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Chase Sapphire Reserve BENEFITS master thread

5/24 applies to this card
Minimum $10K of CL is needed, so if you can't get 10K on an instant, there's another great reason to get declined


DansDeals.com » Blog Archive » Chase’s Highest Ultimate Rewards Signup Bonus Ever: Sapphire Reserve 100,000 Point Bonus Is Now Live; Get $2,100 In Free Travel!

DansDeals.com » Blog Archive » Chase Sapphire Reserve Additional User Benefits And Lounge Guesting Policy Are Awesome!

There are multiple instances reported on this very thread of someone who was way over 5/24 and did not have PC and who got approval after recon.


The information below no longer applies for 2016/2017 but should still be useful for 2017/2018

Can you still get a 2016 travel credit if you apply now for a Sapphire Reserve card?

People have been reporting various due dates in January. If you get a due date between the 6th to the 25th then your bill will close between December 9th-28th and you will have time to spend the $300 in 2016 travel credit.

It is definitely still possible to get those due dates, but there’s no guarantee. If you do apply then be sure to call reconsideration to see if you can get approved today.
You may also be able to change your payment due date to generate a December statement if your due date is earlier than January 6 or later than January 25th. Just call to have you due date changed to January 25th to have your statement close on December 28th.

From here. Hopefully this will stop the constant questions.

Check which category a store is: https://www.visa.com/supplierlocator-app/app/#/home/supplier-locator
« Last edited by yelped on May 25, 2021, 05:39:31 PM »

Author Topic: Chase Sapphire Reserve  (Read 646457 times)

Offline yitzyul

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Re: Chase Sapphire Reserve
« Reply #5120 on: September 15, 2020, 05:05:10 PM »
The year waiting time for upgrades is only for new accounts. Once your past the first 12 months you can upgrade the next day
New Accounts? Does that mean new Chase customer or if I open a new preferred I can upgrade next day to reserve?

Offline Divora M

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Re: Chase Sapphire Reserve
« Reply #5121 on: September 15, 2020, 08:01:14 PM »
Will I get a referral bonus if I have the Reserve card and refer someone to get the Sapphire preferred card?

Offline Samb

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Re: Chase Sapphire Reserve
« Reply #5122 on: September 15, 2020, 08:42:47 PM »
Will I get a referral bonus if I have the Reserve card and refer someone to get the Sapphire preferred card?
How are you planning to do that?

Offline Divora M

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Re: Chase Sapphire Reserve
« Reply #5123 on: September 15, 2020, 09:17:43 PM »
How are you planning to do that?

I thought maybe they would accept it since in the past I had an Ink Cash card and referred someone to get the Ink Unlimited and I got the bonus.

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Re: Chase Sapphire Reserve
« Reply #5124 on: September 15, 2020, 11:51:59 PM »
I bought 4 cans of stain for my deck from Home Depot to finish my half started job at night.
   While I bought the same color as my first few cans, I went ahead with my roller and finished the rest of the deck that night.
  I wake up in the morning to find my deck 2 different colors.

 What happened was, HD mixed up the color accidentally and now I have a multi colored deck.

 I went back to HD and they told me oh I'm sorry there's nothing we can do as the cans are empty, should you have come back with the full cans we could have gave you a refund.( Well da sherlock if I had a full can.)

  While I happened to have used my Chase Sapphire reserve card for the purchase I tried to file a claim for the stain but was turned down.

 Does it make sense that they don't cover paint/stain?

  Then they told me oh we don't have that feature of Return Protection.

  That was fake news as the card account shows that as one of the benefits.

 Now at this point which one of the benefits would you guys go with for this stain?

Return Protection
You can be reimbursed for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item, $1,000 per year.*

Or

Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.*


  (Trying to help out a friend, don't know why he was turned down.)
« Last Edit: September 15, 2020, 11:56:57 PM by myi »
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Offline CRACKERJACK

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Re: Chase Sapphire Reserve
« Reply #5125 on: September 16, 2020, 04:37:39 AM »
I bought 4 cans of stain for my deck from Home Depot to finish my half started job at night.
   While I bought the same color as my first few cans, I went ahead with my roller and finished the rest of the deck that night.
  I wake up in the morning to find my deck 2 different colors.

 What happened was, HD mixed up the color accidentally and now I have a multi colored deck.

 I went back to HD and they told me oh I'm sorry there's nothing we can do as the cans are empty, should you have come back with the full cans we could have gave you a refund.( Well da sherlock if I had a full can.)

  While I happened to have used my Chase Sapphire reserve card for the purchase I tried to file a claim for the stain but was turned down.

 Does it make sense that they don't cover paint/stain?

  Then they told me oh we don't have that feature of Return Protection.

  That was fake news as the card account shows that as one of the benefits.

 Now at this point which one of the benefits would you guys go with for this stain?

Return Protection
You can be reimbursed for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item, $1,000 per year.*

Or

Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.*


  (Trying to help out a friend, don't know why he was turned down.)
if its less then $100 definitely dispute the charge (you did not get the item you paid for) if its more i would also go with a dispute but it could  take more time and you could not win

Offline yitzyul

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Re: Chase Sapphire Reserve
« Reply #5126 on: September 16, 2020, 09:22:25 AM »
can someone help me figure this out.

Got AF Sept 5th
Received SUB Oct5 2016

Move my points over to the the Ink so I dont have to spend it (not sure if I need to do this)
Downgrade Reserve to Freedom (get AF refunded) prior to Oct4
On Oct 6th apply for sapphire- Spend the requirement, receive 80K SUB
Upgrade to Reserve- move points back there.........

Offline yungermanchik

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Re: Chase Sapphire Reserve
« Reply #5127 on: September 16, 2020, 09:39:07 AM »
can someone help me figure this out.

Got AF Sept 5th
Received SUB Oct5 2016

Move my points over to the the Ink so I dont have to spend it (you DON'T need to do this)
Downgrade Reserve to Freedom (get AF refunded) prior to Oct4
On Oct 6th apply for sapphire- Spend the requirement, receive 80K SUB
Upgrade to Reserve- move points back there.........
Sounds good
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Offline yitzyul

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Re: Chase Sapphire Reserve
« Reply #5128 on: September 16, 2020, 09:51:24 AM »
TY

Offline justmeha

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Re: Chase Sapphire Reserve
« Reply #5129 on: September 16, 2020, 10:25:44 AM »

Offline Kobe Bryant

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Re: Chase Sapphire Reserve
« Reply #5130 on: September 16, 2020, 10:31:37 AM »
48 months is insane!  >:(

Offline Joeymc

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Re: Chase Sapphire Reserve
« Reply #5131 on: September 16, 2020, 11:06:30 AM »
120 characters? Hmm, I wonder what I could write with 64 characters. Boy, it's gonna be hard to use up 15 characters. W-

Offline Mootkim

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Re: Chase Sapphire Reserve
« Reply #5132 on: September 16, 2020, 11:17:13 AM »
48 months is insane!  >:(
Agreed. I still need to wait until end of February.

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Re: Chase Sapphire Reserve
« Reply #5133 on: September 16, 2020, 11:38:34 AM »
can someone help me figure this out.

Got AF Sept 5th
Received SUB Oct5 2016

Move my points over to the the Ink so I dont have to spend it (not sure if I need to do this)
Downgrade Reserve to Freedom (get AF refunded) prior to Oct4
On Oct 6th apply for sapphire- Spend the requirement, receive 80K SUB
Upgrade to Reserve- move points back there.........
Where can I find the date that the SUB posted? Is it just the closing date of the statement it's listed on?
« Last Edit: September 16, 2020, 11:49:31 AM by Therebbesbocher »

Offline Mootkim

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Re: Chase Sapphire Reserve
« Reply #5134 on: September 16, 2020, 12:18:16 PM »
Where can I find the date that the SUB posted? Is it just the closing date of the statement it's listed on?
I would assume so being that you only get the points when the statement closes.

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Re: Chase Sapphire Reserve
« Reply #5135 on: September 16, 2020, 12:54:28 PM »
Where can I find the date that the SUB posted? Is it just the closing date of the statement it's listed on?
Correct.

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Re: Chase Sapphire Reserve
« Reply #5136 on: September 17, 2020, 10:01:29 AM »
Where can I find the date that the SUB posted? Is it just the closing date of the statement it's listed on?
I SM them online, and they replied with the date I received it

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Re: Chase Sapphire Reserve
« Reply #5137 on: September 22, 2020, 12:53:57 PM »
can someone help me figure this out.

Got AF Sept 5th
Received SUB Oct5 2016

Move my points over to the the Ink so I dont have to spend it (not sure if I need to do this)
Downgrade Reserve to Freedom (get AF refunded) prior to Oct4
On Oct 6th apply for sapphire- Spend the requirement, receive 80K SUB
Upgrade to Reserve- move points back there.........

I have a similar situation.  Do I need to move points to the Ink?  I don't have one but my spouse does.  Which Freedom is best to downgrade to? I already  have a Freedom.

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Re: Chase Sapphire Reserve
« Reply #5138 on: September 22, 2020, 01:11:23 PM »
I have a similar situation.  Do I need to move points to the Ink?  I don't have one but my spouse does.  Which Freedom is best to downgrade to? I already  have a Freedom.
Unless things have changed, you should not have to move them as they will be kept alive (at a lower value) with a freedom, and the value will then increase when moved back to a sapphire card. The only issue I'm seeing here, is upgrading the Sapphire Preferred to the reserve right away. I believe there is a 1 year waiting period for that upgrade.
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Re: Chase Sapphire Reserve
« Reply #5139 on: September 22, 2020, 01:25:41 PM »
Unless things have changed, you should not have to move them as they will be kept alive (at a lower value) with a freedom, and the value will then increase when moved back to a sapphire card. The only issue I'm seeing here, is upgrading the Sapphire Preferred to the reserve right away. I believe there is a 1 year waiting period for that upgrade.

Thanks.  So when I upgrade I would have to pay $550?  Also which Freedom is better to downgrade to?