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Chase Sapphire Reserve BENEFITS master thread

5/24 applies to this card
Minimum $10K of CL is needed, so if you can't get 10K on an instant, there's another great reason to get declined


DansDeals.com » Blog Archive » Chase’s Highest Ultimate Rewards Signup Bonus Ever: Sapphire Reserve 100,000 Point Bonus Is Now Live; Get $2,100 In Free Travel!

DansDeals.com » Blog Archive » Chase Sapphire Reserve Additional User Benefits And Lounge Guesting Policy Are Awesome!

There are multiple instances reported on this very thread of someone who was way over 5/24 and did not have PC and who got approval after recon.


The information below no longer applies for 2016/2017 but should still be useful for 2017/2018

Can you still get a 2016 travel credit if you apply now for a Sapphire Reserve card?

People have been reporting various due dates in January. If you get a due date between the 6th to the 25th then your bill will close between December 9th-28th and you will have time to spend the $300 in 2016 travel credit.

It is definitely still possible to get those due dates, but there’s no guarantee. If you do apply then be sure to call reconsideration to see if you can get approved today.
You may also be able to change your payment due date to generate a December statement if your due date is earlier than January 6 or later than January 25th. Just call to have you due date changed to January 25th to have your statement close on December 28th.

From here. Hopefully this will stop the constant questions.
« Last edited by jj1000 on March 14, 2018, 12:51:10 PM »

Author Topic: Chase Sapphire Reserve  (Read 563085 times)

Offline yosefchaim

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Re: Chase Sapphire Reserve
« Reply #4110 on: November 27, 2017, 12:36:31 PM »
But call. ask. Then decide if you're closing / downgrading or not.
I think if you downgrade, you'll get a pro-rated refund.
Will I get prorated for the 2 Au's also? (I believe I shouldn't cancel the au's, just downgrade the main card and they should pro rate the AF and for the au's fee, no?

Offline mahnishma

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Re: Chase Sapphire Reserve
« Reply #4111 on: December 03, 2017, 09:04:23 AM »
My annual fee billed dec 1st, I got the travel credit December and January.  Am i done for the travel credit until January 1st? My first statement closed in December
« Last Edit: December 03, 2017, 09:29:07 AM by mahnishma »

Offline dealtastic

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Re: Chase Sapphire Reserve
« Reply #4112 on: December 03, 2017, 01:48:27 PM »
My annual fee billed dec 1st, I got the travel credit December and January.  Am i done for the travel credit until January 1st? My first statement closed in December
The travel credit is now per anniversary year (not calendar year), but you should be grandfathered into the old rules. Hence January 1st would be your reset date.

Offline zow

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Re: Chase Sapphire Reserve
« Reply #4113 on: December 03, 2017, 02:59:51 PM »
I am now at 4/24 (if you discount the AU's, which I appreciate will require HUCA).
I would like to apply for the CSR.

If I understand the current rules, there is no significant advantage to applying and getting approved before the end of the calendar year. Is that correct?

Sign-up bonus is currently 50K.  Should I wait for a higher sign-up bonus?


Offline mmgfarb

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Re: Chase Sapphire Reserve
« Reply #4114 on: December 03, 2017, 03:02:19 PM »
I am now at 4/24 (if you discount the AU's, which I appreciate will require HUCA).
I would like to apply for the CSR.

If I understand the current rules, there is no significant advantage to applying and getting approved before the end of the calendar year. Is that correct?

Sign-up bonus is currently 50K.  Should I wait for a higher sign-up bonus?

There's no advantage to now or after the new year, the credit goes by cardmember year now. I wouldn't count on the SUB going up any time soon. If I were you I would get the Ink preferred first though.
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Offline as2

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Re: Chase Sapphire Reserve
« Reply #4115 on: December 03, 2017, 03:04:53 PM »


I am now at 4/24 (if you discount the AU's, which I appreciate will require HUCA).
I would like to apply for the CSR.

If I understand the current rules, there is no significant advantage to applying and getting approved before the end of the calendar year. Is that correct?

Sign-up bonus is currently 50K.  Should I wait for a higher sign-up bonus?


The credit is per card member year, so no real advantage to signing up asap. IMO the bonus isn't going up anytime soon, but I could be wrong. Depending on how yo u will utilize this card, it may be worth it not to wait.
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Offline zow

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Re: Chase Sapphire Reserve
« Reply #4116 on: December 03, 2017, 03:20:45 PM »
There's no advantage to now or after the new year, the credit goes by cardmember year now. I wouldn't count on the SUB going up any time soon. If I were you I would get the Ink preferred first though.

The credit is per card member year, so no real advantage to signing up asap. IMO the bonus isn't going up anytime soon, but I could be wrong. Depending on how yo u will utilize this card, it may be worth it not to wait.

Thank you both.
Ink Preferred...because of 80k signup bonus, or is there some other reason?
I already have InkPlus for 5x at office stores.
I was thinking the CSR would be useful for the 1.5 hybrid points and the travel protections.  Would appreciate opinions here.

Offline as2

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Re: Chase Sapphire Reserve
« Reply #4117 on: December 03, 2017, 03:44:47 PM »
Thank you both.
Ink Preferred...because of 80k signup bonus, or is there some other reason?
I already have InkPlus for 5x at office stores.
I was thinking the CSR would be useful for the 1.5 hybrid points and the travel protections.  Would appreciate opinions here.

The Ink's bonus is the highest public UR offer at the moment, making it lucrative. The CSR is a great option for travel and dining at 3ppd, unless you have a 5x card. The 1.5 value alone is a great reason to have it, but you can still get a solid 1.25 with the ink or SP. When you combine it with the Freedom and/or FU it's great also.
« Last Edit: December 03, 2017, 04:01:31 PM by as2 »
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Offline zow

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Re: Chase Sapphire Reserve
« Reply #4118 on: December 03, 2017, 04:14:02 PM »
The Ink's bonus is the highest public UR offer at the moment, making it lucrative. The CSR is a great option for travel and dining at 3ppd, unless you have a 5x card. The 1.5 value alone is a great reason to have it, but you can still get a solid 1.25 with the ink or SP. When you combine it with the Freedom and/or FU it's great also.
Nice.
Am I correct that I should be able to get InkPreferred first and then subsequently get the CSR, since the Ink is a business card and doesn’t count toward 5/24.  Couldn’t get CSR first, because that would be my 5th. Is that correct thinking?

Offline mmgfarb

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Chase Sapphire Reserve
« Reply #4119 on: December 03, 2017, 04:16:19 PM »
Nice.
Am I correct that I should be able to get InkPreferred first and then subsequently get the CSR, since the Ink is a business card and doesn’t count toward 5/24.  Couldn’t get CSR first, because that would be my 5th. Is that correct thinking?
Correct, you could also apply for both at the same time.
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Offline mahnishma

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Re: Chase Sapphire Reserve
« Reply #4120 on: December 03, 2017, 04:30:23 PM »
The travel credit is now per anniversary year (not calendar year), but you should be grandfathered into the old rules. Hence January 1st would be your reset date.
Hi smed chase and was told it resets every year on the December statement. So in this case would not need to wait until January it seems.. cmiiw

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Re: Chase Sapphire Reserve
« Reply #4121 on: December 03, 2017, 05:40:12 PM »
When does your December statement close ?

Offline mahnishma

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Re: Chase Sapphire Reserve
« Reply #4122 on: December 03, 2017, 07:48:34 PM »
When does your December statement close ?
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Offline justaregularguy

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Re: Chase Sapphire Reserve
« Reply #4123 on: December 03, 2017, 08:10:10 PM »
does everyone here know this already? lower your credit limit to 1500$ and the annual fee refunds. only works for the first year of membership
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Offline David Smith

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Re: Chase Sapphire Reserve
« Reply #4124 on: December 03, 2017, 08:17:26 PM »
does everyone here know this already? lower your credit limit to 1500$ and the annual fee refunds. only works for the first year of membership
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