Trying to figure out any benefit to having the Reserve vs the Preferred...(besides peloton, Lyft & priority pass which I have no use for)
If I spend $100K a year...spending is the same in categories....
Preferred Reserve
100,000x 1.1= 110,000 100,000 Moved to travel @ 50% = 150,000
110,000 moved to travel @25% =137,500
Net difference is 12500 points (+$50 hotel credit) Net AF is ($550-$300 travel (-$95 Preferred) = $155
Would seem that preferred has better value unless you are spending allot more then $100K on the card annually or you are transferring another 100K points form other Chase cards)