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Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 1385947 times)

Offline lunatic

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Re: Amex Serve.com
« Reply #1460 on: September 14, 2014, 07:39:42 AM »
At this point, I can't see what advantage BB offers over Serve (unless I guess the ability to write paper checks is important to you - keeping in mind that they still need to be preregistered online)
That's it...

Offline Mo2

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Re: Amex Serve.com
« Reply #1461 on: September 14, 2014, 03:00:32 PM »
I know it's hard to find a 7-Eleven that allows CC for visa cards but if I can find one, which cards should I buy? I'm looking for cards Tha can be cashed out via serve WM? (my local 711's don't have one vanilla they only have my vanilla. Will they work on serve?)
Common sense is not a gift, it is a punishment.
Because you have to deal with everyone who doesn't have it.

Offline ah

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Re: Amex Serve.com
« Reply #1462 on: September 14, 2014, 03:05:12 PM »
I know it's hard to find a 7-Eleven that allows CC for visa cards but if I can find one, which cards should I buy? I'm looking for cards Tha can be cashed out via serve WM? (my local 711's don't have one vanilla they only have my vanilla. Will they work on serve?)
the 711's I've tried were hard-coded not to take cc for my vanilla

Offline ckmk47

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Re: Amex Serve.com
« Reply #1463 on: September 14, 2014, 09:32:08 PM »
the 711's I've tried were hard-coded not to take cc for my vanilla
Bought a one vanilla with a cc at 7-11 today.
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Offline dpk4588

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Re: Amex Serve.com
« Reply #1464 on: September 14, 2014, 09:44:12 PM »
Bought a one vanilla with a cc at 7-11 today.
May I ask where? I tried 3 7-Elevens today which refused.
Only two things are infinite, the universe and human stupidity, and I'm not sure about the former.
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Offline ah

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Re: Amex Serve.com
« Reply #1465 on: September 14, 2014, 09:51:46 PM »
Bought a one vanilla with a cc at 7-11 today.
yes, one vanilla, not my vanilla

Offline Mo2

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Re: Amex Serve.com
« Reply #1466 on: September 14, 2014, 09:54:38 PM »
May I ask where? I tried 3 7-Elevens today which refused.
nobody is gonna tell you where to buy :-) 
It's common knowledge that the one vanilla (unlike the vanilla reload) cards are not hard coded against buying with cc, some stores/workers will flat out say no to cc's and others are just clueless (they're the best) and yet others you just gotta convince to try it and see that it works.
Common sense is not a gift, it is a punishment.
Because you have to deal with everyone who doesn't have it.

Offline dpk4588

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Re: Amex Serve.com
« Reply #1467 on: September 14, 2014, 09:58:18 PM »
nobody is gonna tell you where to buy :-) 
It's common knowledge that the one vanilla (unlike the vanilla reload) cards are not hard coded against buying with cc, some stores/workers will flat out say no to cc's and others are just clueless (they're the best) and yet others you just gotta convince to try it and see that it works.
I know in general people don't share that kinda information, I was just hoping that ah would. I had a store that used to do it no problem then decided that its illegal (the guy claimed he got a ticket for it, I told him that I knew it was bull but I wasnt gonna fight with him). I've been unable to convince any of them to try it. Some of them are smart enough to know they they lose money on it. Hopefully I'll find one where I can do it before the end of the quarter.
Only two things are infinite, the universe and human stupidity, and I'm not sure about the former.
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Offline lyla

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Re: Amex Serve.com
« Reply #1468 on: September 15, 2014, 12:11:32 AM »
I would like to pay my Barclay Arrival+ bill with Serve BP and Barclaycard isnt a set up vendor. Anyone ever pay a credit card bill with Barclays via Serve? I'm also a little worried because the statement has a stub thats supposed to be sent in with payment and obviously that cant be done with serve.
I paid my m&m card with serve (I load the 1500 with the arrival+). You have to add it as a payee (Barclays bank is not the right payee). Just fill out all the address info from your the bottom portion of your bill. It worked fine and my account was credited in 2 days.

Offline ah

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Re: Amex Serve.com
« Reply #1469 on: September 15, 2014, 12:19:17 AM »
I know in general people don't share that kinda information, I was just hoping that ah would. I had a store that used to do it no problem then decided that its illegal (the guy claimed he got a ticket for it, I told him that I knew it was bull but I wasnt gonna fight with him). I've been unable to convince any of them to try it. Some of them are smart enough to know they they lose money on it. Hopefully I'll find one where I can do it before the end of the quarter.
unfortunately there is no simple answer, in the same store one employee will allow and another wont, this game takes a little work, nothing comes so easy anymore

Offline dpk4588

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Re: Amex Serve.com
« Reply #1470 on: September 15, 2014, 12:21:41 AM »
unfortunately there is no simple answer, in the same store one employee will allow and another wont, this game takes a little work, nothing comes so easy anymore
This is sadly the truth. I had success at that one store for over a year and then nothing. I can try different times of the day. Maybe different clerks will have different feelings.
Only two things are infinite, the universe and human stupidity, and I'm not sure about the former.
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Offline dpk4588

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Re: Amex Serve.com
« Reply #1471 on: September 15, 2014, 12:27:16 AM »
I paid my m&m card with serve (I load the 1500 with the arrival+). You have to add it as a payee (Barclays bank is not the right payee). Just fill out all the address info from your the bottom portion of your bill. It worked fine and my account was credited in 2 days.
Barclays Bank Delaware is the correct payee. Thats what user googwallet suggested and I did a small test payment and it posted no problem.
Only two things are infinite, the universe and human stupidity, and I'm not sure about the former.
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Offline ckmk47

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Re: Amex Serve.com
« Reply #1472 on: September 15, 2014, 12:36:06 AM »
May I ask where? I tried 3 7-Elevens today which refused.
New Jersey. along the 1-9 N. right before the Gothels.
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Offline @Yehuda

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Re: Amex Serve.com
« Reply #1473 on: September 15, 2014, 07:08:41 AM »
New Jersey. along the 1-9 N. right before the Gothels.
Thank you. Every NJ one I try has failed so far.

Offline ckmk47

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Re: Amex Serve.com
« Reply #1474 on: September 15, 2014, 10:49:52 AM »
New Jersey. along the 1-9 N. right before the Gothels.
But I took the last one vanilla off the rack yesterday, so give them time to restock.
Or maybe it was just a clueless cashier.  There were only 2 youngish women there then.  Barely any customers, either.
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Offline cozmohoot

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Re: Amex Serve.com
« Reply #1475 on: September 15, 2014, 07:42:25 PM »
On hold with serve reps. Why can't I load 500.? Signed up through isis

Offline username

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Re: Amex Serve.com
« Reply #1476 on: September 15, 2014, 07:54:01 PM »
Family dollar says they can accept amex serve, but cannot load them, effective today. They said that its system wide due to some 'money scam,. Anybody else get that?
^^^

Offline avrumy22

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Re: Amex Serve.com
« Reply #1477 on: September 15, 2014, 08:01:30 PM »
anywhere in lkwd to load?

Offline cozmohoot

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Re: Amex Serve.com
« Reply #1478 on: September 15, 2014, 08:02:43 PM »
On hold with serve reps. Why can't I load 500.? Signed up through isis
Flipping India reps....

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Re: Amex Serve.com
« Reply #1479 on: September 15, 2014, 08:06:45 PM »
Well, just went half a mile to the next Family Dollar. No problem at all loading  the Serve.
^^^