Author Topic: Best Card for ~3K Monthly Medical Expenses  (Read 401 times)

Offline importantq

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Best Card for ~3K Monthly Medical Expenses
« on: January 15, 2023, 10:10:50 PM »
Hi, can anyone recommend a credit card that's best for estimated 3K of monthly medical expenses?

Would it be the Citi Double Cash?

Offline dm123

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Re: Best Card for ~3K Monthly Medical Expenses
« Reply #1 on: January 17, 2023, 07:36:16 AM »
US bank Cash+ card lets you select a 5% category every quarter.

@ExGingi know if this would work for medical? If yes is there a quarterly limit? Spend up to the limit with this and rest on citi double cash?

Offline ExGingi

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Re: Best Card for ~3K Monthly Medical Expenses
« Reply #2 on: January 17, 2023, 08:34:16 AM »
@ExGingi know if this would work for medical? If yes is there a quarterly limit? Spend up to the limit with this and rest on citi double cash?

Quarterly limit is $2,000. I don't recall seeing medical as a category.

Doesn't Citi have a card that automatically gives 5x on most used category?

Unfortunately seems like there's a lot to spend. So sign up bonuses will give you more than any category spending.

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« Last Edit: January 17, 2023, 08:56:53 AM by ExGingi »
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Offline yungermanchik

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Re: Best Card for ~3K Monthly Medical Expenses
« Reply #3 on: January 17, 2023, 08:53:18 AM »

Doesn't Citi have a card that automatically gives 5x on most used category?

Custom Cash only for the 1st $500 if all the spend has to be done on the same card you come out ahead with Citi Double Cash.
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Offline ExGingi

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Re: Best Card for ~3K Monthly Medical Expenses
« Reply #4 on: January 17, 2023, 08:56:17 AM »
Custom Cash only for the 1st $500 if all the spend has to be done on the same card you come out ahead with Citi Double Cash.

But if it can be done on multiple cards, maybe 2 or more custom cash for the first few hundred $ per month and then something else for the rest.
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Offline Essen est zich

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Re: Best Card for ~3K Monthly Medical Expenses
« Reply #5 on: January 17, 2023, 09:10:35 AM »
Can you pay with visa gift cards?

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Re: Best Card for ~3K Monthly Medical Expenses
« Reply #6 on: January 18, 2023, 02:26:48 PM »
estimated 3K of monthly medical expenses
Aside from credit card advice, is there anything we can do to help?
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