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Chase Sapphire Reserve BENEFITS master thread

5/24 applies to this card
Minimum $10K of CL is needed, so if you can't get 10K on an instant, there's another great reason to get declined


DansDeals.com » Blog Archive » Chase’s Highest Ultimate Rewards Signup Bonus Ever: Sapphire Reserve 100,000 Point Bonus Is Now Live; Get $2,100 In Free Travel!

DansDeals.com » Blog Archive » Chase Sapphire Reserve Additional User Benefits And Lounge Guesting Policy Are Awesome!

There are multiple instances reported on this very thread of someone who was way over 5/24 and did not have PC and who got approval after recon.


The information below no longer applies for 2016/2017 but should still be useful for 2017/2018

Can you still get a 2016 travel credit if you apply now for a Sapphire Reserve card?

People have been reporting various due dates in January. If you get a due date between the 6th to the 25th then your bill will close between December 9th-28th and you will have time to spend the $300 in 2016 travel credit.

It is definitely still possible to get those due dates, but there’s no guarantee. If you do apply then be sure to call reconsideration to see if you can get approved today.
You may also be able to change your payment due date to generate a December statement if your due date is earlier than January 6 or later than January 25th. Just call to have you due date changed to January 25th to have your statement close on December 28th.

From here. Hopefully this will stop the constant questions.

Check which category a store is: https://www.visa.com/supplierlocator-app/app/#/home/supplier-locator
« Last edited by yelped on May 25, 2021, 05:39:31 PM »

Author Topic: Chase Sapphire Reserve  (Read 625427 times)

Offline HowYaDoin

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Re: Chase Sapphire Reserve
« Reply #4080 on: November 02, 2017, 09:51:34 AM »
Annual fee posted 10/10

1) until what date do I have to cancel to get back full fee?
2) If I cancel after do i get back anything?
3) when can I use the next $300 travel credit?

If anyone can help greatly appreciated.

Offline davidd75

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Re: Chase Sapphire Reserve
« Reply #4081 on: November 02, 2017, 05:48:19 PM »
AF posted 11/1/17

should I downgrade to preferred?
any DP of retention offers?
can i still get another 300 annual credit if i already used it 2016 and 2017 without paying or getting reimbursed the AF

Offline HowYaDoin

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Re: Chase Sapphire Reserve
« Reply #4082 on: November 02, 2017, 05:56:24 PM »
AF posted 11/1/17

should I downgrade to preferred?
any DP of retention offers?
can i still get another 300 annual credit if i already used it 2016 and 2017 without paying or getting reimbursed the AF

Annual fee posted 10/10

1) until what date do I have to cancel to get back full fee?
2) If I cancel after do i get back anything?
3) when can I use the next $300 travel credit?

If anyone can help greatly appreciated.
Offering a 2 for 1 - Can anybody answer both of our questions??

Offline Chaimk90

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Re: Chase Sapphire Reserve
« Reply #4083 on: November 02, 2017, 07:13:10 PM »
Is the annual fee prorated?

Offline ckmk47

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Re: Chase Sapphire Reserve
« Reply #4084 on: November 02, 2017, 08:15:25 PM »
A 3fer.
The annual fee is NOT prorated.  You have until 30 days (a month?) after they bill you to have the charge cancelled.  Otherwise you get nothing back.


If you don't have a Sapphire, it might be worthwhile to downgrade to a Sapphire Preferred for the 2ppd on restaurants. (and ?? other benefits)


The $300 travel credit. a) if you're on the original plan, the credit is annual, jan to dec years. So if you already got an credit in 2017, you're done.  Actually:  The year ends when your Dec statement closes. So you start the next year part of the way through Jan.  So you may be able to get the credit for the next year while still within the 30 days of being billed the AF.
b) If you got your card later - and if your year is over now, you might have this circumstance- you're on a 'member year'.  So the date of the AF hitting, is when your next year starts, and you get a new $300 credit that you can perhaps claim within the 30 days. 
« Last Edit: November 02, 2017, 08:33:17 PM by ckmk47 »

Offline Eliyohu

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Re: Chase Sapphire Reserve
« Reply #4085 on: November 02, 2017, 08:26:18 PM »
A 3fer.
The annual fee is NOT prorated.  You have until 30 days (a month?) after they bill you to have the charge cancelled.  Otherwise you get nothing back.


If you don't have a Sapphire, it might be worthwhile to downgrade to a Sapphire Preferred for the 2ppd on restaurants. (and ?? other benefits)


The $300 travel credit. a) if you're on the original plan, the credit is annual, jan to dec years.  So if you already got an credit in 2017, you're done. 
b) If you got your card later - and if your year is over now, you might have this circumstance- you're on a 'member year'.  So the date of the AF hitting, is when your next year starts, and you get a new $300 credit that you can perhaps claim within the 30 days.
My member year is January, I was under the impression as soon as my December statement closes I can get the $300 travel credit and then close my card before the AF hits...
Is that correct?

Offline ckmk47

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Re: Chase Sapphire Reserve
« Reply #4086 on: November 02, 2017, 08:34:08 PM »
My member year is January, I was under the impression as soon as my December statement closes I can get the $300 travel credit and then close my card before the AF hits...
Is that correct?
You're right.  I added the info to my post.

Offline HowYaDoin

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Re: Chase Sapphire Reserve
« Reply #4087 on: November 02, 2017, 10:10:32 PM »
A 3fer.
The annual fee is NOT prorated.  You have until 30 days (a month?) after they bill you to have the charge cancelled.  Otherwise you get nothing back.


If you don't have a Sapphire, it might be worthwhile to downgrade to a Sapphire Preferred for the 2ppd on restaurants. (and ?? other benefits)


The $300 travel credit. a) if you're on the original plan, the credit is annual, jan to dec years. So if you already got an credit in 2017, you're done.  Actually:  The year ends when your Dec statement closes. So you start the next year part of the way through Jan.  So you may be able to get the credit for the next year while still within the 30 days of being billed the AF.
b) If you got your card later - and if your year is over now, you might have this circumstance- you're on a 'member year'.  So the date of the AF hitting, is when your next year starts, and you get a new $300 credit that you can perhaps claim within the 30 days.
Thanks!!
Is the 30 days confirmed, can I downgrade after the 30-and get something back?

Offline ckmk47

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Re: Chase Sapphire Reserve
« Reply #4088 on: November 02, 2017, 11:32:54 PM »
Thanks!!
Is the 30 days confirmed, can I downgrade after the 30-and get something back?
Downgrades- I think they pro-rate the AF.

Offline davidd75

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Re: Chase Sapphire Reserve
« Reply #4089 on: November 03, 2017, 08:47:47 AM »
Downgrades- I think they pro-rate the AF.

are you sure they are pro-rate or you get everything back?

Offline ckmk47

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Re: Chase Sapphire Reserve
« Reply #4090 on: November 03, 2017, 09:54:45 AM »
are you sure they are pro-rate or you get everything back?
I don't know.

Offline davidrotts63

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Re: Chase Sapphire Reserve
« Reply #4091 on: November 03, 2017, 02:46:21 PM »
are you sure they are pro-rate or you get everything back?
I've seen conflicting dp each way with this
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline HowYaDoin

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Re: Chase Sapphire Reserve
« Reply #4092 on: November 05, 2017, 12:19:31 AM »
Via Secure message Whatever thats worth...

Quote
Hello ****,

I will be glad to assist you with information regarding
refund of the annual fee.

I see that the annual membership fee is listed on on your
October 10, 2017 statement.

•The annual fee is eligible to be refunded in full if you
closes the account within 30 days of statement closing
date with annual fee billing; refund will be automatically
credited within 1 to 2 billing cycles after closure.

You can close your account in the following ways:

- Call us at the phone number below.
- Reply to this email
- Send a letter to:
Cardmember Services
PO Box 15298
Wilmington, DE 19850-5298

If you redeem your rewards through Chase
- You will have at least 30 days after we close your
account to use your rewards. Rewards that are not used by
that time will be lost.

Here is helpful information regarding product change:

You will receive full refund of the annual fee if the
product change is processed within 60 days from the post
date of the original product's annual fee. The annual fee
refund will post within 1 to 2 billing cycles after the
product change is processed
It appears full refund until 60 days for product change

Offline davidd75

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Re: Chase Sapphire Reserve
« Reply #4093 on: November 06, 2017, 09:36:41 AM »
But is it easy to product change or are they giving people a hard time?

Offline ME17

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Re: Chase Sapphire Reserve
« Reply #4094 on: November 06, 2017, 01:14:38 PM »
But is it easy to product change or are they giving people a hard time?
- The annual fee will be automatically credited when an
account is closed within 30 days from the statement date
that includes the annual fee.

- The annual fee will be automatically credited when you
switch your current card to a Chase card with no annual
fee within 60 days from the date the fee has been
assessed. You have the option to switch your card to any
of the cards below without the annual fee:

this was via secure message- hope it helps-

they offered to change to sapphire visa signature, unlimited and freedom

Offline dealtastic

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Re: Chase Sapphire Reserve
« Reply #4095 on: November 06, 2017, 04:06:12 PM »
You have until 30 days (a month?) after they bill you to have the charge cancelled.  Otherwise you get nothing back.
To clarify, "billing" means statement closing date that shows the fee (not when the fee posts on the 1st of the month).

Offline ckmk47

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Re: Chase Sapphire Reserve
« Reply #4096 on: November 06, 2017, 04:18:36 PM »
To clarify, "billing" means statement closing date that shows the fee (not when the fee posts on the 1st of the month).
ooh! That's a helpful fact.

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Re: Chase Sapphire Reserve
« Reply #4097 on: November 07, 2017, 01:41:23 PM »
But is it easy to product change or are they giving people a hard time?
Any recent DP of downgrading Sapphire reserve to no AF sapphire card?
up to the 4th rep telling me it cant be done.

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Re: Chase Sapphire Reserve
« Reply #4098 on: November 07, 2017, 01:45:08 PM »
Chase Sapphire Visa Signature card:
No Annual Fee for this product. Earn 1 point for every $1
on all purchases and an additional 1 point for every $1
spent on dining - when you use your card at restaurants.
No caps on the amount of points earned. Bonus/Promotional
offers may have a maximum accumulation. No expiration on
points. Product includes a 3% foreign transaction fee for
any transactions made in a currency other than U.S.
Dollars, which may include internet sites based outside of
the United States.

I was told this via SM

Offline Sfuzzi

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Re: Chase Sapphire Reserve
« Reply #4099 on: November 16, 2017, 04:39:04 PM »
For some reason I am having a hard time keeping this straight

Appreciate if I could get help with four question

1.My csr due date is the 25th. I opened my card last December and received the tc in both December and January. I think I can receive it again in December but  think the travel charge would have to be made after 12/28. Can anybody confirm if I am understanding correctly

2. My husband has a csr from last January so he has only received one tc in January. His due date is the 24 th so I think he would have to charge after dec 27?

3. Is there a way to confirm what date we will have to pay the renewal fee?

4. We will be traveling end of December so would like to change my due if entitled to the tc in question 1 and 2. Do you know how far in advance I would have to request to change the due date to 18th? Or maybe it is already too late

Thank you!