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Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 1385955 times)

Offline ranhan429

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Re: Amex Serve.com
« Reply #1380 on: September 08, 2014, 02:12:05 PM »
FWIU it goes through the SIM/phone number, so only 1 signup per SIM/phone number.
OK. I will see if putting the same sim card in a different phone will change things...
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Offline cozmohoot

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Re: Amex Serve.com
« Reply #1381 on: September 08, 2014, 02:34:59 PM »
Yup, simply getting isis won't increase your limits, you need to sign up from the isis app to get the isis benefits.
  without cancelling serve and signing up through isis theres no way to have the higher limits?
i waited for my current serve card and dont wanna wait again for the isis/serve one

Offline googwallet

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Re: Amex Serve.com
« Reply #1382 on: September 08, 2014, 02:45:37 PM »
  without cancelling serve and signing up through isis theres no way to have the higher limits?
i waited for my current serve card and dont wanna wait again for the isis/serve one
I don't know of any other way.

Offline mawmaw

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Re: Amex Serve.com
« Reply #1383 on: September 08, 2014, 03:01:45 PM »
did anyone got isis app to work on straight talk plan i tried on my s3 and got the root message even after the root bypass instructions   from the wiki
BUMP

Offline cozmohoot

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Re: Amex Serve.com
« Reply #1384 on: September 08, 2014, 03:49:10 PM »
I don't know of any other way.
thanks. i wanna jump in already and my regular card is in mail. maybe i will start loading with lower limits just to get the feel then change to isis one...

Offline AnonymousUser

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Re: Amex Serve.com
« Reply #1385 on: September 08, 2014, 06:05:07 PM »
BUMP
At&t or T-Mobile SIM? I have AT&T, and I can't even get it to install.

Offline mawmaw

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Re: Amex Serve.com
« Reply #1386 on: September 08, 2014, 07:18:27 PM »
At&t or T-Mobile SIM? I have AT&T, and I can't even get it to install.
AT&T i had no problem downloading

Offline AnonymousUser

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Re: Amex Serve.com
« Reply #1387 on: September 08, 2014, 08:17:20 PM »
AT&T i had no problem downloading
Really? I couldn't even view it in Google Play, it was not available for my device. I tried sideloading it, but i got an error that just said not installed. Maybe it's because I'm running a custom ROM.

Offline dpk4588

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Re: Amex Serve.com
« Reply #1388 on: September 08, 2014, 08:20:45 PM »
I would like to pay my Barclay Arrival+ bill with Serve BP and Barclaycard isnt a set up vendor. Anyone ever pay a credit card bill with Barclays via Serve? I'm also a little worried because the statement has a stub thats supposed to be sent in with payment and obviously that cant be done with serve.
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Offline googwallet

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Re: Amex Serve.com
« Reply #1389 on: September 08, 2014, 11:19:15 PM »


I would like to pay my Barclay Arrival+ bill with Serve BP and Barclaycard isnt a set up vendor. Anyone ever pay a credit card bill with Barclays via Serve? I'm also a little worried because the statement has a stub thats supposed to be sent in with payment and obviously that cant be done with serve.

Sure Barclays is a vendor I pay all the time using serve.

Don't worry about the stub..

Offline dpk4588

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Re: Amex Serve.com
« Reply #1390 on: September 08, 2014, 11:24:26 PM »
Sure Barclays is a vendor I pay all the time using serve.

You use the Barclays vendor even though its not Barclaycard? Ok I guess I'll try it.
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Offline googwallet

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Re: Amex Serve.com
« Reply #1391 on: September 08, 2014, 11:31:12 PM »
You use the Barclays vendor even though its not Barclaycard? Ok I guess I'll try it.
This one.

Offline dpk4588

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Re: Amex Serve.com
« Reply #1392 on: September 08, 2014, 11:32:49 PM »
This one.
Thats the one I thought you meant. Thanks.
Only two things are infinite, the universe and human stupidity, and I'm not sure about the former.
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Offline googwallet

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Re: Amex Serve.com
« Reply #1393 on: September 08, 2014, 11:35:07 PM »

Offline theeari

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Re: Amex Serve.com
« Reply #1394 on: September 09, 2014, 03:39:26 PM »
"Amex cc’s don’t earn points, but do not consider it a cash advance."

Do we know if Serve works to meet an AMEX spending threshhold? Thanks!

Offline D93

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Re: Amex Serve.com
« Reply #1395 on: September 09, 2014, 04:08:46 PM »
"Amex cc’s don’t earn points, but do not consider it a cash advance."

Do we know if Serve works to meet an AMEX spending threshhold? Thanks!
it was mentioned way upthread when serve first came popular, that it does count towards a threshold.

Offline etech0

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Re: Amex Serve.com
« Reply #1396 on: September 09, 2014, 04:09:16 PM »
it was mentioned way upthread when serve first came popular, that it does count towards a threshold.
same as BB. Amex doesn't have to know what you do with the GCs you buy on their CCs....
Workflowy. You won't know what you're missing until you try it.

Offline D93

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Re: Amex Serve.com
« Reply #1397 on: September 09, 2014, 04:11:04 PM »
same as BB. Amex doesn't have to know what you do with the GCs you buy on their CCs....
can you explain what you mean?

Offline etech0

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Re: Amex Serve.com
« Reply #1398 on: September 09, 2014, 04:12:16 PM »
can you explain what you mean?
I was actually referring to if you load GCs onto Serve. Then the point is buying GCs with your amex. If you load CC to serve that's a separate question - which you got your answer for already.
Workflowy. You won't know what you're missing until you try it.

Offline lyla

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Re: Amex Serve.com
« Reply #1399 on: September 09, 2014, 10:50:59 PM »
If you are using arrival+ as your cc for load can you bill pay your m&m card or is that too risky?