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Chase Sapphire Reserve BENEFITS master thread

5/24 applies to this card
Minimum $10K of CL is needed, so if you can't get 10K on an instant, there's another great reason to get declined

DansDeals.com » Blog Archive » Chase’s Highest Ultimate Rewards Signup Bonus Ever: Sapphire Reserve 100,000 Point Bonus Is Now Live; Get $2,100 In Free Travel!

DansDeals.com » Blog Archive » Chase Sapphire Reserve Additional User Benefits And Lounge Guesting Policy Are Awesome!

There are multiple instances reported on this very thread of someone who was way over 5/24 and did not have PC and who got approval after recon.


The information below no longer applies for 2016/2017 but should still be useful for 2017/2018

Can you still get a 2016 travel credit if you apply now for a Sapphire Reserve card?

People have been reporting various due dates in January. If you get a due date between the 6th to the 25th then your bill will close between December 9th-28th and you will have time to spend the $300 in 2016 travel credit.

It is definitely still possible to get those due dates, but there’s no guarantee. If you do apply then be sure to call reconsideration to see if you can get approved today.
You may also be able to change your payment due date to generate a December statement if your due date is earlier than January 6 or later than January 25th. Just call to have you due date changed to January 25th to have your statement close on December 28th.

From here. Hopefully this will stop the constant questions.

Check which category a store is: https://www.visa.com/supplierlocator-app/app/#/home/supplier-locator
« Last edited by yelped on May 25, 2021, 05:39:31 PM »

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Author Topic: Chase Sapphire Reserve  (Read 1259614 times)

Offline meme

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Re: Chase Sapphire Reserve
« Reply #760 on: August 24, 2016, 01:38:00 PM »
Quote from: yakrot on August 24, 2016, 01:35:32 PM
If only over with ah's remove them from your report before you apply. If you already applied I would say sure go for it
Which report does Chase use? How long does it take to get removed as AU from report?
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Offline db23

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Re: Chase Sapphire Reserve
« Reply #761 on: August 24, 2016, 01:39:07 PM »
Quote from: Dan on August 24, 2016, 10:48:22 AM
As have many over 5/24ers online.
I wonder how they determine who to allow past it though?

maybe if you have a long standing relationship with them, or there taking so many apps online now that some are slipping through the cracks?
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Offline yakrot

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Re: Chase Sapphire Reserve
« Reply #762 on: August 24, 2016, 01:39:53 PM »
Quote from: meme on August 24, 2016, 01:38:00 PM
Which report does Chase use? How long does it take to get removed as AU from report?
Should be able to do it right away... The number is listed in this article
Quote from: duvz on August 24, 2016, 12:55:09 PM
Additional tips for those still looking to apply (disclaimer: not a DDF link)
http://frequentmiler.boardingarea.com/2016/08/24/get-approved-sapphire-reserve/
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Offline db23

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Re: Chase Sapphire Reserve
« Reply #763 on: August 24, 2016, 01:49:54 PM »
can you go in to a chase bank and ask for a pre-approval with out having an account with them?
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Offline LoLo

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Re: Chase Sapphire Reserve
« Reply #764 on: August 24, 2016, 01:51:13 PM »
Quote from: db23 on August 24, 2016, 01:49:54 PM
can you go in to a chase bank and ask for a pre-approval with out having an account with them?
No.
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Offline db23

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Re: Chase Sapphire Reserve
« Reply #765 on: August 24, 2016, 02:05:37 PM »
Quote from: LoLo on August 24, 2016, 01:51:13 PM
No.
chase using transunion in  NY for this card?

if i signed up for two cards this month, how long does it take to get on my report? just checked credit karma trans union-not there yet
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Offline LoLo

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Re: Chase Sapphire Reserve
« Reply #766 on: August 24, 2016, 02:06:34 PM »
Quote from: db23 on August 24, 2016, 02:05:37 PM
chase using transunion in  NY for this card?
No, experian.
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Offline joe1234

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Re: Chase Sapphire Reserve
« Reply #767 on: August 24, 2016, 02:07:01 PM »
Quote from: db23 on August 24, 2016, 01:49:54 PM
can you go in to a chase bank and ask for a pre-approval with out having an account with them?
Quote from: LoLo on August 24, 2016, 01:51:13 PM
No.
-1 I don't have a bank account with them and was pre-approved.
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Offline LoLo

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Re: Chase Sapphire Reserve
« Reply #768 on: August 24, 2016, 02:13:49 PM »
Quote from: joe1234 on August 24, 2016, 02:07:01 PM
-1 I don't have a bank account with them and was pre-approved.
'Account' includes CC's, not only banking.

You need to have something with them in order for pre-approvals to show up in their system.
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Offline Redbull3

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Re: Chase Sapphire Reserve
« Reply #769 on: August 24, 2016, 02:20:19 PM »
Quote from: LoLo on August 24, 2016, 02:13:49 PM
You need to have something with them in order for pre-approvals to show up in their system.
-1 banks have relationships with credit bureaus that enable them to do soft pulls on the spot for existing cardmembers and prospects alike. This fuels their pre-qual systems (Chase, Citi, etc).
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Offline LoLo

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Re: Chase Sapphire Reserve
« Reply #770 on: August 24, 2016, 02:35:21 PM »
Quote from: Redbull3 on August 24, 2016, 02:20:19 PM
-1 banks have relationships with credit bureaus that enable them to do soft pulls on the spot for existing cardmembers and prospects alike. This fuels their pre-qual systems (Chase, Citi, etc).
I'm talking about the in-branch pre approval accessible to bankers, not Chase pre approvals in general.
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Offline Dovy365

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Re: Chase Sapphire Reserve
« Reply #771 on: August 24, 2016, 02:41:19 PM »
Quote from: Redbull3 on August 24, 2016, 02:20:19 PM
-1 banks have relationships with credit bureaus that enable them to do soft pulls on the spot for existing cardmembers and prospects alike. This fuels their pre-qual systems (Chase, Citi, etc).
I walked in to a branch and the banker had no idea what I was talking about when I asked her to check for pre-approval, she even went to ask a manager. She wanted to just apply which would result in a hard pull, I said no thank you, I can do that on my own.
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Offline Redbull3

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Re: Chase Sapphire Reserve
« Reply #772 on: August 24, 2016, 02:55:07 PM »
Quote from: LoLo on August 24, 2016, 02:35:21 PM
I'm talking about the in-branch pre approval accessible to bankers, not Chase pre approvals in general.
And what do you suppose is the difference?
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Offline puddles

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Re: Chase Sapphire Reserve
« Reply #773 on: August 24, 2016, 02:55:59 PM »
Dan just posted on DDMS about keeping his Amex for grocery and return protection. Has anyone used the return/purchase protection on Chase? Will this be easier/better to use because its a "higher end" card or the same as any other Chase claim.
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Offline sky121

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Re: Chase Sapphire Reserve
« Reply #774 on: August 24, 2016, 03:08:41 PM »
I doubt it. Amex still rules in that area.
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Re: Chase Sapphire Reserve
« Reply #775 on: August 24, 2016, 03:12:35 PM »
If I am over 5/24, no pre approvals, no cpc, is there any advantage to applying in branch vs online? it doe snot seem that the bankers have any pull with getting an approval here
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Offline username

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Re: Chase Sapphire Reserve
« Reply #776 on: August 24, 2016, 03:55:20 PM »
Quote from: dealfinder85 on August 23, 2016, 09:24:08 AM
its a long shot, but does having a mortgage with chase get you anywhere?
It probably can.
with my bank (not Chase), due to a loan i have out, i am like platinum gold star, or whatever they call it. Free checks, and no monthly fees for any of my accounts there.
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Offline davidmal

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Re: Chase Sapphire Reserve
« Reply #777 on: August 24, 2016, 03:56:30 PM »
On the phone now with them
They said they need 29K for this application to be approved!!
but then she said she can do less if requested but above 10k

so she moved 15k over and then she processed application - had to transfer me for verification..... 22mins later.....
Approved

and Rushed it to 2-3 Business Days!
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Re: Chase Sapphire Reserve
« Reply #778 on: August 24, 2016, 04:06:57 PM »
Went to branch and banker told me need to wait 5-7 days, he wouldn't make any call to expedite it. Now gotta call recon..
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Re: Chase Sapphire Reserve
« Reply #779 on: August 24, 2016, 04:07:24 PM »
Quote from: davidmal on August 24, 2016, 03:56:30 PM
On the phone now with them
They said they need 29K for this application to be approved!!
but then she said she can do less if requested but above 10k

so she moved 15k over and then she processed application - had to transfer me for verification..... 22mins later.....
Approved

and Rushed it to 2-3 Business Days!

How did you apply?
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