Topic Wiki

Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 1385903 times)

Offline AnonymousUser

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Re: Amex Serve.com
« Reply #360 on: May 30, 2014, 11:58:13 AM »
Additionally, after I verified this CC I switched to a different one, and when I switched back, it did not require verification again. So apparently even if you delete the card, they still store the info in case you add it again.
I think I might have been mistaken about this, since now I'm getting an error. I'll have to call and see.

Offline Vosizderneias

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Re: Amex Serve.com
« Reply #361 on: May 30, 2014, 03:20:52 PM »

You can load from CC, $200/day, $1k/mo.
get the spending w/o the gift cards?

Offline AnonymousUser

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Re: Amex Serve.com
« Reply #362 on: May 30, 2014, 03:28:14 PM »
get the spending w/o the gift cards?
I don't understand.

Offline Vosizderneias

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Re: Amex Serve.com
« Reply #363 on: May 30, 2014, 04:21:49 PM »
You can load the serve straight to a cc and to meet spend thresholds etc ?

Offline AnonymousUser

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Re: Amex Serve.com
« Reply #364 on: May 30, 2014, 04:31:20 PM »
You can load the serve straight to a cc and to meet spend thresholds etc ?
You can load from a CC online, and yes it can be done to meet a spend threshold.

Offline yitzf

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Re: Amex Serve.com
« Reply #365 on: May 30, 2014, 04:59:58 PM »
You can load from a CC online, and yes it can be done to meet a spend threshold.

Even Amex? IIRC with Amex you don't get points, but will it count to minimum spend?

Offline AnonymousUser

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Re: Amex Serve.com
« Reply #366 on: May 30, 2014, 05:10:07 PM »
Even Amex? IIRC with Amex you don't get points, but will it count to minimum spend?
I'm not sure about that. I'm afraid to try.

Offline googwallet

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Re: Amex Serve.com
« Reply #367 on: May 30, 2014, 06:58:04 PM »
Amex won't charge a cash advance fee, but you. won't get points

Offline AnonymousUser

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Re: Amex Serve.com
« Reply #368 on: June 01, 2014, 12:42:11 AM »
Amex won't charge a cash advance fee, but you. won't get points
He knows that. His question was if it counts towards the spend threshold.

Offline ari2955

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Re: Amex Serve.com
« Reply #369 on: June 01, 2014, 02:15:48 AM »
He knows that. His question was if it counts towards the spend threshold.
Yes, it does.

Offline Super Speed

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Re: Amex Serve.com
« Reply #370 on: June 01, 2014, 02:35:15 AM »

Yes, it does.
That is a nice piece of info, thanks!

Offline ranhan429

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Re: Amex Serve.com
« Reply #371 on: June 01, 2014, 10:56:47 AM »
Yes, it does.
-1


Online CC Loads:

Treated as purchase, earns points/miles:
Citi
Chase
Capital One
Barclay
FIA

Treated as purchase, but doesn't earn points/miles:
Amex

source: FT wiki
כפרות על כפרה

Offline yitzf

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Re: Amex Serve.com
« Reply #372 on: June 01, 2014, 11:18:19 AM »
-1


Online CC Loads:

Treated as purchase, earns points/miles:
Citi
Chase
Capital One
Barclay
FIA

Treated as purchase, but doesn't earn points/miles:
Amex

source: FT wiki

The question was if it would count as spend for a signup bonus.
What are you trying to show from FT?

Offline Super Speed

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Re: Amex Serve.com
« Reply #373 on: June 01, 2014, 11:41:05 AM »

-1


Online CC Loads:

Treated as purchase, earns points/miles:
Citi
Chase
Capital One
Barclay
FIA

Treated as purchase, but doesn't earn points/miles:
Amex

source: FT wiki
It may not earn points from Amex but it may count towards a spend threshold.

Offline ari2955

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Re: Amex Serve.com
« Reply #374 on: June 01, 2014, 04:54:23 PM »
It may not earn points from Amex but it may count towards a spend threshold.

Exactly what happened

Offline ushdadude

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Re: Amex Serve.com
« Reply #375 on: June 01, 2014, 06:47:27 PM »
so why can't you buy amex gc and use that to load?

Offline kangarruu

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Re: Amex Serve.com
« Reply #376 on: June 01, 2014, 06:55:15 PM »
so why can't you buy amex gc and use that to load?

Gift card loads have to be from an account with your name on it. I haven't tried with Amex, so I don't know if it would actually work.

Offline etech0

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Re: Amex Serve.com
« Reply #377 on: June 01, 2014, 08:55:37 PM »
Is it easier to register a starter pack, or just order one online?
Workflowy. You won't know what you're missing until you try it.

Offline ushdadude

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Re: Amex Serve.com
« Reply #378 on: June 01, 2014, 08:58:22 PM »
Is it easier to register a starter pack, or just order one online?
if you have isis, go through the app.

Offline etech0

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Re: Amex Serve.com
« Reply #379 on: June 01, 2014, 09:00:45 PM »
if you have isis, go through the app.
no smartphone, though...
Workflowy. You won't know what you're missing until you try it.