Chase Sapphire Reserve

[B.D.Da'ehu]

I finally hit the brick wall called 5/24 on the CSR. Even a conversation with a rep about her house buying decisions didn't help . At least i salvaged a Ritz.

[NYHeel]

I haven't checked this thread lately. Is EZ-pass no longer considered travel? I just had an EZ-Pass charge hit and I got no credit plus when I expand the charge online it doesn't show as travel. It just shows 1 point per dollar instead of 3.

[NYHeel]

I haven't checked this thread lately. Is EZ-pass no longer considered travel? I just had an EZ-Pass charge hit and I got no credit plus when I expand the charge online it doesn't show as travel. It just shows 1 point per dollar instead of 3.

I just called Chase and they said the EZ-pass charge was coded as government services - other and not travel. The rep I spoke with also indicated that he thought it used to count as travel but it could possibly be a recent change.

Did anyone have a recent EZ-pass charge that counted as travel? My charge was from 10/29 and posted on 10/31 and is from the NY EZ-pass though the charge just says the following:
   EZPASS PREPAID TOLL      $55.00
 Print   800-333-8655, NY 103140000 US
Online, Mail, or Telephone transaction      
Rewards earned1   
+ 1 Point per $1 on all other purchases   55.00   
Total rewards   55.00      Points

[iwlw2]

I had an ez-pass charge on my wife's CSR that received travel credit on 10/20. Its also coded as travel for 3x points. It was NJ ez-pass though, dont know if that makes the difference....

[HowYaDoin]

I just called Chase and they said the EZ-pass charge was coded as government services - other and not travel. The rep I spoke with also indicated that he thought it used to count as travel but it could possibly be a recent change.

Did anyone have a recent EZ-pass charge that counted as travel? My charge was from 10/29 and posted on 10/31 and is from the NY EZ-pass though the charge just says the following:
   EZPASS PREPAID TOLL      $55.00
 Print   800-333-8655, NY 103140000 US
Online, Mail, or Telephone transaction      
Rewards earned1   
+ 1 Point per $1 on all other purchases   55.00   
Total rewards   55.00      Points

10/23 Ezpass NY still coded as travel

[rng]

I applied for this card and have quite a few cards with chase for a long time.
My application for the chase sapphire reserve card wasn't even processed as they have said that I wouldn't get approved "due to previous unsatisfactory relationships with chase".
I tried speaking to a supervisor but to no avail they would approve my application.
The only story I can think of is that I transferred UR from my account a few years ago and maybe they got suspicious.
I had no points in my account as they were all transferred to an airline account so didn't notice anything disappear and so I went on with life and now every time I apply for a chase card I get denied.
I am within the 5/24 rule so that shouldn't be an issue.
Even though my credit is great and even got a few large credit line increases on my existing chase cards like BA, sapphire and ink.
I am ready to pay anyone who thinks they can speak to chase and get this resolved for me, please pm me if you're interested or if anyone is able to help with advice by responding that is appreciated as well.

[mochjas]

I applied for this card and have quite a few cards with chase for a long time.
My application for the chase sapphire reserve card wasn't even processed as they have said that I wouldn't get approved "due to previous unsatisfactory relationships with chase".
I tried speaking to a supervisor but to no avail they would approve my application.
The only story I can think of is that I transferred UR from my account a few years ago and maybe they got suspicious.
I had no points in my account as they were all transferred to an airline account so didn't notice anything disappear and so I went on with life and now every time I apply for a chase card I get denied.
I am within the 5/24 rule so that shouldn't be an issue.
Even though my credit is great and even got a few large credit line increases on my existing chase cards like BA, sapphire and ink.
I am ready to pay anyone who thinks they can speak to chase and get this resolved for me, please pm me if you're interested or if anyone is able to help with advice by responding that is appreciated as well.

try going into the branch a banker should be able to tell you what you did wrong

[rng]

try going into the branch a banker should be able to tell you what you did wrong

how does that help me? I know what it was

[mmgfarb]

how does that help me? I know what it was

You transfered UR to another account?

[rng]

how does that help me? I know what it was

What can I tell them, or can someone call on my behalf to help resolve this, willing to pay...

[rng]

There's nothing wrong with transferring UR to airlines, why do you think that's the reason?

because the person who did the transfer transferred ot to someone else airline account not my or family name

[NYHeel]

because the person who did the transfer transferred ot to someone else airline account not my or family name

So you sold UR points and now Chase won't give you another sign-up bonus. Seems pretty reasonable. I'm not sure what you can do but I'd try just being truthful and asking how much longer you have to wait until you can get approved again. Don't outright admit that you sold miles but try being as open and honest as possible. Of course, if you plan on selling miles again then I wouldn't bother at all.

On the other hand you can take a different course of action and lie. Find out who the person was that had the miles transferred from your account to theirs. Then attempt to claim that he/she is a friend/acquaintance of yours. Of course, then you're blatantly lying and you have to decide on your own if that's something you want to do. Lying when it involves a financial benefit seems awfully close to stealing.

[chinagel]

So you sold UR points and now Chase won't give you another sign-up bonus. Seems pretty reasonable. I'm not sure what you can do but I'd try just being truthful and asking how much longer you have to wait until you can get approved again. Don't outright admit that you sold miles but try being as open and honest as possible. Of course, if you plan on selling miles again then I wouldn't bother at all.

On the other hand you can take a different course of action and lie. Find out who the person was that had the miles transferred from your account to theirs. Then attempt to claim that he/she is a friend/acquaintance of yours. Of course, then you're blatantly lying and you have to decide on your own if that's something you want to do. Lying when it involves a financial benefit seems awfully close to stealing.

do you work for chase?

[NYHeel]

No, just using common sense. Generally I find that being nice and honest resolves most issues.

[joe1234]

I applied for this card and have quite a few cards with chase for a long time.
My application for the chase sapphire reserve card wasn't even processed as they have said that I wouldn't get approved "due to previous unsatisfactory relationships with chase".
I tried speaking to a supervisor but to no avail they would approve my application.
The only story I can think of is that I transferred UR from my account a few years ago and maybe they got suspicious.
I had no points in my account as they were all transferred to an airline account so didn't notice anything disappear and so I went on with life and now every time I apply for a chase card I get denied.
I am within the 5/24 rule so that shouldn't be an issue.
Even though my credit is great and even got a few large credit line increases on my existing chase cards like BA, sapphire and ink.
I am ready to pay anyone who thinks they can speak to chase and get this resolved for me, please pm me if you're interested or if anyone is able to help with advice by responding that is appreciated as well.

I know someone who had the same problem and it came out that they made a mistake with his social and got mixed up with someone else who was shady and theeefore his account was bad. He resolved it and got 100,000 ba points. So you should go in branch it might not be anything...

[rng]

I know someone who had the same problem and it came out that they made a mistake with his social and got mixed up with someone else who was shady and theeefore his account was bad. He resolved it and got 100,000 ba points. So you should go in branch it might not be anything...

what if i go in to branch and they it was because of selling points?

[mochjas]

what if i go in to branch and they it was because of selling points?

the whole reason to go to the branch is if you did nothing wrong and it was a mistake or if you do not know what you did wrong. It seems that you know what you did wrong and were correctly banned. So going to the branch won't help you.

[rng]

the whole reason to go to the branch is if you did nothing wrong and it was a mistake or if you do not know what you did wrong. It seems that you know what you did wrong and were correctly banned. So going to the branch won't help you.

correct I had someone transfer points without knowing at the time that this would be an issue, I know for the future not to do this again, the question is what do I say now that can get me out of this mess?

[CreamofSoup]

correct I had someone transfer points without knowing at the time that this would be an issue, I know for the future not to do this again, the question is what do I say now that can get me out of this mess?

Ignorantia juris non excusat or ignorantia legis neminem excusat. Ignorance of the the law is not an excuse.

[jameswacht]

Is there anyway to sell UR without raising suspicion?