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Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 1385748 times)

Offline Red

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Re: Amex Serve.com
« Reply #200 on: October 09, 2013, 02:28:49 AM »
Or live in NY...  8)

Offline Bostener

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Re: Amex Serve.com
« Reply #201 on: October 09, 2013, 02:32:27 AM »
Starting to cost $1 monthly fee...

No fee in NY, TX & VT 
If you don’t live in any of these states you can do a $1 direct deposit monthly.
« Last Edit: October 09, 2013, 02:35:47 AM by Bostener »
Airlines sending me "We're in this together" emails.

Bruh, where were you when my suitcase weighed it 51.50 pounds?

Offline EZs

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Re: Amex Serve.com
« Reply #202 on: October 14, 2013, 04:53:53 PM »
Does any one know if Costco accepts Serve Cards?
« Last Edit: October 14, 2013, 04:58:06 PM by EZs »

Offline AsherO

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Re: Amex Serve.com
« Reply #203 on: October 14, 2013, 04:55:58 PM »
Starting to cost $1 monthly fee...

Sick money grab IMHO...

I would think so.
Anyways, just loaded $200 on five consecutive days on two accounts, and only one minor hiccup on Chase's end of things.

How do you plan on cashing out? Transferring to your bank acct?
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Offline dirah

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Re: Amex Serve.com
« Reply #204 on: October 14, 2013, 06:05:10 PM »
How do you plan on cashing out? Transferring to your bank acct?
Yup, been doing that for over a year, no dramas there.

Offline Drago

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Re: Amex Serve.com
« Reply #205 on: October 14, 2013, 09:52:22 PM »
Yup, been doing that for over a year, no dramas there.
I email the money to my BB.

Offline Azis Papa

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Re: Amex Serve.com
« Reply #206 on: October 15, 2013, 09:58:19 PM »
I just saw a whole rack of Serve cards at CVS with a sign above it "0 purchase fees until December 31" or something like that.  I never had a Serve card.  Are they useful for meeting spend thresholds?  Can they be cashed out easily?  Any problem with registering Serve if you have a BB account?  TIA

Offline shlaros228

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Re: Amex Serve.com
« Reply #207 on: October 16, 2013, 12:14:17 AM »
I just saw a whole rack of Serve cards at CVS with a sign above it "0 purchase fees until December 31" or something like that.  I never had a Serve card.  Are they useful for meeting spend thresholds?  Can they be cashed out easily?  Any problem with registering Serve if you have a BB account?  TIA

+1

Offline dirah

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Re: Amex Serve.com
« Reply #208 on: October 16, 2013, 03:46:34 AM »

Any problem with registering Serve if you have a BB account?
Amex wont allow both BB and Serve under same SSN.
You gotta choose.
This is from first hand experience.

Offline Azis Papa

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Re: Amex Serve.com
« Reply #209 on: October 16, 2013, 04:50:48 PM »
Amex wont allow both BB and Serve under same SSN.
You gotta choose.
This is from first hand experience.
Ah, yes.  This is what I was mostly concerned about.  Thanks for your answer; much more informative than '+1".  So, I am guessing that I would have to empty and cancel my Bluebird account in order to take advantage of the Serve offer.  Seems like too much trouble to go through. Any workarounds?  I guess I could always use my other SSN.  ;)

Offline M

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Re: Amex Serve.com
« Reply #210 on: October 17, 2013, 11:38:37 AM »
Can someone sum up the Serve situation please.

I also saw the "no fee" advertisement in CVS and was wondering what the situation is?

Offline ushdadude

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Re: Amex Serve.com
« Reply #211 on: November 01, 2013, 01:56:09 PM »
IMHO, a huge advantage Serve has over BB is that you can reload with Green Dot which is much more prevalent.
If my wife wants a prepaid card, is there any reason to get her BB instead of Serve? They seem to offer the same services. TIA

Offline ushdadude

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Re: Amex Serve.com
« Reply #212 on: November 02, 2013, 07:35:36 PM »
IMHO, a huge advantage Serve has over BB is that you can reload with Green Dot which is much more prevalent.
If my wife wants a prepaid card, is there any reason to get her BB instead of Serve? They seem to offer the same services. TIA

Offline M

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Re: Amex Serve.com
« Reply #213 on: November 03, 2013, 02:18:46 PM »
Any summary of how to take advantage of serve would be great! :)

Offline ushdadude

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Re: Amex Serve.com
« Reply #214 on: November 04, 2013, 10:17:55 AM »
IMHO, a huge advantage Serve has over BB is that you can reload with Green Dot which is much more prevalent.
If my wife wants a prepaid card, is there any reason to get her BB instead of Serve? They seem to offer the same services. TIA

any thoughts?

Offline Drago

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Re: Amex Serve.com
« Reply #215 on: November 05, 2013, 05:01:15 AM »
any thoughts?
most ppl here do BB, not Serve.
I have Serve, but one account was shut down.

Offline AharonInIsrael

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Re: Amex Serve.com
« Reply #216 on: November 05, 2013, 07:43:51 AM »
Yup, been doing that for over a year, no dramas there.
Is the account that you're transferring it to also the same bank that issues the card you're using?

Offline ushdadude

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Re: Amex Serve.com
« Reply #217 on: November 05, 2013, 07:46:15 AM »
most ppl here do BB, not Serve.
I have Serve, but one account was shut down.

So I guess my question is, what advantage does bb have over serve that it dominates? Shouldn't serve be more popular given the abundance of green dot reloads?

Offline @Yehuda

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Re: Amex Serve.com
« Reply #218 on: November 05, 2013, 10:37:47 AM »
So I guess my question is, what advantage does bb have over serve that it dominates? Shouldn't serve be more popular given the abundance of green dot reloads?

From my (little) research, Serve has a $1000 max and BB has $5000 max. CMIIW

Offline ushdadude

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Re: Amex Serve.com
« Reply #219 on: November 05, 2013, 12:13:00 PM »
From my (little) research, Serve has a $1000 max and BB has $5000 max. CMIIW