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Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 924216 times)

Offline Geshmak25

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Re: Amexserve/Softcard
« Reply #2580 on: November 21, 2014, 09:09:22 AM »
Actually, Barclay and Capital one and some more companies give different numbers for AU cards.

OK fine. Nevertheless, question still stands for accounts that don't issue different card numbers. And capital one, really?
PUTPAC = PITA

Offline lifetimedeals

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Re: Amexserve/Softcard
« Reply #2581 on: November 21, 2014, 09:13:16 AM »
It's been discussed in this thread many times. You cannot use Ink Bold with Serve. Period.
what about load serve with an ink plus card?

Offline AnonymousUser

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Re: Amexserve/Softcard
« Reply #2582 on: November 21, 2014, 09:13:42 AM »
And capital one, really?
Yes, at least biz cards.
what about load serve with an ink plus card?
That works. I did it this month.

Online ckmk47

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Re: Amexserve/Softcard
« Reply #2583 on: November 21, 2014, 09:14:15 AM »
My wife and I both have serve accounts. Can I use the same credit card number on both accounts if we both have CCs with our names on them? As far as I know, the only CC that gives separate numbers for AUs is Amex.
If  the T & C allow you to use a cc on which you are an AU, then there should be no problem.  So, I think, yes.

Offline lifetimedeals

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Re: Amexserve/Softcard
« Reply #2584 on: November 21, 2014, 09:19:46 AM »
can I transfer funds from wifes serve account to my serve account?

Offline 89mclarenstang

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Re: Amexserve/Softcard
« Reply #2585 on: November 21, 2014, 09:21:13 AM »
does signing up for serve via a referral link cause you to lose out on signing up through softcard?  meaning the referral gives you and the referer 10$ each, but signing up through softcard gives you higher loads per month.  if i sign up through softcard using the email address that was sent in the referral do you think it would be the best of both offers or do i have to choose which is better for me?

Any experience??  want to try and sign up today to hopefully have card in time for SBS.

Offline D93

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Re: Amexserve/Softcard
« Reply #2586 on: November 21, 2014, 09:33:13 AM »
can I transfer funds from wifes serve account to my serve account?
Yes. On top of page click "Pay and transfer" > "send money" > and fill out your serve email and amount.

Offline lifetimedeals

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Re: Amexserve/Softcard
« Reply #2587 on: November 21, 2014, 09:56:20 AM »
Yes. On top of page click "Pay and transfer" > "send money" > and fill out your serve email and amount.
thanks, what about from redcard to a serve account?

Offline JunkYardUnz

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Re: Amexserve/Softcard
« Reply #2588 on: November 21, 2014, 09:59:21 AM »
Is anyone else having an issue signing up for a serve card thru the ISIS app. Every time I select add a card then click on the serve offer I get a mobile web page saying something went wrong please try back later...

Offline @Yehuda

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Re: Amexserve/Softcard
« Reply #2589 on: November 21, 2014, 01:28:30 PM »
What's the deal with Walmart VGCs from Sunrise Bank. Any idea if they work?

Offline David R

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Re: Amexserve/Softcard
« Reply #2590 on: November 21, 2014, 01:51:01 PM »
Yes, at least biz cards. That works. I did it this month.
For business cards, all card issuers put a separate number on the employee cards, AFAIK. There are issuers that put a separate number on consumer authorized user cards too.

Offline Geshmak25

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Re: Amexserve/Softcard
« Reply #2591 on: November 21, 2014, 02:08:34 PM »
For business cards, all card issuers put a separate number on the employee cards, AFAIK. There are issuers that put a separate number on consumer authorized user cards too.

I wasn't asking if capital one gave separate numbers for AUs. I was saying you really use capital one cards? Low sign up bonuses and 3 hard pulls.
PUTPAC = PITA

Offline AnonymousUser

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Re: Amexserve/Softcard
« Reply #2592 on: November 21, 2014, 02:49:35 PM »
I wasn't asking if capital one gave separate numbers for AUs. I was saying you really use capital one cards? Low sign up bonuses and 3 hard pulls.
2% CB.

Offline Boruch999

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Re: Amexserve/Softcard
« Reply #2593 on: November 22, 2014, 02:13:50 PM »
Can I use Serve Billpay to pay someone else's CC bill?

Offline D93

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Re: Amexserve/Softcard
« Reply #2594 on: November 22, 2014, 02:16:36 PM »
Can I use Serve Billpay to pay someone else's CC bill?
Yes (I've done it)