! Guy gave me a look like I was committing a felony though.

Then went to RA, and the cashier asked me if I was a terrorist.  :o Now I know how ISIS funds their operations.
LOL
and my serve card still says ISIS on it

Offline David Smith

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Re: Amexserve/Softcard
« Reply #4624 on: December 08, 2015, 09:26:27 AM »
LOL
and my serve card still says ISIS on it
Lucky you.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline mimb

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Re: Amexserve/Softcard
« Reply #4625 on: December 08, 2015, 10:22:47 AM »
Can we load the blue serve card at RA with VGC (via Free Serve Reload)? I've tried a couple times and it gets rejected. Does it only work with the One VIP?

Offline ariIs

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Re: Amexserve/Softcard
« Reply #4626 on: December 08, 2015, 10:34:47 AM »

Can we load the blue serve card at RA with VGC (via Free Serve Reload)? I've tried a couple times and it gets rejected. Does it only work with the One VIP?

Loaded the old blue card - don't know if new one will work. Maybe try selecting the non free reload on the screen?

Offline schneury

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Re: Amexserve/Softcard
« Reply #4627 on: December 08, 2015, 12:33:45 PM »
Anyone have luck loading VGC at ra in crown heights on St. John's? Manager asked what card I'm using to load with so I said debit, she takes the card and says it's a gift card so I say it says debit on it, she says we don't do this here

Offline David Smith

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Re: Amexserve/Softcard
« Reply #4628 on: December 08, 2015, 01:13:55 PM »
Anyone have luck loading VGC at ra in crown heights on St. John's? Manager asked what card I'm using to load with so I said debit, she takes the card and says it's a gift card so I say it says debit on it, she says we don't do this here
The DD effect.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Online mochjas

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Re: Amexserve/Softcard
« Reply #4629 on: December 08, 2015, 02:23:12 PM »
Oish.
Ok thanks.

For those that are familiar with Citi Gold,
Can I do the $1000 Debit card spend in store (RA, FD..?) To count?
yes you can. but do it online as you get 1000 a month to load online via debit so no need to go in store

Offline ariIs

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Re: Amexserve/Softcard
« Reply #4630 on: December 08, 2015, 02:43:12 PM »
Loaded at 3 RAs, last one after the first gc load a manager came over and said cash only. :(   Looks like it won't last too long in bklyn.

Offline MRTHNMAN

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Re: Amexserve/Softcard
« Reply #4631 on: December 08, 2015, 02:49:12 PM »
Loaded at 3 RAs, last one after the first gc load a manager came over and said cash only. :(   Looks like it won't last too long in bklyn.

Which rite aid said cash only ?

Offline ariIs

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Re: Amexserve/Softcard
« Reply #4632 on: December 08, 2015, 02:49:50 PM »

Which rite aid said cash only ?

Kings hwy + e18

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Re: Amexserve/Softcard
« Reply #4633 on: December 08, 2015, 03:40:07 PM »
Loaded at 3 RAs, last one after the first gc load a manager came over and said cash only. :(   Looks like it won't last too long in bklyn.

its definitely not going to last long! Ive gotten so many different excuses from so many different rite aids

Offline Iz

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Re: Amexserve/Softcard
« Reply #4634 on: December 08, 2015, 04:53:24 PM »
its definitely not going to last long! Ive gotten so many different excuses from so many different rite aids
In what city/area?

Offline Aerial Dag

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Re: Amexserve/Softcard
« Reply #4635 on: December 08, 2015, 04:56:16 PM »
Kings hwy + e18

Damn! I'm going to be a block away from there tomorrow and was expecting to load some.

Offline mord1

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Re: Amexserve/Softcard
« Reply #4636 on: December 09, 2015, 03:41:28 PM »
Are there limits loading at Dollar General like there are at Family dollar?  Or is Dollar general like RA which sounds like its the normal 2500 a day?

Offline ual902

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Re: Amexserve/Softcard
« Reply #4637 on: December 11, 2015, 03:25:53 PM »
Closed my regular serve by Phone, then registered for serve VIP and I  get this:

   
Quote
Your Account is being reviewed
Thanks for your application! However, we need additional information from you before we can approve your Account. Please check your email for further instructions. Don’t forget to check your spam folder.

Offline sedge

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Re: Amexserve/Softcard
« Reply #4638 on: December 11, 2015, 06:37:55 PM »
Closed my regular serve by Phone, then registered for serve VIP and I  get this:

They just want a copy of your DL and SS card. You can take a pic with your phone and use the app to send it. Then call and they'll verify on the spot and approve.

Offline yochiek93

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Re: Amexserve/Softcard
« Reply #4639 on: December 12, 2015, 09:49:21 PM »
Does anyone have issues linking debit cards to serve?