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Chase Sapphire Reserve BENEFITS master thread

5/24 applies to this card
Minimum $10K of CL is needed, so if you can't get 10K on an instant, there's another great reason to get declined


DansDeals.com » Blog Archive » Chase’s Highest Ultimate Rewards Signup Bonus Ever: Sapphire Reserve 100,000 Point Bonus Is Now Live; Get $2,100 In Free Travel!

DansDeals.com » Blog Archive » Chase Sapphire Reserve Additional User Benefits And Lounge Guesting Policy Are Awesome!

There are multiple instances reported on this very thread of someone who was way over 5/24 and did not have PC and who got approval after recon.


The information below no longer applies for 2016/2017 but should still be useful for 2017/2018

Can you still get a 2016 travel credit if you apply now for a Sapphire Reserve card?

People have been reporting various due dates in January. If you get a due date between the 6th to the 25th then your bill will close between December 9th-28th and you will have time to spend the $300 in 2016 travel credit.

It is definitely still possible to get those due dates, but there’s no guarantee. If you do apply then be sure to call reconsideration to see if you can get approved today.
You may also be able to change your payment due date to generate a December statement if your due date is earlier than January 6 or later than January 25th. Just call to have you due date changed to January 25th to have your statement close on December 28th.

From here. Hopefully this will stop the constant questions.

Check which category a store is: https://www.visa.com/supplierlocator-app/app/#/home/supplier-locator
« Last edited by yelped on May 25, 2021, 05:39:31 PM »

Author Topic: Chase Sapphire Reserve  (Read 1260028 times)

Offline Mtl18

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Re: Chase Sapphire Reserve
« Reply #4700 on: October 25, 2018, 12:29:02 PM »
I got billed for my annual fee on October 1, but on the rewards website, says I wont be eligible for any spending for the $300 travel credit until my december statement closes. I don't recall this being the case in prior years. Is this normal that there is a lag between annual fee and annual cycle?

Offline tzifanya54

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Re: Chase Sapphire Reserve
« Reply #4701 on: October 25, 2018, 12:31:26 PM »
I got billed for my annual fee on October 1, but on the rewards website, says I wont be eligible for any spending for the $300 travel credit until my december statement closes. I don't recall this being the case in prior years. Is this normal that there is a lag between annual fee and annual cycle?
Yes, your cards are calendar year. Some cards are cardmember year, it depends when you opened them.

Offline greathummer7

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Re: Chase Sapphire Reserve
« Reply #4702 on: October 25, 2018, 12:32:56 PM »
I got billed for my annual fee on October 1, but on the rewards website, says I wont be eligible for any spending for the $300 travel credit until my december statement closes. I don't recall this being the case in prior years. Is this normal that there is a lag between annual fee and annual cycle?


normal. if your intent is to downgrade, chase does prorate the annual fee. so might as well get the new credit, spend it, then downgrade

Offline Mtl18

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Re: Chase Sapphire Reserve
« Reply #4703 on: October 25, 2018, 12:51:45 PM »
Yes, your cards are calendar year. Some cards are cardmember year, it depends when you opened them.
I opened it when they first came out and should be on cardmember year.

Offline as2

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Re: Chase Sapphire Reserve
« Reply #4704 on: October 25, 2018, 04:22:45 PM »
I opened it when they first came out and should be on cardmember year.
When they fist came out, they were calendar year. The only switched to cardmember year more recently.
Memories last forever, make them while you can.

Offline m.m.

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Re: Chase Sapphire Reserve
« Reply #4705 on: October 25, 2018, 10:57:32 PM »
 

This is idiotic
It"ll lead to an amex style RAT team unfortunately (hope to be proven wrong).
Unfortunately, not everyone was blessed with brains...

Offline Htx

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Re: Chase Sapphire Reserve
« Reply #4706 on: October 26, 2018, 02:24:04 PM »
Yes, your cards are calendar year. Some cards are cardmember year, it depends when you opened them.

They should all be calendar after the first year now.

Offline shmielyosef

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Re: Chase Sapphire Reserve
« Reply #4707 on: November 05, 2018, 06:20:02 AM »
If i have a CFU that i upgraded to CSR and then after a few months downgraded it back to cfu, should i assume chase has in their systems that it was a CSR card at one point? Or it probably doesn't show up?

Offline as2

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Re: Chase Sapphire Reserve
« Reply #4708 on: November 05, 2018, 09:08:14 AM »
If i have a CFU that i upgraded to CSR and then after a few months downgraded it back to cfu, should i assume chase has in their systems that it was a CSR card at one point? Or it probably doesn't show up?
As far as what? You want to apply for the CSR and get the bonus?
Memories last forever, make them while you can.

Offline shmielyosef

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Re: Chase Sapphire Reserve
« Reply #4709 on: November 05, 2018, 09:18:34 AM »
As far as what? You want to apply for the CSR and get the bonus?
Technically if i would want to apply i would get the bonus though, no?

Offline chayal101

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Re: Chase Sapphire Reserve
« Reply #4710 on: November 05, 2018, 10:46:31 AM »
It's possible to upgrade a Freedom Unlimited to Sapphire Reserve? Just curious based on previous comments... (I've had the SR in within last 24 months)
Chaya L.

Offline Redbull3

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Re: Chase Sapphire Reserve
« Reply #4711 on: November 05, 2018, 11:29:17 AM »
If i have a CFU that i upgraded to CSR and then after a few months downgraded it back to cfu, should i assume chase has in their systems that it was a CSR card at one point? Or it probably doesn't show up?
Yeah or if you want to churn the 300 credit you can only get that once per yr per account i believe

Offline as2

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Re: Chase Sapphire Reserve
« Reply #4712 on: November 05, 2018, 12:23:53 PM »
Technically if i would want to apply i would get the bonus though, no?
If you haven't received the bonus in the last 24 months, you should be able to.
It's possible to upgrade a Freedom Unlimited to Sapphire Reserve? Just curious based on previous comments... (I've had the SR in within last 24 months)
Yes. All personal, non Co-branded cards can be changed to another product.
Memories last forever, make them while you can.

Offline chayal101

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Re: Chase Sapphire Reserve
« Reply #4713 on: November 05, 2018, 12:32:47 PM »


If you haven't received the bonus in the last 24 months, you should be able to. Yes. All personal, non Co-branded cards can be changed to another product.
Can I upgrade to SR to book tickets with points and then downgrade immediately to avoid the annual fee?
Chaya L.

Offline shmielyosef

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Re: Chase Sapphire Reserve
« Reply #4714 on: November 05, 2018, 12:45:05 PM »
Can I upgrade to SR to book tickets with points and then downgrade immediately to avoid the annual fee?
Yes. U can even leave it open til the annual fee posts and then u have 30 days to get full refund

Offline shmielyosef

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Re: Chase Sapphire Reserve
« Reply #4715 on: November 05, 2018, 12:46:00 PM »
If you haven't received the bonus in the last 24 months, you should be able to.
48 months i believe

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Re: Chase Sapphire Reserve
« Reply #4716 on: November 05, 2018, 02:28:09 PM »
48 months i believe
Sorry. Yes it is now 48 months.
Memories last forever, make them while you can.

Offline chayal101

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Re: Chase Sapphire Reserve
« Reply #4717 on: November 05, 2018, 06:39:23 PM »
When upgrading to SR, is it reflective online instantly? Meaning if I call right now to upgrade, will I be able to book on Chase Rewards page for Sapphire Reserve value today??
Chaya L.

Offline JACKBLUE

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Re: Chase Sapphire Reserve
« Reply #4718 on: November 05, 2018, 06:45:30 PM »
When upgrading to SR, is it reflective online instantly? Meaning if I call right now to upgrade, will I be able to book on Chase Rewards page for Sapphire Reserve value today??
officialy over night

Offline shmielyosef

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Re: Chase Sapphire Reserve
« Reply #4719 on: November 05, 2018, 07:03:31 PM »
When upgrading to SR, is it reflective online instantly? Meaning if I call right now to upgrade, will I be able to book on Chase Rewards page for Sapphire Reserve value today??
Very possible it'll reflect quite soon afterwards. I think in my case it reflected in my login pretty much a few minutes after i hung up with them.