Upgraded my BGR in mid-November, spent the $10k and the bonus points posted very quickly (maybe within a day of hitting the spend). Waiting to do the PGGM in January and then downgrading back to the BGR. Thanks everyone!
I am getting close to $10,000 but not quite there yet. From previous experienes:
Does the annual fee (in my case $412.50) count towards the "spend requirement" - or is it excluded?
When we do the airline credits (I did $200 in Dec 2013 and $200 the past few days), do the credits "offset" the $400 spend - and therefore, I actually need to spend ANOTHER $400 OR
Are the credits considered a "payment" and the $400 airline spend, does in fact, count towards the $10,000 "spend requirement"?
I also did the Neimann Marcus credit for $50 and the small biz sat credit for $10 - so, in fact, it's $460 of spend, that I am not sure if I need to "spend again" to meet the $10K obligation.
I could buy some Amex gift cards - except my last 2 orders (for small amounts in fact) were declined - could be the 14 day/$5K rule.
Thanks for help