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Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 1385764 times)

Offline @Yehuda

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Re: Amex Serve.com
« Reply #1440 on: September 12, 2014, 07:47:56 AM »
Your extended limits that you get because you signed up via Isis don't take affect until you get the actual physical serve card in the mail and activate it. Until then you can load $400/day $500/month. And when your card arrives you'll be able to load the full $500/day $1500/month from CC
Thanks, I had a feeling I needed the card to see the higher limits.
Although I believe without ISIS it's $1000/mo not $500

Offline D93

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Re: Amex Serve.com
« Reply #1441 on: September 12, 2014, 08:12:15 AM »
Thanks, I had a feeling I needed the card to see the higher limits.
Although I believe without ISIS it's $1000/mo not $500
correct. the $500/month i am referring to is if you signed up through ISIS you can load $400/day $500/month until your physical serve card comes
http://www.dansdeals.com/archives/48406

Offline srap

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Re: Amex Serve.com
« Reply #1442 on: September 12, 2014, 08:49:07 AM »
Are there any deals still around for signing up?  What are they (summary)?
If I close my current serve and reopen under ISIS am I still eligible?

Offline @Yehuda

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Re: Amex Serve.com
« Reply #1443 on: September 12, 2014, 09:17:08 AM »
correct. the $500/month i am referring to is if you signed up through ISIS you can load $400/day $500/month until your physical serve card comes
http://www.dansdeals.com/archives/48406
Ooo sorry.

So, now that I got signed up on my friend's phone. Can I delete Serve from his ISIS? Is that how it works or do I need to delete the whole ISIS app?

Offline D93

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Re: Amex Serve.com
« Reply #1444 on: September 12, 2014, 09:32:09 AM »
Ooo sorry.

So, now that I got signed up on my friend's phone. Can I delete Serve from his ISIS? Is that how it works or do I need to delete the whole ISIS app?

Offline @Yehuda

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Re: Amex Serve.com
« Reply #1445 on: September 12, 2014, 09:43:03 AM »
Got it

Offline @Yehuda

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Re: Amex Serve.com
« Reply #1446 on: September 12, 2014, 10:13:02 AM »
So, I know there are no physical checks, but can I make anyone a biller through BillPay? Can I have them send checks to my wife? Need a different address? Different last name?

Offline etech0

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Re: Amex Serve.com
« Reply #1447 on: September 12, 2014, 10:23:21 AM »
So, I know there are no physical checks, but can I make anyone a biller through BillPay? Can I have them send checks to my wife? Need a different address? Different last name?
You can send to your wife. I'd use a different last name and a different address (work?) if you can.
Workflowy. You won't know what you're missing until you try it.

Offline @Yehuda

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Re: Amex Serve.com
« Reply #1448 on: September 12, 2014, 10:25:22 AM »
You can send to your wife. I'd use a different last name and a different address (work?) if you can.
Last name is easy for me (she hasn't changed hers yet) and there are other addresses I can work with. Thanks

Offline lunatic

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Re: Amex Serve.com
« Reply #1449 on: September 12, 2014, 10:31:21 AM »
You can send to your wife. I'd use a different last name and a different address (work?) if you can.
Is all that really necessary? Seems like a bit much

Offline etech0

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Re: Amex Serve.com
« Reply #1450 on: September 12, 2014, 10:37:23 AM »
Is all that really necessary? Seems like a bit much
I don't know if it's necessary, but it's what I would do. Just in case.
Workflowy. You won't know what you're missing until you try it.

Offline D93

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Re: Amex Serve.com
« Reply #1451 on: September 12, 2014, 10:39:54 AM »
CMIIW but I think the maximum you can send a check to someone via the bill pay is $5,000/month. Just keep it in mind

Offline Hank

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Re: Amex Serve.com
« Reply #1452 on: September 12, 2014, 11:00:44 AM »
Had no problem borrowing a compatible friends phone, swapping in my SIM and signing up through ISIS for the higher load limits (did require an "upgraded" t-mobile SIM card though).

Can someone confirm that a Wells Fargo (Propel Amex) cc will earn points for loading?

Offline Don Will

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Re: Amex Serve.com
« Reply #1453 on: September 12, 2014, 03:56:02 PM »
how much do vanila cards cost in family dollar

Offline avrumy22

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Re: Amex Serve.com
« Reply #1454 on: September 12, 2014, 03:57:30 PM »
Where in lkwd is there to load cards?

Offline ReadsTheT&C

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Re: Amex Serve.com
« Reply #1455 on: September 12, 2014, 04:00:23 PM »
I've had the Serve card for years now.  Is it possible to cancel it and then sign up again through ISIS to get the additional $500/month capability?

Offline dpk4588

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Re: Amex Serve.com
« Reply #1456 on: September 12, 2014, 06:34:33 PM »
I've had the Serve card for years now.  Is it possible to cancel it and then sign up again through ISIS to get the additional $500/month capability?
I can't imagine its any different if you've had it for years or for a month like I did.
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Offline Dealfinder12

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Re: Amex Serve.com
« Reply #1457 on: September 13, 2014, 09:43:24 PM »
I cant get my gcs onto my bb card is it worthwhile to switch to serve so i can get a cc linked?

Offline D93

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Re: Amex Serve.com
« Reply #1458 on: September 14, 2014, 01:04:44 AM »
I cant get my gcs onto my bb card is it worthwhile to switch to serve so i can get a cc linked?
think about it for a second. $1500/month x 12= $18,000 extra ms a year (times that by 2 if your Married = $36,000 a year of MS)

Offline cholent

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Re: Amex Serve.com
« Reply #1459 on: September 14, 2014, 02:15:09 AM »
I cant get my gcs onto my bb card is it worthwhile to switch to serve so i can get a cc linked?

At this point, I can't see what advantage BB offers over Serve (unless I guess the ability to write paper checks is important to you - keeping in mind that they still need to be preregistered online)
Don't ask stupid questions and you won't get stupid answers