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Chase Sapphire Reserve BENEFITS master thread

5/24 applies to this card
Minimum $10K of CL is needed, so if you can't get 10K on an instant, there's another great reason to get declined


DansDeals.com » Blog Archive » Chase’s Highest Ultimate Rewards Signup Bonus Ever: Sapphire Reserve 100,000 Point Bonus Is Now Live; Get $2,100 In Free Travel!

DansDeals.com » Blog Archive » Chase Sapphire Reserve Additional User Benefits And Lounge Guesting Policy Are Awesome!

There are multiple instances reported on this very thread of someone who was way over 5/24 and did not have PC and who got approval after recon.


The information below no longer applies for 2016/2017 but should still be useful for 2017/2018

Can you still get a 2016 travel credit if you apply now for a Sapphire Reserve card?

People have been reporting various due dates in January. If you get a due date between the 6th to the 25th then your bill will close between December 9th-28th and you will have time to spend the $300 in 2016 travel credit.

It is definitely still possible to get those due dates, but there’s no guarantee. If you do apply then be sure to call reconsideration to see if you can get approved today.
You may also be able to change your payment due date to generate a December statement if your due date is earlier than January 6 or later than January 25th. Just call to have you due date changed to January 25th to have your statement close on December 28th.

From here. Hopefully this will stop the constant questions.
« Last edited by jj1000 on March 14, 2018, 12:51:10 PM »

Author Topic: Chase Sapphire Reserve  (Read 548749 times)

Offline ranhan429

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Re: Chase Sapphire Reserve
« Reply #1020 on: August 28, 2016, 10:21:57 AM »
There are *some* people getting approved via phone recon that are not CPCs. Since that's the only option in your case, you might as well try or find someone who's good at recon to call for you. :)

Many people here say the number of inquiries on your credit report is over-rated. Other people don't like an inquiry without a card. Different strategies have been utilized. It just personal preference.

1. Apply for CC, if denied apply for different CC from same issuer to get the pulls combined and possibly get at least one CC. (If done on the same day and both are personal cards)
2 Apply for CC, if approved, apply for another CC from same issuer to get the pulls combined and possibly get two new CCs. (If done on the same day and both are personal cards).
3. Apply for CC, stop there.

I thought you had already applied and it went to recon, but based on your last sentence it sounds like you haven't applied yet.
Thanks! that was very helpful.

SO already applied and denied after 2 recon calls, both citing 5/24. Since I am 11/24 just trying to understand what my strategy should be and if it's possible to get SO approved...
כפרות על כפרה

Offline Chief Rabbi of New York

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Re: Chase Sapphire Reserve
« Reply #1021 on: August 28, 2016, 11:00:29 AM »

If you didn't have 5 new accounts showing on your report, then the system didn't recognize you as 5/24. Additionally, if you 3BMed when you were under 5/24, the system didn't recognize any of the applications as 5/24 at time of application. Kapisch?

I applied for a whole bunch of cards 2 weeks ago.
Then I applied for the csr this past Friday

Are there systems really 2 weeks behind ?
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline David Smith

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Re: Chase Sapphire Reserve
« Reply #1022 on: August 28, 2016, 11:01:09 AM »
I applied for a whole bunch of cards 2 weeks ago.
Then I applied for the csr this past Friday

Are there systems really 2 weeks behind ?
They were all business cards.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Geshmak25

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Re: Chase Sapphire Reserve
« Reply #1023 on: August 28, 2016, 11:02:22 AM »
Does CPC help for online app or only in-branch?
PUTPAC = PITA

Offline meme

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Re: Chase Sapphire Reserve
« Reply #1024 on: August 28, 2016, 11:16:49 AM »
Any word as to how long the 100k offer will be around?

Offline pinigee

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Re: Chase Sapphire Reserve
« Reply #1025 on: August 28, 2016, 11:26:20 AM »
Has anyone had luck having the card expedited? Tried calling
(800) 432-3117 but keep on getting the same answer "High demand" sorry we can't rush this card.. any other number I can call  to have better luck on this? Also they told me i do not need an extra card for priority pass I just show the reserve card and they will let me in while a other rep told I do need an priority pass card tht will ship after I receive my reserve card..

Offline DealChaser

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Re: Chase Sapphire Reserve
« Reply #1026 on: August 28, 2016, 11:32:21 AM »
Has anyone had luck having the card expedited? Tried calling
(800) 432-3117 but keep on getting the same answer "High demand" sorry we can't rush this card.. any other number I can call  to have better luck on this?
Doubtful. The Chase banker I spoke with yesterday said 2 weeks is the estimated time to get the card and that they simply aren't expediting right now.

Offline sb5917

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Re: Chase Sapphire Reserve
« Reply #1027 on: August 28, 2016, 12:14:00 PM »
got approved Tuesday shipped today via ups

Offline Chief Rabbi of New York

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Re: Chase Sapphire Reserve
« Reply #1028 on: August 28, 2016, 12:18:21 PM »
They were all business cards.

that's what I thought about 5/24
but someone mentioned before that even if you have 5 business cards opened in the past 2 years. and then apply for a personal you will be declined
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline shulem92

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Re: Chase Sapphire Reserve
« Reply #1029 on: August 28, 2016, 02:19:37 PM »
that's what I thought about 5/24
but someone mentioned before that even if you have 5 business cards opened in the past 2 years. and then apply for a personal you will be declined
Only if those business cards where chase

Offline Chief Rabbi of New York

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Re: Chase Sapphire Reserve
« Reply #1030 on: August 28, 2016, 02:41:59 PM »
Only if those business cards where chase

and they were all chase
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline YOSSI170

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Re: Chase Sapphire Reserve
« Reply #1031 on: August 28, 2016, 03:29:50 PM »
Bh approved for CSR, in branch, pre approved, over 5/24 not CPC.

Offline yochiek93

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Re: Chase Sapphire Reserve
« Reply #1032 on: August 28, 2016, 03:30:28 PM »
Bh approved for CSR, in branch, pre approved, over 5/24 not CPC.
+1 did that today 24k limit

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Re: Chase Sapphire Reserve
« Reply #1033 on: August 28, 2016, 03:30:56 PM »
I thought I'd share my experience getting approved in case it helps one of you get approved.

I am 5/24 (with my oldest card approved in September 2014, so right on the cusp) and I'm not CPC, so I was denied.  I called recon a couple times, but no one was able to bypass the 5/24.  The third rep agreed that I should be approved (for the reasons listed below), but said it was out of his control.  I asked to speak with a supervisor, who ultimately approved my card for the following reasons:

1. (main reason) One of my 5 cards opened in the last 24 months was as store card (Neiman Marcus), so I said it shouldn't count towards the 5 cards max that people generally open for account bonuses - and the supervisor agreed.

2. Last month I opened a business checking account and deposited a nice amount of money.  I explained that I am entrusting my business's money with chase because I am committed to my relationship with them - and I hope they value their relationship with me and my business. 

3. I don't have a history of closing (most) of the cards that I open. I generally downgrade.

I did have to shuffle some credit around, but I got approved.  If any of the above reasons are relevant to you, give it a shot...

Offline sillypainter

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Re: Chase Sapphire Reserve
« Reply #1034 on: August 28, 2016, 03:32:49 PM »
I already posted about this, and I am not sure why I don't see more talk about this.

There is 2 departments in the lending services aka recon line. There is the front desk rep. that goes by the book, and they usually go by the book, then there is a senior rep. aka the supervisor. You need to ask for a senior rep. if you need anything.