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Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 987796 times)

Offline CZ60

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Re: Amexserve/Softcard
« Reply #6930 on: December 20, 2016, 12:43:43 PM »

Offline ariIs

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Re: Amexserve/Softcard
« Reply #6931 on: December 20, 2016, 12:58:02 PM »
Thanks guys. No point in cc load then.

Offline rileywiles23

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Re: Amexserve/Softcard
« Reply #6932 on: December 20, 2016, 11:36:22 PM »
Life is as good as you make it...

Offline aarondeutsch95

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Re: Amexserve/Softcard
« Reply #6933 on: December 26, 2016, 10:15:14 PM »
Will the following work?
Buying staples gift cards (Mastercard 500$) using a sapphire reserve card, Loading onto serve, and transfering to chase checking acct. Then paying my bill?

In order to hit Sapphire reserve bonus.

Offline Der Deutsche Jude

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Re: Amexserve/Softcard
« Reply #6934 on: December 26, 2016, 10:43:46 PM »
Will the following work?
Buying staples gift cards (Mastercard 500$) using a sapphire reserve card, Loading onto serve, and transfering to chase checking acct. Then paying my bill?

In order to hit Sapphire reserve bonus.
Serve has its own bill pay service.

Offline coralsnake

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Re: Amexserve/Softcard
« Reply #6935 on: December 26, 2016, 10:45:05 PM »
Will the following work?
Buying staples gift cards (Mastercard 500$) using a sapphire reserve card, Loading onto serve, and transfering to chase checking acct. Then paying my bill?

In order to hit Sapphire reserve bonus.

Staples doesn't sell $500 Visa or MC GC and you can pay your cc bill directly from serve.
"Here at DansDeals we don’t do buses." -Dan

Offline aarondeutsch95

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Re: Amexserve/Softcard
« Reply #6936 on: December 26, 2016, 10:47:59 PM »
Serve has its own bill pay service.

Ok, but the concept would work? Lets say I went to Walmart then and bought 500$. What is most efficient way to get onto my serve? And will serve shut me down if I load too much?

Online Shmulie

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Re: Amexserve/Softcard
« Reply #6937 on: December 27, 2016, 07:39:02 PM »
I haven't done any MS'ing since serve shut me down last year is there any way to get them to take off the shutdown (still have a little money in the account so it was never actually closed)
I just got a $500 gift card and I need a way to liquidate it any other ways to cash it out in brooklyn?

Offline aarondeutsch95

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Re: Amexserve/Softcard
« Reply #6938 on: December 28, 2016, 03:38:01 PM »
Any precautions Ican take to not get shut down? BH I still have my account

Offline mochjas

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Re: Amexserve/Softcard
« Reply #6939 on: December 28, 2016, 03:41:41 PM »
Any precautions Ican take to not get shut down? BH I still have my account
kerp doing whatever you've been doing it seems to work.

Offline aarondeutsch95

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Re: Amexserve/Softcard
« Reply #6940 on: December 28, 2016, 03:46:46 PM »
kerp doing whatever you've been doing it seems to work.
Not really doing anything in the past 6 months or so, about to start up again though...

Offline mochjas

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Re: Amexserve/Softcard
« Reply #6941 on: December 28, 2016, 03:51:26 PM »
Not really doing anything in the past 6 months or so, about to start up again though...
there is nothing you can do if you are loading and unloading quick once they shut everyone down you will likely get shut down as well so hit it hard while you still have it

Offline aarondeutsch95

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Re: Amexserve/Softcard
« Reply #6942 on: December 28, 2016, 06:41:13 PM »
there is nothing you can do if you are loading and unloading quick once they shut everyone down you will likely get shut down as well so hit it hard while you still have it

Can I open a new serve after?

Offline tzifanya54

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Re: Amexserve/Softcard
« Reply #6943 on: December 28, 2016, 08:07:16 PM »
Can I open a new serve after?
Most likely no.

Offline aarondeutsch95

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Re: Amexserve/Softcard
« Reply #6944 on: December 28, 2016, 08:08:56 PM »
Most likely no.

Even if I bought one at Walmart? Do they check your ID or something?