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Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 1385581 times)

Offline @Yehuda

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Re: Amex Serve.com
« Reply #220 on: November 05, 2013, 01:05:10 PM »
Exactly - cc $200/day $1000/month.

Online ushdadude

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Re: Amex Serve.com
« Reply #221 on: November 05, 2013, 02:19:11 PM »
Exactly - cc $200/day $1000/month.

But cash, which includes VR and green dot, is $5000/month, same as BB.

Offline @Yehuda

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Re: Amex Serve.com
« Reply #222 on: November 05, 2013, 03:48:17 PM »
But cash, which includes VR and green dot, is $5000/month, same as BB.

Have you tried this to know that cash=VR/green dot?

Then I don't know what makes it better/worse... interesting.

Online ushdadude

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Re: Amex Serve.com
« Reply #223 on: November 05, 2013, 03:53:36 PM »
Have you tried this to know that cash=VR/green dot?

Then I don't know what makes it better/worse... interesting.

That's the same as BB. The only thing I can think of is that BB has physical checks.

Offline ayman

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Re: Amex Serve.com
« Reply #224 on: November 06, 2013, 01:03:34 AM »
isn't VR a debit card?
Buy discounted gift cards from me.
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Offline ayman

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Re: Amex Serve.com
« Reply #225 on: November 06, 2013, 01:04:39 AM »
but one bennie would be not having to find VR and just use CC straight...
No fees that way as well as no hassle
Seems popular w the Israelis bec of VR and Walmart problems there ;)
Buy discounted gift cards from me.
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Offline @Yehuda

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Re: Amex Serve.com
« Reply #226 on: November 06, 2013, 01:01:45 PM »
but one bennie would be not having to find VR and just use CC straight...
No fees that way as well as no hassle
Seems popular w the Israelis bec of VR and Walmart problems there ;)

$1000 in cc a month is not going to help you hit too many spending thresholds

Offline ayman

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Re: Amex Serve.com
« Reply #227 on: November 06, 2013, 02:36:53 PM »
It won't do it all, but it helps...
Buy discounted gift cards from me.
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Online ushdadude

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Re: Amex Serve.com
« Reply #228 on: November 06, 2013, 03:02:45 PM »
$1000 in cc a month is not going to help you hit too many spending thresholds
its the same limit as AP and people get pretty worked up about that

Offline Azis Papa

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Re: Amex Serve.com
« Reply #229 on: November 06, 2013, 05:27:46 PM »
It won't do it all, but it helps...
+1.  For me the question is will I have to close BB to register Serve?  Then I don't think it's worth it. 
Has anyone been able to register & use multiple Serve accts?

Offline @Yehuda

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Re: Amex Serve.com
« Reply #230 on: November 07, 2013, 12:52:33 AM »
its the same limit as AP and people get pretty worked up about that

B/c they have many AP accounts so they're moving many 1000s a month.

+1.  For me the question is will I have to close BB to register Serve?  Then I don't think it's worth it. 
Has anyone been able to register & use multiple Serve accts?

I think in the BB thread ppl said you can only have 1, either Serve OR bb

Offline AharonInIsrael

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Re: Amex Serve.com
« Reply #231 on: November 07, 2013, 01:34:58 AM »
Quote from: @Yehuda link=topic=6437.msg621650#msg621650

I think in the BB thread ppl said you can only have 1, either Serve OR bb
Yeah, on FT it seemed like they were starting to be more makpid about that.

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Re: Amex Serve.com
« Reply #232 on: November 07, 2013, 04:52:30 PM »
another advantage of BB is that you can load multiple "debit cards" at WM

Offline ariIs

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Re: Amex Serve.com
« Reply #233 on: November 15, 2013, 02:17:53 PM »
Anyone tried loading serve from an Amex card?
Does it go through as a CA or a purchase?

Offline Drago

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Re: Amex Serve.com
« Reply #234 on: November 16, 2013, 02:46:50 PM »
Anyone tried loading serve from an Amex card?
Does it go through as a CA or a purchase?
purchase (in the past)

Offline wayfe

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Re: Amex Serve.com
« Reply #235 on: November 19, 2013, 12:58:10 PM »
Wonder whether "free cash loading at CVS or 7-11" means strictly cash or if they can swipe your card at the register?
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Offline wayfe

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Re: Amex Serve.com
« Reply #236 on: November 19, 2013, 01:00:22 PM »
Also, would there be any way to load the temp cards onto the registered account?
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Offline AharonInIsrael

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Re: Amex Serve.com
« Reply #237 on: November 24, 2013, 06:52:56 AM »
Anyone try loading this with a Barclays card?

Offline ari2955

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Re: Amex Serve.com
« Reply #238 on: November 25, 2013, 11:01:59 PM »
Doesn't seem to be any consensus from previous post.
Are people having success loading with visa gift cards?

Offline Red

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Re: Amex Serve.com
« Reply #239 on: December 03, 2013, 04:49:31 AM »
Anyone else having trouble logging in?