Author Topic: Chase Sapphire Reserve (Read 1261763 times)

jomaster28 · « **Reply #500 on:** August 23, 2016, 07:25:21 AM »

The 5/24 rule is only for Chase cards or all credit cards? I opened an SPG Business card and the United mileage card and the JetBlue card. Does those three count? The others I opened for sure count to the 5/24.

JTZ · « **Reply #501 on:** August 23, 2016, 07:39:20 AM »

Quote from: jomaster28 on August 23, 2016, 07:25:21 AM

The 5/24 rule is only for Chase cards or all credit cards? I opened an SPG Business card and the United mileage card and the JetBlue card. Does those three count? The others I opened for sure count to the 5/24.

All cards that show on the CR that they pull count.

Hershelsdeals · « **Reply #502 on:** August 23, 2016, 07:41:35 AM »

Quote from: jomaster28 on August 23, 2016, 07:25:21 AM

The 5/24 rule is only for Chase cards or all credit cards? I opened an SPG Business card and the United mileage card and the JetBlue card. Does those three count? The others I opened for sure count to the 5/24.

All cards,

According to some reports Amex biz cards that don't show up on your CR don't count.

bornsub · « **Reply #503 on:** August 23, 2016, 07:47:05 AM »

Is the consensus that if you are a legit CPC ($250,000 +) you'll be able to get this card even if you're way over 5/24 through your private banker in branch?

TimT · « **Reply #504 on:** August 23, 2016, 07:50:59 AM »

Quote from: bornsub on August 23, 2016, 07:47:05 AM

Is the consensus that if you are a legit CPC ($250,000 +) you'll be able to get this card even if you're way over 5/24 through your private banker in branch?

Read the success stories

bornsub · « **Reply #505 on:** August 23, 2016, 07:56:05 AM »

I've seen someone with $100k with Chase get denied....

Not sure I've seen many success stories -- but I haven't read the whole thread.

TimT · « **Reply #506 on:** August 23, 2016, 07:58:21 AM »

Quote from: bornsub on August 23, 2016, 07:56:05 AM

I've seen someone with $100k with Chase get denied....

Not sure I've seen many success stories -- but I haven't read the whole thread.

All success stories over 5/24 are through CPC. But doesn't necessarily need to be with $250k.

puddles · « **Reply #507 on:** August 23, 2016, 07:59:45 AM »

Quote from: Dan on August 22, 2016, 08:44:02 PM

Hold time was about 20 minutes. Rest was an interrogation.

Dan,
Held off and got approved via your link

Also sent around your post to a bunch of my coworkers. I am officially the go to deals guy at work LOL. A bunch signed up using your link.

bornsub · « **Reply #508 on:** August 23, 2016, 08:02:46 AM »

Quote from: puddles on August 23, 2016, 07:59:45 AM

Dan,
Held off and got approved via your link Also sent around your post to a bunch of my coworkers. I am officially the go to deals guy at work LOL. A bunch signed up using your link.

Any significant number of datapoints for rejections through CPC?

I'm trying to figure out what NOT to say as I am a new CPC client as of a few weeks ago and don't want to appear to be a bonus whore....

rochk123 · « **Reply #509 on:** August 23, 2016, 08:14:13 AM »

Is it worth it to upgrade t ao Chase Sapphire Reserve from a Chase United Mileage Explorer Card?

Hershelsdeals · « **Reply #510 on:** August 23, 2016, 08:17:44 AM »

Quote from: rochk123 on August 23, 2016, 08:14:13 AM

Is it worth it to upgrade t ao Chase Sapphire Reserve from a Chase United Mileage Explorer Card?

Not possible

Davidp · « **Reply #511 on:** August 23, 2016, 08:29:53 AM »

Quote from: AJK on August 22, 2016, 07:48:00 PM

Good stuff. Now I gotta see if CPC are getting approved online, or if I have to go to branch. Of course.

CPC are definitely getting approved online. My wife is CPC and was way over 5/24 and got instantly approved online.

Davidp · « **Reply #512 on:** August 23, 2016, 08:35:10 AM »

Quote from: bornsub on August 23, 2016, 07:47:05 AM

Is the consensus that if you are a legit CPC ($250,000 +) you'll be able to get this card even if you're way over 5/24 through your private banker in branch?

There is no consensus.

MosheD · « **Reply #513 on:** August 23, 2016, 08:44:12 AM »

Quote from: Davidp on August 22, 2016, 05:28:56 PM

Was with my wife approved although both wayyyy over 5/24. Probably helps that I'm Chase Private Client. I applied in branch (was informed that I was pre-approved), and my wife applied online. Hers was instant approval and mine was pending, although my banker got me approved pretty quickly- not sure what he did...

Quote from: Dan on August 22, 2016, 08:40:15 PM

And after 90 minutes, approved!
#CPCFTW

Quote from: stern0m1 on August 22, 2016, 08:59:24 PM

approved way over 5/24. original decline due to being blacklisted because of transfering points. many hours on hold. bottom line approved with transfering credit. the key is to be micaven ein oid melvadi!

Great data points.
@Dan what was main argument for approval? And from your brief post it sounds like you pushed CPC pretty hard. Is that true?

teenguy · « **Reply #514 on:** August 23, 2016, 09:03:29 AM »

1) I have am 6/24 in Aug which drops to 4/24 by end of the month. Is 5/24 considered on a month to month basis or from the date the credit is pulled?
2) I have no chase checking but I am pre-approved at the branch and apply through the banker and get denied can I call recon by myself later?
3) If I am not pre-approved at the bank which option is better to get the approval at the bank or online ?

rochk123 · « **Reply #515 on:** August 23, 2016, 09:04:50 AM »

Quote from: Hershelsdeals on August 23, 2016, 08:17:44 AM

Not possible

That's what they told me when I asked them. Question is why not?

jedderai · « **Reply #516 on:** August 23, 2016, 09:08:06 AM »

Is there such thing as 4/24? Chase rep said after 4 cards I'm automatically turned down by the system.

teenguy · « **Reply #517 on:** August 23, 2016, 09:12:08 AM »

Quote from: jedderai on August 23, 2016, 09:08:06 AM

Is there such thing as 4/24? Chase rep said after 4 cards I'm automatically turned down by the system.

after 4 cards means its 5/24.. 5 or higher number of cards..

Dovy365 · « **Reply #518 on:** August 23, 2016, 09:12:19 AM »

When applying for CSR, is there any point in NOT 2 or 3bm'ing?

TIA

teenguy · « **Reply #519 on:** August 23, 2016, 09:15:23 AM »

Quote from: rochk123 on August 23, 2016, 09:04:50 AM

That's what they told me when I asked them. Question is why not?

coz I is a united card and the other is a chase own card type.. so probably you cant move between 2 brands or different types.. upgrade can only happen within the same brand I guess..

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Author Topic: Chase Sapphire Reserve (Read 1261763 times)