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Chase Sapphire Reserve BENEFITS master thread

5/24 applies to this card
Minimum $10K of CL is needed, so if you can't get 10K on an instant, there's another great reason to get declined

DansDeals.com » Blog Archive » Chase’s Highest Ultimate Rewards Signup Bonus Ever: Sapphire Reserve 100,000 Point Bonus Is Now Live; Get $2,100 In Free Travel!

DansDeals.com » Blog Archive » Chase Sapphire Reserve Additional User Benefits And Lounge Guesting Policy Are Awesome!

There are multiple instances reported on this very thread of someone who was way over 5/24 and did not have PC and who got approval after recon.


The information below no longer applies for 2016/2017 but should still be useful for 2017/2018

Can you still get a 2016 travel credit if you apply now for a Sapphire Reserve card?

People have been reporting various due dates in January. If you get a due date between the 6th to the 25th then your bill will close between December 9th-28th and you will have time to spend the $300 in 2016 travel credit.

It is definitely still possible to get those due dates, but there’s no guarantee. If you do apply then be sure to call reconsideration to see if you can get approved today.
You may also be able to change your payment due date to generate a December statement if your due date is earlier than January 6 or later than January 25th. Just call to have you due date changed to January 25th to have your statement close on December 28th.

From here. Hopefully this will stop the constant questions.

Check which category a store is: https://www.visa.com/supplierlocator-app/app/#/home/supplier-locator
« Last edited by yelped on May 25, 2021, 05:39:31 PM »

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Author Topic: Chase Sapphire Reserve  (Read 1260018 times)

Offline hide4

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Re: Chase Sapphire Reserve
« Reply #2300 on: November 04, 2016, 03:46:03 PM »
Does being pre qualified in the bank and applying there help with 5/24? (pls pm me if sensitive info)
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Offline CreamofSoup

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Re: Chase Sapphire Reserve
« Reply #2301 on: November 04, 2016, 03:47:25 PM »
Quote from: mmgfarb on November 04, 2016, 03:33:16 PM
Adverse Action meaning chase shuts down all you accounts. Opening a lot of cards in a short amount of time can sometimes be a trigger. Read more here http://forums.dansdeals.com/index.php?topic=11216.0

Maybe I'm misreading, but it seemed that 2 or 3bming generally isn't seen as a trigger? I'm not sure about 4 though...
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Offline LoLo

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Re: Chase Sapphire Reserve
« Reply #2302 on: November 04, 2016, 03:55:00 PM »
Quote from: hide4 on November 04, 2016, 03:46:03 PM
Does being pre qualified in the bank and applying there help with 5/24? (pls pm me if sensitive info)
Pre qualified not, pre approved yes.
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Offline mmgfarb

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Re: Chase Sapphire Reserve
« Reply #2303 on: November 04, 2016, 04:02:10 PM »
Quote from: CreamofSoup on November 04, 2016, 03:47:25 PM
Maybe I'm misreading, but it seemed that 2 or 3bming generally isn't seen as a trigger? I'm not sure about 4 though...
That seems to be correct but I'm not sure, the more you open though, the greater the risk. 
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Offline hide4

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Re: Chase Sapphire Reserve
« Reply #2304 on: November 04, 2016, 04:02:33 PM »
Quote from: LoLo on November 04, 2016, 03:55:00 PM
Pre qualified not, pre approved yes.
I read on some site that pre qualified works. Are you sure not?
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Offline mmgfarb

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Re: Chase Sapphire Reserve
« Reply #2305 on: November 04, 2016, 04:07:54 PM »
Quote from: hide4 on November 04, 2016, 04:02:33 PM
I read on some site that pre qualified works. Are you sure not?
Sometimes the Banker will say that you are "pretty qualified" to apply for a card if you have no pre-approvals, to be sure, ask to see their screen and check if any of the cards are highlighted in green, those are pre-approvals.
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Offline hide4

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Re: Chase Sapphire Reserve
« Reply #2306 on: November 04, 2016, 04:10:35 PM »
Quote from: mmgfarb on November 04, 2016, 04:07:54 PM
Sometimes the Banker will say that you are "pretty qualified" to apply for a card if you have no pre-approvals, to be sure, ask to see their screen and check if any of the cards are highlighted in green, those are pre-approvals.
Alright thanks. And do they ask any more questions than applying online? Will it be a problem if I only have a college checking account?
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Offline LoLo

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Re: Chase Sapphire Reserve
« Reply #2307 on: November 04, 2016, 04:13:29 PM »
Quote from: hide4 on November 04, 2016, 04:10:35 PM
Alright thanks. And do they ask any more questions than applying online? Will it be a problem if I only have a college checking account?
It's actually quicker than applying online.

Another way to know if you're pre approved is if they can tell you the what your apr will be. (H/t: DS)
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Offline mmgfarb

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Re: Chase Sapphire Reserve
« Reply #2308 on: November 04, 2016, 04:14:21 PM »
Quote from: LoLo on November 04, 2016, 04:13:29 PM
It's actually quicker than applying online.

Another way to know if you're pre approved is if they can tell you the what your apr will be. (H/t: DS)
+1
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Offline CreamofSoup

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Re: Chase Sapphire Reserve
« Reply #2309 on: November 04, 2016, 04:18:15 PM »
Quote from: mmgfarb on November 04, 2016, 04:02:10 PM
That seems to be correct but I'm not sure, the more you open though, the greater the risk.
+1
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Offline hide4

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Re: Chase Sapphire Reserve
« Reply #2310 on: November 04, 2016, 04:33:55 PM »
Quote from: LoLo on November 04, 2016, 04:13:29 PM
It's actually quicker than applying online.

Another way to know if you're pre approved is if they can tell you the what your apr will be. (H/t: DS)
What will they tell me my apr will be if i'm pre approved?
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Offline mmgfarb

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Re: Chase Sapphire Reserve
« Reply #2311 on: November 04, 2016, 05:07:25 PM »
Quote from: hide4 on November 04, 2016, 04:33:55 PM
What will they tell me my apr will be if i'm pre approved?
It doesn't matter, the point is that they will only have an APR to tell you if you are pre-approved.
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Offline sedge

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Re: Chase Sapphire Reserve
« Reply #2312 on: November 04, 2016, 08:04:10 PM »
Quote from: chff on November 04, 2016, 02:30:03 PM
So why ask?
It was rhetorical. :facepalm:
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Offline peace123

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Re: Chase Sapphire Reserve
« Reply #2313 on: November 05, 2016, 06:07:34 PM »
My wife added me as AU on her CSR card 45 days ago and I still don't see AU fee on her CSR account. I manage all her accounts. Does that mean I got lucky with the $75 fee?

Also How can I rent a car in my name using the CSR ( wife doesn't drive) and be covered with Primary rental coverage? If I see the $75 fee, I may have to call to cancel . What about renting car   using UR points on Chase UR site? I have my own chase with UR accounts but no Chase sapphires that gives primary coverage.

Thanks

« Last Edit: November 05, 2016, 06:14:36 PM by peace123 »
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Offline hvaces42

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Re: Chase Sapphire Reserve
« Reply #2314 on: November 06, 2016, 10:53:13 AM »
Was denied for CSR 5/24. Currently have freedom and CSP.
1. Does it pay to upgrade without signup bonus?
2. If yes, which one should i upgrade?
3. Should i upgrade CSP to CSR and change Freedom to Freedom unlimited?
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Offline peace123

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Re: Chase Sapphire Reserve
« Reply #2315 on: November 06, 2016, 01:37:36 PM »
Can anyone answer this?
My wife added me as AU on her CSR card 45 days ago and I still don't see AU fee on her CSR account. I manage all her accounts. Does that mean I got lucky with the $75 fee?

Also How can I rent a car in my name using the CSR ( wife doesn't drive) and be covered with Primary rental coverage? If I see the $75 fee, I may have to call to cancel . What about renting car   using UR points on Chase UR site? I have my own chase with UR accounts but no Chase sapphires that gives primary coverage.

Thanks
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Offline Shegold

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Re: Chase Sapphire Reserve
« Reply #2316 on: November 06, 2016, 02:53:51 PM »
can't read the whole thread but is ez pass tolls considered travel so that would take the 300 off?
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Offline eli1571

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Re: Chase Sapphire Reserve
« Reply #2317 on: November 06, 2016, 02:56:49 PM »
Quote from: Shegold on November 06, 2016, 02:53:51 PM
can't read the whole thread but is ez pass tolls considered travel so that would take the 300 off?
Read here. http://forums.dansdeals.com/index.php?topic=65827.0
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Online Moshe26

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Re: Chase Sapphire Reserve
« Reply #2318 on: November 08, 2016, 08:58:15 AM »
Hi, im sure this question was already asked but I couldn't find it so I would really appreciate if anyone can give me advise on the below:
I was thinking opening the CSR for my wife just to get the sign up bonus ( transfer the points to my account)  and the 300$ this yr and next yr and then either close the card or maybe even downgrade to a no fee card? which is better? is that a good idea?
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Offline Mr. CC

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Re: Chase Sapphire Reserve
« Reply #2319 on: November 08, 2016, 01:40:16 PM »
Quote from: Moshe26 on November 08, 2016, 08:58:15 AM
Hi, im sure this question was already asked but I couldn't find it so I would really appreciate if anyone can give me advise on the below:
I was thinking opening the CSR for my wife just to get the sign up bonus ( transfer the points to my account)  and the 300$ this yr and next yr and then either close the card or maybe even downgrade to a no fee card? which is better? is that a good idea?
..., ... , YES!
just start with signing up, you'l take care of the rest later
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