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Chase Sapphire Reserve BENEFITS master thread

5/24 applies to this card
Minimum $10K of CL is needed, so if you can't get 10K on an instant, there's another great reason to get declined


DansDeals.com » Blog Archive » Chase’s Highest Ultimate Rewards Signup Bonus Ever: Sapphire Reserve 100,000 Point Bonus Is Now Live; Get $2,100 In Free Travel!

DansDeals.com » Blog Archive » Chase Sapphire Reserve Additional User Benefits And Lounge Guesting Policy Are Awesome!

There are multiple instances reported on this very thread of someone who was way over 5/24 and did not have PC and who got approval after recon.


The information below no longer applies for 2016/2017 but should still be useful for 2017/2018

Can you still get a 2016 travel credit if you apply now for a Sapphire Reserve card?

People have been reporting various due dates in January. If you get a due date between the 6th to the 25th then your bill will close between December 9th-28th and you will have time to spend the $300 in 2016 travel credit.

It is definitely still possible to get those due dates, but there’s no guarantee. If you do apply then be sure to call reconsideration to see if you can get approved today.
You may also be able to change your payment due date to generate a December statement if your due date is earlier than January 6 or later than January 25th. Just call to have you due date changed to January 25th to have your statement close on December 28th.

From here. Hopefully this will stop the constant questions.
« Last edited by jj1000 on March 14, 2018, 12:51:10 PM »

Author Topic: Chase Sapphire Reserve  (Read 407926 times)

Offline Mr. CC

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Re: Chase Sapphire Reserve
« Reply #3570 on: January 30, 2017, 04:23:24 PM »
Safe and unsafe is relative.
with a thin line

Offline JTZ

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Re: Chase Sapphire Reserve
« Reply #3571 on: January 30, 2017, 04:46:47 PM »
Received denial letter stating we are at the maximum amount of credit we can extent you. The problem is I have to credit with them.  >:(
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

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Re: Chase Sapphire Reserve
« Reply #3572 on: January 30, 2017, 09:24:30 PM »
A family member with the same last name living in Israel applied using my address.  I got a letter saying they need proof that she lives at the address like a utility bill. What would you recommend doing? (I can in theory change the utility bill to her name but is it fraud?)
travelcm

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Re: Chase Sapphire Reserve
« Reply #3573 on: January 31, 2017, 01:31:51 PM »
Father well over 5/24 with AUs and under without. Applied, had him called and told him exactly what to say. The rep said "sorry due to number of cards open in past 2 yrs we are unable to approve you". So he reads his part of the script, after a bit of stumbling he finally says the line I am him to say: "but I am not finicially responsible for the authorized user accounts". Then the rep goes "OK that's gonna change everything then". Basically, it sounds like all others here where it sounds like it's gonna be approved but needs to go thru an additional phase.
Yeah, the same thing happened with my wife, minus the stumbling. Once she said she wasn't responsible for the AU cards she got approved.

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Re: Chase Sapphire Reserve
« Reply #3574 on: January 31, 2017, 01:37:49 PM »
A family member with the same last name living in Israel applied using my address.  I got a letter saying they need proof that she lives at the address like a utility bill. What would you recommend doing? (I can in theory change the utility bill to her name but is it fraud?)
You should do nothing. If you want to help your relative you can recommend that she change the address on one of her existing credit cards. That should help provide proof of address while also adding your address to her credit report which should eliminate this issue in the future.

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Re: Chase Sapphire Reserve
« Reply #3575 on: January 31, 2017, 03:28:27 PM »
You should do nothing. If you want to help your relative you can recommend that she change the address on one of her existing credit cards. That should help provide proof of address while also adding your address to her credit report which should eliminate this issue in the future.
She actually is an AU on a different CSR at my address will that work?
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Re: Chase Sapphire Reserve
« Reply #3576 on: January 31, 2017, 03:58:33 PM »
You should do nothing
that's not an answer on this forum
the help for the future is a good point

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Re: Chase Sapphire Reserve
« Reply #3577 on: January 31, 2017, 04:10:24 PM »
that's not an answer on this forum
She doesn't live at the address correct? So your choices are lie, let it go or have her move in.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

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Re: Chase Sapphire Reserve
« Reply #3578 on: January 31, 2017, 04:27:14 PM »
I think it's more complex than that JTZ since many people residing abroad keep their money in the US and retain a US address, why can't they have a credit card? Unless you tell me it's illegal or against the TC to have a credit card when living abroad.
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Re: Chase Sapphire Reserve
« Reply #3579 on: January 31, 2017, 04:33:07 PM »
I think it's more complex than that JTZ since many people residing abroad keep their money in the US and retain a US address, why can't they have a credit card? Unless you tell me it's illegal or against the TC to have a credit card when living abroad.
What I am saying is they want proof she lives at that address. Retaining a US address means she lives there?
From T&C's: You must have a valid permanent home address within the 50 United States or the District of Columbia.
« Last Edit: January 31, 2017, 04:37:39 PM by JTZ »
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

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Re: Chase Sapphire Reserve
« Reply #3580 on: January 31, 2017, 04:44:36 PM »
Retaining an address means that you get mail there and may return when in the states. Some people have an address where their buisness is located in the US. What do you think about a yeshiva guy (or exchange student) should they forfeit their credit cards because they are living abroad? Re the TC thank you for pointing that out, although as you may know many people do not necessarily comply with them.
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Re: Chase Sapphire Reserve
« Reply #3581 on: January 31, 2017, 04:48:52 PM »
Retaining an address means that you get mail there and may return when in the states. Some people have an address where their buisness is located in the US. What do you think about a yeshiva guy (or exchange student) should they forfeit their credit cards because they are living abroad? Re the TC thank you for pointing that out, although as you may know many people do not necessarily comply with them.
I am not judging anyone. Just pointing out the facts.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

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Re: Chase Sapphire Reserve
« Reply #3582 on: January 31, 2017, 04:59:09 PM »
Retaining an address means that you get mail there and may return when in the states. Some people have an address where their buisness is located in the US. What do you think about a yeshiva guy (or exchange student) should they forfeit their credit cards because they are living abroad? Re the TC thank you for pointing that out, although as you may know many people do not necessarily comply with them.
It says you must have a valid permanent home address within the 50 United States or the District of Columbia. That's not vague. That's also not a place you get mail. A yeshiva guy or exchange student spending time in a different country still has a permanent home address in the US. This specific person does not. I'm not judging but it's clearly against the rules of the card.

As JTZ said, your choices are to do nothing, lie or have her move in with you. If you want to go with the lying route there are probably a number of options. I'd guess that a credit card bill in the relative's name would work. Being an AU might not, since it's not a bill. You can change the name on your cable/internet bill or utility bill. Just make sure that changing the name on the bill doesn't cause other issues. It might be easier to just add a name to the account.

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Re: Chase Sapphire Reserve
« Reply #3583 on: January 31, 2017, 05:54:25 PM »
Curious: what makes someone 'permanent'? What if they travel for 2 or 3 years? Do you feel that anyone moving to Israel should get rid of their American cc?
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Re: Chase Sapphire Reserve
« Reply #3584 on: January 31, 2017, 05:58:38 PM »
Curious: what makes someone 'permanent'? What if they travel for 2 or 3 years? Do you feel that anyone moving to Israel should get rid of their American cc?
For some Gov stuff I have had to fill out this is their definition: The address where you live is considered your "permanent address".
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(